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Our story began over 90 years ago at Fox Tech High School, where ten teachers signed a charter to form San Antonio Teachers Credit Union.
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Buying a home is a big deal, and we know the home buying process is different for everyone. Whether you are buying new or refinancing, our mortgage loan experts will be with you each step of the way to help find the right mortgage for you.
Visit our Home Buyers Checklist page for guidance on the home buying process.
We have partnered with SWBC, a leader in the mortgage industry, to start your home buying process. At Firstmark we understand that a home is more than four walls and a roof. Now that you found that perfect house, let us help you make it your dream home with financing options just for you. Buying a new home can be complicated. Let our team of dedicated professionals help you navigate the challenges so you get the most for your dollar.
With TurnKey, powered by SWBC Mortgage, we have simplified the application process to streamline buying a home. You can upload required documents and connect with your financial institution without the tedious task of collecting, faxing and printing files. You can rest assured knowing that your documents are safe and secure with TurnKey. It’s so simple that you can complete a mortgage application with your mobile device or from your laptop.
Orchard Real Estate Agent Matching Service
Orchard¹ is a member benefit that simplifies your homebuying journey. If you’re not yet working with a real estate agent, the Orchard Concierge can introduce you to top-performing agents in your area who specialize in your home type and the neighborhood you’re shopping. Eligible borrowers2 to receive up to .5% of the sales price after closing. (Example: $1,500 on a $300,000 home)! Contact the SWBC Mortgage Loan Officer for details.
Christie McCullough
Lending Partner with Firstmark Credit Union
Email: [email protected]
Direct: 817.464.8671
Toll-Free: 800.460.6990 x 66115
Fax: 877.308.8761
NMLS # 181815
Our 5/6 Adjustable Rate Mortgage (ARM) loan might be right for you if you
With low rates and flexible terms, home ownership is within your reach.
To get started, schedule a phone appointment with our Mortgage Loan Officer, to discuss your specific goals. We can explain the process, answer your questions, and help you come up with a plan.
You should get pre-qualified for a mortgage loan prior to setting up any realtor meetings.
It is recommended that members save money, keep debts low and avoid new credit inquiries if possible.
To qualify for a mortgage loan, you must have enough household income to cover all your bills. Be prepared to provide paystubs, W-2’s, bank statements and possibly tax returns.
Yes, student loan payments are included when calculating your debt to income ratio. In some cases, a payment amount will be created even if the current payment is $0.
The conventional loan limit is currently $776,550.
The two biggest factors that affect credit scores are payment history and amounts owed. You can begin to repair your credit history if you focus on keeping up with these two factors by
Use this calculator to compute the payment amount3 by adjusting the amount, rate and terms.
© 2020 First Mortgage services provided by our partner SWBC Mortgage Loans are subject to credit and property approval. Other restrictions and conditions may apply. Programs and guidelines are subject to change without notice. Rates are subject to change daily. SWBC Mortgage Corporation, NMLS #9741, (www.nmlsconsumeraccess.org) corporate office located at 9311 San Pedro Avenue, Suite 100, San Antonio, Texas 78216.
The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.
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