Secured Loans

New and Used Auto Loans

(2018 and newer) and Used Auto Loans - Up to 6 model years (Greater than 6 years old, add 1.00%)

Terms as low as APR1 Payment per $10,0004
36 3.15% $291
48 3.15% $222
66 ($10,000 Minimum) 3.15% $165
72 ($15,000 Minimum) 3.40% $154
78 ($20,000 Minimum) 4.40% $148
84 ($30,000 Minimum) 6.15% $147

Apply for a New or Used Auto

New Boats

To apply for a new or used Boat or Jet Ski Loan, visit us at any Financial Centers or call (210) 442-0199.

Terms APR1 Payment per $10,0004
36 6.10% $305
48 6.10% $235
60 ($10,000 Minimum) 6.10% $194
72 ($15,000 Minimum) 7.10% $171
84 ($25,000 Minimum) 8.10% $156
Used Boats
Terms APR1 Payment per $10,0004
36 7.10% $309
48 7.10% $240
60 ($10,000 Minimum) 7.10% $198
72 ($15,000 Minimum) 8.10% $176
84 ($25,000 Minimum) 9.10% $161
New Motorcycles

To apply for a new or used Motorcycle, visit us at any Financial Centers or call (210) 442-0199.

Terms APR1 Payment per $10,0004
36 6.10% $305
48 6.10% $235
60 ($10,000 Minimum) 6.10% $194
Used Motorcycles
Terms APR1 Payment per $10,0004
36 7.10% $309
48 7.10% $240
60 ($10,000 Minimum) 7.10% $198
New Recreational Vehicles

To apply for a new or used RV, visit us at any Financial Centers or call (210) 442-0199.

Terms APR1 Payment per $10,0004
60 ($10,000 Minimum) 6.10% $194
84 ($30,000 Minimum) 7.10% $151
120 ($60,000 Minimum) 9.10% $127
Used Recreational Vehicles
Terms APR1 Payment per $10,0004
60 ($10,000 Minimum) 7.10% $198
84 ($30,000 Minimum) 8.10% $156
120 ($60,000 Minimum) 10.10% $133
Unsecured Loans

Personal Loans
Terms APR2 Payment per $10,0004
12 ($1,000 Minimum) 9.10% $875
24 ($1,000 Minimum) 9.10% $457
36 ($1,000 Minimum) 9.35% $320
48 ($1,000 Minimum) 9.85% $253
60 ($10,000 Minimum) 10.35% $214
Small-Dollar Signature Loan
Terms APR1 Payment per $5004
6 16.10% $87
Line of Credit
Terms APR1
Revolving 9.60%
Mortgage Loans

Conventional
Terms 15*, 30** Interest Rate APR3 Payment per $10,0004
10yr 2.750% 3.354% $95
15yr 2.875% 3.324% $68
30yr 3.250% 3.700% $44
FHA
Terms Interest Rate APR3 Payment per $10,0004
15yr 3.500% 4.683% $71
30yr 3.250% 4.367% $44
VA
Terms Interest Rate APR3 Payment per $10,0004
15yr 3.625% 4.117% $72
30yr 3.625% 3.922% $46
5/5 ARM
Terms Interest Rate APR3 Payment per $10,0004
30yr 3.125% 4.401% $43
Jumbo
Terms Interest Rate APR3 Payment per $10,0004
15yr 3.500% 3.690% $71
30yr 3.625% 3.757% $46
5/5 Jumbo ARM
Terms Interest Rate APR3 Payment per $10,0004
30yr 3.375% 4.362% $44

* There is a 1% origination loan fee on Conventional, Investment, Jumbo ten and fifteen year loans.
** There are discount points associated on Conventional, Investment and Jumbo thirty year loans.

Home Equity
Terms APR5 Payment per $10,0004
36 3.80% $294
48 3.80% $225
60 4.15% $185
84 4.20% $138
120 4.50% $104
180 4.65% $77
240 5.35% $68
300 6.35% $67
Home Improvement
Terms APR5 Payment per $10,0004
36 5.05% $300
48 5.05% $231
60 5.40% $191
84 5.65% $144
120 5.95% $111
180 6.20% $85
240 7.10% $78
Credit Card

Terms APR6
VISA Platinum Low Rate 9.25%
VISA Platinum Rewards 11.25%
Educator First Loans

Pre-Graduation Student Teaching Loan (12-48 Month Terms) $3,500 Max Loan Amount

Term as low as APR7 Payment per $3,5004
48 6.60% $83

Post-Graduation Bridge Loan (12-48 Month Terms) $3,500 Max Loan Amount

Terms as low as APR7 Payment per $3,5004
36 9.60% $112

Teachers Certification Loan (12-60 Month Terms) $5,000 Max Loan Amount

Terms as low as APR7 Payment per $5,0004
60 5.00% $94

Zero% Classroom Supply Loan (1-10 Month Terms) $500 Max Loan Amount

Terms as low as APR8 Payment per $5004
10 0.00% ---
Teacher's Retirement Buy-Back Loan

Terms as low as APR1 Payment per $10,0004
24 8.35% $454
36 8.60% $316
48 9.10% $249
60 9.60% $211
Certificate of Deposit

Youth CDs $1009
Terms APY10 Dividend Rate
6 Months 0.85% 0.85%
1 Year 1.30% 1.29%
Flex CDs $2509
Terms APY11 Dividend Rate
1 Year 1.15% 1.14%
Regular CDs $5007
Terms APY11 Dividend Rate
6 Months 0.85% 0.85%
1 Year 1.30% 1.29%
18 Months 1.35% 1.34%
2 Years 1.40% 1.39%
3 Years 1.45% 1.44%
5 Years 1.70% 1.69%
Super CDs $50,0007
Terms APY11 Dividend Rate
6 Months 0.90% 0.90%
1 Year 1.35% 1.34%
18 Months 1.40% 1.39%
2 Years 1.45% 1.44%
3 Years 1.50% 1.49%
5 Years 1.75% 1.74%
Jumbo CDs $100,0007
Terms APY11 Dividend Rate
6 Months 0.95% 0.95%
1 Year 1.40% 1.39%
18 Months 1.45% 1.44%
2 Years 1.50% 1.49%
3 Years 1.55% 1.54%
5 Years 1.80% 1.79%
Money Market

Money Market Checking Accounts (Consumer and Commercial)
Terms APY12 Dividend Rate
$150,000 and over 0.50% 0.50%
$75,000 - $149,999.99 0.40% 0.40%
$25,000 - $74,999.99 0.30% 0.30%
$2,000 - $24,999.99 0.20% 0.20%
Less Than $2,000 0.00% 0.00%
Share Accounts

Savings Accounts
Terms APY14 Dividend Rate
All Balances 0.15% 0.15%
Holiday and Summer Savers Club Account 0.50% 0.50%
IRA Accounts
Terms APY14 Dividend Rate
All Balances 0.15% 0.15%
Business Savings Accounts
Terms APY16 Dividend Rate
$50,000.01 and over 0.40% 0.40%
$25,000.01-$50,000.00 0.30% 0.30%
$10,000.01-$25,000.00 0.20% 0.20%
$1,500.01-$10,000.00 0.10% 0.10%
$100.00-$1,500.00 0.00% 0.00%
Health Savings Account
Terms APY14 Dividend Rate
$15,000.00 and over 0.90% 0.90%
$5,000.00-$14,999.99 0.65% 0.65%
$1,000.00-$4,999.99 0.40% 0.40%
$0.00-$999.99 0.15% 0.15%
Checking Accounts
Terms APY17 Dividend Rate
Free Checking 0.01% 0.01%
Premier Cash Back Checking 0.10% 0.10%
Business Plus Checking 0.10% 0.10%
Organization Checking 0.10% 0.10%