Refinance Your Mortgage

Services provided via partnership with TruHome Solutions, LLC (NMLS #284608) and are subject to credit and property approval. Other restrictions and conditions may apply. Programs and guidelines are subject to change without notice. Rates are subject to change daily. TruHome Solutions, LLC located at 6330 Sprint Parkway, Suite 200, Overland Park, KS 66211. See: www.nmlsconsumeraccess.org.

1. Fixed-Rate Mortgage: APR is Annual Percentage Rate. Mortgage rates and terms vary based on selected product, purpose and type, loan-to-value and credit score. Rates are subject to change until execution of an interest rate lock-in agreement. Subject to credit approval; not all borrowers qualify.   A 30-year term at 6.427% APR has an estimate monthly payment of $$63per $10,000. Taxes and insurance not included, your actual payment obligation will be higher. Standard closing costs and fees apply. Disclosed rates are based on credit scores 780+ and maximum loan-to-value of 75% and 25% down payment for a primary residence. Maximum loan-to-value ratio of 95% and 5% down payment for loans up to $832.750. Maximum loan-to-value ratio of 80% and 20% down payment for loans greater than $832,750.  Loan amounts up to $2.5 million. Up to 30-year terms available. Property hazard insurance is required. Firstmark Credit Union is not part of and does not represent any government agency. 
2. Adjustable-Rate Mortgage: APR is Annual Percentage Rate. Mortgage rates and terms vary based on selected product, purpose and type, loan-to-value and credit score. Rates are subject to change until execution of an interest rate lock-in agreement. Subject to credit approval; not all borrowers qualify. Rates are for Purchase and Refinances of residential property – No Commercial Property or Manufactured Homes. 5/5 ARM Rate advertised is an Adjustable-Rate Mortgage (ARM). The interest rates and payments may increase after consummation. For the first 60 months, the APR will be 5.723% with an estimated monthly payment of $58 per $10,000. After the initial fixed-rate period, your interest rate can increase or decrease every five(5) according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. 7/6 ARM and 10/6 ARM options also available – ask us for details. Up to 30-year terms available. Loan amounts up to $2.5 million. Property hazard insurance is required. Standard closing costs and fees apply. Firstmark Credit Union is not part of and does not represent any government agency.
3. Mortgage Refinances: APR is Annual Percentage Rate. Rates and terms are subject to change without prior notice. Other restrictions may apply. Rates are for Purchase and Refinances of primary residential property – No Commercial Property or Manufactured Homes. 5/5 ARM Rate advertised is an Adjustable Rate Mortgage (ARM). The interest rates and monthly payments may increase after consummation. For the first 60 months, the ARM APR will be 5.723% with an estimated monthly payment of $57 per $10,000. For the first 60 months, the Jumbo ARM APR will be 5.675% with an estimated monthly payment of $57 per $10,000. After the initial fixed-rate period, your interest rate can increase or decrease annually according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Title insurance is required.