Maximize Your Checking
& 
| Annual Earnings1 | Auto Loan Savings2 | ATM Fee Savings3 | Impact Fee4 |
| $300 | $98 | $68 | $60 |
Open Online
Benefits
- Earn 3.00%5 APY on Balances up to $10,000
- Get .50% Loan Discount on
- Auto
- Personal
- Home Equity Loans
- Get 15 ATM Fee Refunds Per Year
- Free Standard Checks
- Educators Only: Access to 0%6 APR Classroom Supply Loan
Earn $300
- Must be a new member
- Account must remain open for 90 days
- One direct deposit during first 30 days = Get $50
- Two direct deposits totaling $2,000 during days 31-90 = Get $250
Account Details
- $25 Minimum Opening Deposit
- Dividends Paid Monthly
- Minimum Average Daily Balance of $500 to Earn APY5
- $5 Monthly Impact Fee
Your Impact
Of the $5 monthly impact fee, $1 is contributed to the Firstmark Foundation funding initiatives that enrich the schools in our community.
All Checking Accounts Have Access To:
- Digital Banking and Mobile Deposits
- Online Bill Pay and Online Statements
- Card Controls & Card Alerts
- Instant Issue Debit Cards
- Digital Wallet
- Early Direct Deposit
- Overdraft Protection
- FREE Notary Public Services
- TruStage® Accidental Death and Dismemberment (AD&D) Insurance
- Wire Transfers
- VISA® Checkout
NCUA Insurance Coverage Booklet - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
- Average checking account balance of $10,000.
- The average annual savings based on a .50% discount for a $35,000 auto loan at 6.24% for 60 months.
- Based on the national average $3 charge per transaction at a foreign ATM plus a $1.50 Firstmark foreign ATM transaction fee.
- The $5 monthly impact fee includes $1 to support the Firstmark Foundation.
- Annual Percentage Yield. Accurate as of 07/27/2024. The Credit Union may offer other rates in the future. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account. Power of the Dollar® MAX is a tiered rate account. There is a minimum average daily balance required to earn the annual percentage yield disclosed for the dividend period. If the minimum average daily balance requirement is not met during the dividend period, you will not earn the stated annual percentage yield. For balances $0-$499, the Dividend rate is 0.00% with a APY range of 0.00%; Balances $500 - $10,000 the Dividend Rate is 2.96% with a APY range of 3.0%; Balances $10,000.01(+) the Dividend Rate will revert to 0.01% with a APY range of 0.01%.
- APR is Annual Percentage Rate. Accurate as of 07/27/2024. Membership with Firstmark Credit Union required. Must be an active and certified K-12 teacher in a public or a private school to qualify. Rates and terms are subject to change without prior notice. Loan amount is $500. Maximum term is 10 months. Payment example: On a 10 month loan for $500 at 0.00% APR, you would make 10 payments of $50. All loans are subject to credit approval.
| † | All qualifying members must conduct the following transactions to receive up to $300.
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Reach Out
Let’s Get Started
- Login or Enroll into Online Banking
- In the App, click “More” in the menu bar
- On desktop, click the three dots in the upper right hand corner
- Click “Skip-A-Pay” to start your skip
Log into Online Banking
Need to Enroll in Online Banking
To make this process as quick as possible, please have the following ready:
- Social Security Number
- Member Number
- Choose a Username
- Have a Strong Password
Not signed up for online banking?
No problem, click here.
Let’s Get Started
Log into Online Banking
Need to Enroll in Online Banking
To make this process as quick as possible, please have the following ready:
- Social Security Number
- Member Number
- Choose a Username
- Have a Strong Password
Let’s Get Started
Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiaries:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Requested Loan Amount
Choose one of the following:
Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Initial Deposit Amount (ACH or Credit Card)
Choose one of the following:
Let’s Get Started
Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Initial Deposit Amount (ACH or Credit Card)
Choose one of the following:
Let’s Get Started
Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Requested Loan Amount
Choose one of the following:
Let’s Get Started
Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Requested Loan Amount
Choose one of the following:
Let’s Get Started
Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Requested Loan Amount
Choose one of the following:
Let’s Get Started
Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Credit Limit
Choose one of the following:
Let’s Get Started
Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Requested Loan Amount
- Estimated Property Value
- Estimated Property Tax and Insurance Amount
- Existing Mortgage Information
Choose one of the following:
Let’s Get Started
Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Requested Loan Amount
- Estimated Property Value
- Estimated Property Tax and Insurance Amount
- Existing Mortgage Information
Choose one of the following: