Why Firstmark
A smarter way to approach your mortgage
An adjustable-rate mortgage can offer lower initial payments and more flexibility, but understanding how it works is key. At Firstmark, we make it simple to explore your options and decide if an ARM is right for you.
- Pre-approvals in as little as 48 hours
- Limited-time .50% rate discount on select terms 1,2
- Lower initial rates compared to fixed mortgages
- Mortgage experts to guide you every step of the way
How ARM Loans Work
How an adjustable-rate mortgage works
Getting pre-approved is one of the most important first steps. It helps you understand your budget, strengthens your offer, and gives you confidence when you find the right home.
With a 5/5 ARM, your rate is:
- Fixed for the first 5 years
- Then adjusts every 5 years after that
Why that matters:
- You get a lower starting rate
- Your payment stays stable during each fixed period
- You have flexibility if your plans change
Pre-Approval
Get started with a pre-approval
A pre-approval helps you understand how much home you may be able to afford—and whether an ARM could be a good fit for your goals.
- Know your budget upfront
- Compare ARM vs. fixed-rate options
- Move quickly when you find the right home
