Ensure a brighter future for yourself by looking into one of our IRA accounts. Choose from either a Traditional, Educational, or Roth IRA.

Please visit us at any of our Financial Centers or call 210.442.0100 to get started.

General Information
  • $7,000 per year is the maximum individual contribution.
  • If an individual is age 50 or older, the maximum contribution amount is $8,000.00.  This includes the $1,000.00 "catch-up" contribution.
  • Penalties will apply on early withdrawals. (before age 59 ½).
  • Required minimum distribution must start at age 73 (Your required minimum distribution is the minimum amount you must withdraw from your account each year.).
  • Members will receive a quarterly statement (if no checking account).
  • Dividends are paid monthly.
  • IRA Savings CANNOT be used as collateral for a loan.
  • Same IRA regulations apply to IRA Savings as to IRA CD.
  • Ascensus is our IRA administrator.
Product Information
  • Possible tax deductible contributions.
  • Possible tax deferred dividend.
  • Dividends compound monthly.
  • Periodic contributions for all accounts.
  • Earliest retirement age for redemption is 59 ½.
  • No required contribution.
  • Premature distribution penalty applies if under age 59 ½.
  • Invest in an IRA Savings Account with as little as $5.00.

NCUA Insurance Coverage Booklet - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.