Celebrating a big event or planning a once-in-a-lifetime trip? With rates as low as 6.74% APR¹, you can do more with a Home Equity Loan from Firstmark! Accessing funds from your home’s equity helps you finance all your planned and unexpected expenses.

  • Consolidate high interest debt
  • Finance higher education dreams
  • Remodel the master bedroom or add a home office
  • Take a dream vacation

A Home Equity Loan offers you solutions to help make milestones happen!

Apply Now


Unlock A Lower Rate

With the Power of the Dollar® Plus checking account, you can lower your home equity loan rate by .50%.

Apply online today and enjoy the benefits!

  • Rates as low as 6.74% APR¹ for a 60-month term.
  • Expert Advice and Assistance
  • 300-month maximum term

Members with a current home equity loan can apply as long as the home equity loan is older than 12 months. Among other benefits, our Home Equity Loan can be used to:

  • Consolidate debt
  • Tackle a remodel
  • Pay for a child’s school or college tuition
  • Pay for other big expenses like medical bills or a special event
  • Refinance your existing mortgage
How long does it take to process a Home Equity loan?

The State of Texas has placed a variety of provisions in the Texas Constitution that protect consumers by providing several time frames that all lenders must comply with. These timing requirements mean the process of extracting equity from your home will take a minimum of 21 business days and include the following:

  • 12 day cooling off period
  • 3 day minimum to review the final closing disclosure
  • 3 day right of rescission

Apply online, schedule an appointment at any Financial Center or call our 24-hour loan hotline. 210.442.0199

Firstmark Credit Union

Home Equity Infographic Calculation

Calculate Your Payment

Use this calculator to compute the payment amount2 by adjusting the amount, rate and term.

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