Ensure a brighter future for yourself by looking into one of our IRA accounts. Choose from either a traditional, educational, or Roth IRA. Please visit us at any of our Financial Centers or call 210.442.0100 to get started.
General Information
  • $6,000 per year is the maximum individual contribution
  • If an individual is age 50 or older, the maximum contribution amount is $7,000.00.  This includes the $1,000.00 "catch-up" contribution.
  • Penalties will apply on early withdrawals. (before age 59 ½)
  • Required minimum distribution must start at age 70 ½ (Your required minimum distribution is the minimum amount you must withdraw from your account each year.)
  • Members will receive a quarterly statement (if no checking account)
  • Dividends are paid monthly
  • IRA Savings CANNOT be used as collateral for a loan
  • Same IRA regulations apply to IRA Savings as to IRA CD
  • Ascensus is our IRA administrator
Product Information
  • Possible tax deductible contributions
  • Possible tax deferred dividend
  • Dividends compound monthly
  • Periodic contributions for all accounts
  • Earliest retirement age for redemption is 59.5
  • No required contribution
  • Premature distribution penalty applies if under age 59.5
  • Invest in an IRA Savings Account with as little as $5.00

NCUA Insurance Coverage Booklet - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.