Classroom Loan

Cover the cost of classroom expenses at the beginning of a school year.

  • APR is 0.00%1
  • Loan amount is $500
  • 10-month maximum term
  • $10 processing fee at funding
Pre-Graduation Student Loan
Rates as low as 6.60% APR2

While student teaching, many students are required to observe or teach full-time and may need additional financial assistance. Helps with day-to-day expenses.

  • Loan amounts up to $3,500
  • 48-month maximum term
  • No Payment for 45 Days
Teacher Certification Loan
Rates as low as 5.00% APR2

If your looking to receive your teaching certificate, this loan helps with cost of alternative certification programs

  • Loan amounts up to $5,000
  • 60-month maximum term
  • No Payment for 45 Days
Post-Graduation Bridge Loan
Rates as low as 9.60% APR2

Graduating teachers often need a financial supplement prior to beginning their first teaching assignment. This loan “bridges” the gap between graduation and drawing a regular teaching salary. Helps with day to day expenses

  • Loan amounts up to $3,500
  • 36-month maximum term
  • No Payment for 45 Days
Teacher Retirement Buy-Back Loan
Rates as low as 8.35% APR2

This loan is designed for teachers who have taken a leave of absence, moved to a district that does not provide a retirement plan, or did not contribute for a period of time.

  • Loan amounts up to $25,000
  • 60-month maximum term
  • No Payment for 45 Days

To apply for any of these loans, visit us at any Financial Centers or call 210.442.0199.

Skip-A-Payment

Need some extra cash? You can skip-a-payment on your loans up to twice a year. Firstmark Credit Union gives you a little extra cash when you need it by skipping your monthly loan payment for a fee of each.

Features:
  • One skip every six month period on all eligible loans3
  • fee for each loan with a Skip Payment4

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