SCAM ALERT: We've been made aware that imposters are spoofing our phone number and may contact members asking for personal information. We will NEVER call you to ask for your banking or personal information. If you receive an unexpected text or phone call asking for PIN, verification codes, or other sensitive information, it is not from us. For your protection, hang up immediately and contact our main number listed on our website. Your security is our priority.

Checking Accounts

A little extra fun for new members:
Tailgate & Trail Grilling Package Giveaway

Opening your first Firstmark checking account could lead to your next outdoor adventure. Open a new consumer checking account between September 7 and October 25, 2026, complete the entry form, and you’ll have a chance to win our Tailgate & Trail Grilling Package.*

Why Choose Firstmark Checking?

As a member-owned, non-profit credit union, we put people first. Our checking accounts are designed to make banking simple, rewarding, and transparent.

  • Earn points every time you spend with our debit card rewards program
  • Early direct deposit lets you access your paycheck sooner
  • Overdraft privilege provides extra coverage when your balance runs low
  • Free notary public services make document signing easy
  • TruStage® Accidental Death and Dismemberment (AD&D) Insurance
Ecommerce, happy online shopping and couple with credit card and laptop in kitchen in India. Computer, smile and man and woman making online payment, surfing internet website for sale or discount.

Find the Right Checking Account for You

FREE Checking (Basic)

  • Earn 0.01% APY1 on Daily Balances
  • No Monthly Service or Impact Fee
  • $25 Minimum Opening Deposit
  • Dividends Paid Monthly
  • No Minimum Monthly Balance
  • Free first box of checks
  • This Account is Subject to Foreign ATM Fees

Power of the Dollar® MAX

  • Earn 3.00% APY2 on Balances up to $10,000
  • Get .50% Loan Discount on Auto, Personal, and Home Equity Loans
  • $25 Minimum Opening Deposit
  • Dividends Paid Monthly
  • Get 15 ATM Fee Refunds Per Year
  • Minimum Average Daily Balance of $500 to Earn APY2
  • $5 Monthly Impact Fee3
  • Free Standard Checks
  • Educators Only: Access to 0% APR4 Classroom Supply Loan

Power of the Dollar®

  • Earn 0.10% APY1 on Daily Balances
  • Get .25% Loan Discount on Auto, Personal, and Home Equity Loans
  • $25 Minimum Opening Deposit
  • Dividends Paid Monthly
  • No Minimum Monthly Balance
  • Get 10 ATM Fee Refunds Per Year
  • Free Standard Checks
  • $1 Monthly Impact Fee
  • Educators Only: Access to 0% APR4 Classroom Supply Loan

Earn Rewards for Everyday Banking

With our debit card rewards program, you earn 1 point for every $10 you spend! Make your checking account work harder for you by taking advantage of a range of benefits. Enjoy rewards on everyday purchases and receive real-time alerts to stay on top of your finances. Plus, your Firstmark ONE® VISA® Platinum Rewards Credit Card adds points too!

NCUA Insurance Coverage Booklet – Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

 

  • Amusement Parks
  • Aquariums (including Sea-aquarium &  Dolphinariums)
  • Athletic Fields
  • Bands (including Orchestras & Miscellaneous Entertainers)
  • Billiards & Pool Establishments
  • Bowling Alleys
  • Carnivals
  • Circuses
  • Commercial Sports
  • Dance Halls, Studios, and Schools
  • Entertainment
  • Fortune Tellers
  • Golf Courses
  • Membership Clubs (including Country Clubs & Private Golf Courses)
  • Motion Picture Theaters
  • Motion Pictures
  • Video Tape Production and Distribution
  • Professional Sport Clubs
  • Recreation Services
  • Sport Promoters
  • Sporting & Recreational Camps
  • Theatrical Producers
  • Ticket Agencies
  • Tourist Attractions & Exhibits
  • Video Amusement Game Supplies
  • Video Game Arcades/Establishments
  • Video Tape Rental Stores 
  • Airlines
  • Air Carriers
  • Bus Lines (including Charters & Tour Buses)
  • Car Rental Companies
  • Cruise Lines
  • Lodging (Hotels, Motels, Resorts & Central Reservation Services)
  • Passenger Railways
  • Steamship Lines
  • Timeshares
  • Travel Agencies & Tour Operations

Let's Get Started

Let's Get Started

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