- Our Story
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Our story began over 90 years ago at Fox Tech High School, where ten teachers signed a charter to form San Antonio Teachers Credit Union.
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- Loans
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You rely on us to deliver a smart car buying experience. That’s why we’ve highlighted local Plus dealers.
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- Accounts
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- Foundation
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Business Loans
Commercial Lending
Firstmark Credit Union’s Commercial Lending program is designed to meet the needs of our existing and potential membership by offering a wide-array of credit products that can be approved with favorable terms.
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Commercial Construction
Designed to fund the development or improvement of commercial property.
- Terms: Flexible and negotiable
- Loan to Value: Up to 75%
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Commercial Real Estate (purchase/refinance)
Designed to fund the purchase or refinance of an existing retail structure.
- Terms: Flexible and negotiable
- Loan to Value: Up to 80%
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Commercial Equipment (purchase/refinance)
Designed to fund the purchase or refinance of both large and small pieces of equipment. These loans are ideal for various company structures, from sole proprietorships to larger enterprises.
- Terms: Up to 84 months
- Loan to Value: Up to 80%
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Vehicle Loans (purchase/refinance)
Whether a member is looking for a single unit or a fleet, Firstmark Credit Union can assist in providing financing for new and pre-owned vehicle purchases or refinancing from another institution.
- Terms: Up to 84 months for each vehicle
- Loan to Value: Up to 100%, depending upon your existing loan relationship
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Revolving Lines-of-Credit
Conveniently access your line of credit for any business purpose. Lines are often used to assist with cash flow, taking advantage of trade credits with other businesses and purchasing raw materials and inventory for your business.
- Terms: 12-months with annual reviews
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Business Platinum Visa Credit Card
Preferred by business owners as a flexible way to monitor expenses, Firstmark Credit Union’s Platinum Visa Card empowers you to purchase inventory or material, travel, entertain and operate your daily business through one loan product.
- Reward points accumulate every time you use your card for purchases. Redeem points for merchandise and travel. Receive 1 point for every 2 retail dollars spent
- 25-day Grace Period on retail purchases
- Annualized Statements make it easy to manage your account
- Credit Limits range from $2,000 to $50,000
- Free Online Account Access lets you conveniently pay bills and monitor your account activity anytime
- Terms: Open ended approval
Business Platinum VISA® Fair Credit and Charge Card Disclosure
Business Platinum VISA Credit Card Agreement
Application Process
Loan decisions and rates normally depend on the type and amount of the loan, the member’s relationship with Firstmark Credit Union and their personal and business credit with others. Members can expect to submit the following for most loan requests:
- A completed application that is signed/dated by the owner(s)
- 3 years of tax returns for the business
- 3 years of tax returns for the owner(s)
- A current personal financial statement for the owner(s)
- The most recent balance sheet & income statement for the business
For more information call 210.499.6621 or visit the nearest branch.
Please return all completed documents to a Firstmark Credit Union branch "Attention: Business Lending" or fax them to 210.442.0129.
Reach Out
Let’s Get Started
- Login or Enroll into Online Banking
- In the App, click “More” in the menu bar
- On desktop, click the three dots in the upper right hand corner
- Click “Skip-A-Pay” to start your skip
Log into Online Banking
Need to Enroll in Online Banking
To make this process as quick as possible, please have the following ready:
- Social Security Number
- Member Number
- Choose a Username
- Have a Strong Password
Not signed up for online banking?
No problem, click here.
Let’s Get Started
Log into Online Banking
Need to Enroll in Online Banking
To make this process as quick as possible, please have the following ready:
- Social Security Number
- Member Number
- Choose a Username
- Have a Strong Password
Let’s Get Started
Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiaries:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Requested Loan Amount
Choose one of the following:
Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Initial Deposit Amount (ACH or Credit Card)
Choose one of the following:
Let’s Get Started
Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Initial Deposit Amount (ACH or Credit Card)
Choose one of the following:
Let’s Get Started
Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Requested Loan Amount
Choose one of the following:
Let’s Get Started
Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Requested Loan Amount
Choose one of the following:
Let’s Get Started
Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Requested Loan Amount
Choose one of the following:
Let’s Get Started
Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Credit Limit
Choose one of the following:
Let’s Get Started
Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Requested Loan Amount
- Estimated Property Value
- Estimated Property Tax and Insurance Amount
- Existing Mortgage Information
Choose one of the following:
Let’s Get Started
Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Requested Loan Amount
- Estimated Property Value
- Estimated Property Tax and Insurance Amount
- Existing Mortgage Information
Choose one of the following: