Mortgage Loans

Services provided via partnership with TruHome Solutions, LLC (NMLS #284608) and are subject to credit and property approval. Other restrictions and conditions may apply. Programs and guidelines are subject to change without notice. Rates are subject to change daily. TruHome Solutions, LLC located at 6330 Sprint Parkway, Suite 200, Overland Park, KS 66211. See: www.nmlsconsumeraccess.org.

1. Rates and terms subject to change and vary based on selected product, purpose and type. Subject to credit approval; not all borrowers qualify.  Disclosed rates are based on credit scores 780+ and maximum loan-to-value of 75% and 25% down payment for a primary residence.  Maximum loan-to-value ratio of 95% and 5% down payment for loans up to $832.750. Maximum loan-to-value ratio of 80% and 20% down payment for loans greater than $832,750. Property hazard insurance is required. Standard closing costs and fees apply. Mortgage rates subject to change until execution of an interest rate lock-in agreement. Firstmark Credit Union is not part of and does not represent any government agency. 
2. Rates and terms subject to change and vary based on selected product, purpose and type. Subject to credit approval; not all borrowers qualify. Disclosed rates are based on credit scores 780+ and maximum loan-to-value of 100% for a primary residence. Qualifying credit score of 660 or better is required and maximum loan-to-value ratio of 100%. The property must be used as a primary residence and property hazard insurance is required. Standard closing costs and fees apply. Mortgage rates subject to change until execution of an interest rate lock-in agreement. Firstmark Credit Union is not part of and does not represent any government agency. For a quick estimated rate quote with no credit pull, contact us at 855-202-7538. 
3. APR is Annual Percentage Rate. Rates and terms are subject to change without prior notice. Other restrictions may apply. Rates are for Purchase and Refinances of residential property – No Commercial Property or Manufactured Homes. 5/5 ARM Rate advertised is an Adjustable Rate Mortgage (ARM). The interest rates and payments may increase after consummation. For the first 60 months, the APR will be 5.59% with an estimated monthly payment of $54 per $10,000. After the initial fixed-rate period, your interest rate can increase or decrease annually according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure.
4. Limited Time Rate Discount Offer: Rate Discount eligibility valid on mortgage loans for 30-Year Fixed Rate or 5/5, 7/6, or 10/6 Adjustable-Rate Mortgage (ARM) loan only. Rate discount available for qualifying members with a credit score of 680 or better and maximum loan-to-value ratio of 95% and 5% down payment. The property must be used as a primary residence. 
5. Limited Time Rate Discount Offer: Rate Discount eligibility valid on mortgage loans with a minimum loan amount of $125,000 for 30-Year Fixed Rate loan only. Rate discount available for qualifying members with a credit score of 680 or better and maximum loan-to-value ratio of 95% and 5% down payment. The property must be used as a primary residence.