Discovering the Difference: Why Choose a Credit Union Over a Bank?

In a world full of financial institutions, banks and credit unions can come across as the same thing, offering similar products and services like checking accounts, savings options, and loans. Yet, there are fundamental differences between the two that might make you reconsider where you entrust your hard-earned money. For-Profit vs. Not-for-Profit The key distinction […]

Not Every Financial Shock Makes the News

Every day individuals experience unexpected expenses such as medical bills, loss of income, or an appliance breaking down. Though unreported by news stations, the effects to the individual can be equally as damaging to one’s finances. Your financial shocks aren’t “fake news”, they are personal and real. When these unexpected expenses arise individuals are faced […]

Find Extra Money In Your Entertainment Budget

Having a budget gives you the most control of where your money goes. If you have goals of saving for retirement, buying a home or car, paying for a child’s education, then this is the tool to help you achieve those goals. Without it, you may just keep asking yourself “where did all my money […]

4 Ways to Help You Create A Budget so You Can Build Savings

Create a Budget Step 1: Look at your bank statement for the previous month to capture how much you have already spent and categorize it. Examples include groceries, gas, eating out (this includes fast food and coffee breaks), entertainment, miscellaneous, etc. This will give the reality of where your money has been going. Some online bank […]