Why Firstmark
A smarter way to approach your mortgage
An adjustable-rate mortgage can offer lower initial payments and more flexibility, but understanding how it works is key. At Firstmark, we make it simple to explore your options and decide if an ARM is right for you.
- Limited-time .50% rate discount on select terms 1,2
- Lower initial rates compared to fixed mortgages
- Mortgage experts to guide you every step of the way
- Local servicing from start to finish, so that you always know who to call
- Ask about our Firstmark Preferred Partners for extra discounts on realtor commissions and home insurance products
How ARM Loans Work
How an adjustable-rate mortgage works
Getting pre-approved is one of the most important first steps. It helps you understand your budget, strengthens your offer, and gives you confidence when you find the right home.
With a 5/5 ARM, your rate is:
- Fixed for the first 5 years
- Then adjusts every 5 years after that
Why that matters:
- You get a lower starting rate
- Your payment stays stable during each fixed period
- You have flexibility if your plans change
Pre-Approval
Get started with a pre-approval
A pre-approval helps you understand how much home you may be able to afford—and whether an ARM could be a good fit for your goals.
- Know how much home you may be able to afford
- Compare ARM vs. fixed-rate options
- Shop confidently and stay ahead by identifying and resolving issues before they become roadblocks
- Understand what’s included in your mortgage closing costs, so that there are no surprises
- Move quickly when you find the right home
- Get pre-approved in as little as 48 hours
