Card Options for Every Day Life
Having the right credit card just makes life easier. We offer two Firstmark ONE® VISA® Credit Cards with great rates and rewards to help you live your best life. And with Digital Wallet, you can shop with ease and convenience.
Benefits & Features
- Rates as low as 7.75% APR1
- No Annual Fee
- No Cash Advance Fees
- No Balance Transfer Fees
- 2.99% APR2 Balance Transfer rate for 12 billing cycles, during first 6 months
- $1M Travel Accident Insurance
Benefits & Features
- Rates as low as 9.75% APR1
- No Annual Fee
- No Cash Advance Fees
- No Balance Transfer Fees
- 2.99% APR2 Balance Transfer Rate for 12 billing cycles, during first 6 months
- $1M Travel Accident Insurance
Rewards
- Rewards Offer: 1 point per dollar spent
- 3X Reward points for first 6 months for every dollar spent on gas, groceries and travel
- Convert Rewards to travel, merchandise or cash (cash reward = 1%)
Digital wallets give you payment solutions that are fast and easy. Pay for purchases in-store from your mobile device, tablet or smartwatch.
How It Works
- You card number is never stored, transferred or shared with the merchant
- A one time unique transaction code is used for each purchase
- Identity confirmation required for each transaction
Set-up your Digital Wallet today!
Existing Firstmark card holders: Contactless cards will be available upon card renewal. If you want to renew your card earlier, a contactless card will be issued upon your request.
Download the Firstmark Mobile App to manage your credit cards with just a few clicks. Log in and select your Firstmark credit card to:
- Make a Payment
- Set up a Balance Transfer
- Set a Travel Notice
- Report a Card Lost/Stolen
Banking made easy from anywhere you are!
Protecting your personal and financial information is our top priority. Our courtesy credit card alerts help keep your personal information safe and may protect you from fraud.
Enroll your card to instantly begin receiving alerts notifying you when transactions are made to your account.
- Receive alerts when international purchases are made
- Receive alerts when a transaction is declined
- Receive alerts when online or phone purchases are made without the physical card
- Receive alerts when large transactions are made
For members who elect to receive alerts via a text message, standard text message and data rates apply. Please check with your mobile carrier to ensure that you own an SMS capable mobile handset that is registered on a carrier network and elected for a data plan that includes use of the mobile handset’s SMS capabilities.
Log in to online banking to sign up for card alerts.
| Which Card Is Right For Me? | Firstmark ONE® Visa® Platinum | Firstmark ONE® Visa® Platinum Rewards |
|---|---|---|
| What is most important to you in selecting a card? | Lowest Rate | Low Rate With Rewards or Cash Back Option |
| How would you describe your credit card usage? | Occasional I only use it when cash is not available |
Moderate I use it when it’s convenient and on larger purchases |
| Do you carry a balance on your card? | Often I want to minimize the interest that I am charged |
Sometimes During certain times of the year |
| On average, how much do you charge on your credit card per month? | $50 – $500 | $250 – $1,000 |
Annual Percentage Rate is accurate as of April 1, 2020, and is subject to change without notice. APR is variable and your specific APR will range between 7.75% and 17.50% on non-reward cards, 9.75% and 18.00% with rewards and 11.25% and 18.00% on cash back depending on your creditworthiness. Penalty APR: 18.00%. Foreign Transaction Fee: Up to 1.00% of all international transaction amounts. All usual credit criteria apply. Other restrictions may apply. Credit union membership is required to obtain a credit union loan. APR based on Wall Street Journal prime rate plus a margin.
Annual Percentage Rate. Balance transfer rate of 2.99%APR is subject to change at any time. All balance transfers must originate from non Firstmark credit card issuers. 2.99% APR balance transfer rate applies for 12 billing cycles from the date of the balance transfer. Balance transfers are not eligible to earn rewards. Maximum total transfer amount is limited to your available credit line. Balance transfers using convenience checks are excluded from this offer.