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Educator Advantage Program

Educator-Dice2

You take care of your classroom. We take care of you.

At Firstmark Credit Union, we understand that being an educator isn’t just a job—it’s a calling. That’s why we’ve built the Educator Advantage Program to support you in and out of the classroom with real financial tools, meaningful perks, and everyday savings.

Power of the Dollar® Checking¹, everyday banking that works harder for educators

ATM Fee Refunds

Use your money anywhere—without the extra cost. Get refunds on out-of-network ATM fees, so you’re not limited by location.

Loyalty Loan Discounts

Save more on the things that matter. Enjoy rate discounts on auto, personal, and home equity loans, helping lower your monthly payments.

Free Standard Checks

No extra fees. No surprises. Get free standard checks, because basic banking supplies shouldn’t cost extra.

0% Classroom Supply Loan²

Save more on the things that matter. Enjoy rate discounts on auto, personal, and home equity loans, helping lower your monthly payments.

Plus, more banking benefits designed with educators in mind.

Get Paid Early

Don’t wait for payday. With your direct deposit, you can get paid up to 2 days early—helping you stay ahead of bills and expenses.

Skip-a-Pay3

Take a break when you need it. Pause a loan payment during school year breaks—like summer or the holidays—and free up your budget.

Educator Mortgage Benefits

A path to homeownership, without the barriers. With our On Your Mark Mortgage, educators can qualify for 100% financing, making it easier to buy a home without a large down payment.

No Payment Upfront

Breathe a little easier. Defer your first payment:
  • 60 days on auto loans
  • 45 days on personal loans
Benefits-Outline
Benefits of the Education Community

You can get access to these extra benefits if you’re part of the education community, including:

  • Teachers
  • Paraprofessionals
  • Instructional staff
  • Counselors & librarians
  • Administrators
Learn More
Verification-Outline
Education Community Verification Options

Rooted in Education, Powered by Members

  • School ID
  • Paystub
  • School/district email
Check Eligibility
Why-Outline
Why Choose Firstmark
Big banks weren’t built for educators. We were.
  • Founded by teachers
  • Designed around real educator needs
  • Focused on financial wellness-not fees
  • Invested in your schools and community
Apply Now
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It's Easy to Join
Proudly voted one of San Antonio’s top credit unions!
  • Earn more on your money
  • Pay less in fees
  • Get real guidance from a local, trusted partner
Join Today

Unlock a Lower Rate

With a Power of the Dollar® MAX checking account, you can lower your auto loan rate by .50%. Learn how you can expand your buying and saving power with this checking account!

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  1. Benefits only available with a Power of the Dollar® Checking Account. View more details.
  2. APR is Annual Percentage Rate. Accurate as of 05/15/2026 Membership with Firstmark Credit Union required. Must be an active and certified K-12 teacher in a public or a private school to qualify. Rates and terms are subject to change without prior notice. Loan amount is $500. Maximum term is 10 months. Payment example: On a 10 month loan for $500 at 0.00% APR, you would make 10 payments of $50.  
  3. Delinquent loans are not eligible. Loans excluded from this offer include: home improvement, home equity, home equity line-of-credit, mortgage loans, real estate, single payment share or CD secured loans, business loans and all leases. Interest will accrue on all affected loans and may cause the maturity date on each to be extended. Eligibility based on six (6) consecutive payments. Skip-A-Payments must pass an internal review to be eligible. Share account must have a minimum balance of $5. 
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