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Checking Accounts

Free-Basic-Text
Open FREE Checking
Monthly FeeMinimum BalanceFirst Box of Checks
$0$0$0
Benefits
  • Earn 0.01% APY6 on Daily Balances
  • Free first box of checks
Account Details
  • FREE – No Monthly Service Fee
  • $25 Minimum Opening Deposit
  • Dividends Paid Monthly
  • No Minimum Monthly Balance

This account is subject to foreign ATM fees

POD Max 1
Open MAX Checking
Annual Earnings1Auto Loan Savings2ATM Fee Savings3
$300$96$68
Benefits
  • Earn 3.00% APY4 on Balances up to $10,000
  • Get .50% Loan Discount on
    • Auto
    • Personal
    • Home Equity Loans
  • Get 15 ATM Fee Refunds Per Year
  • Free Standard Checks
  • Educators Only: Access to 0% APR5 Classroom Supply Loan
  • Access to MAX Money Market
Account Details
  • $25 Minimum Opening Deposit
  • Dividends Paid Monthly
  • Minimum Average Daily Balance of $500 to Earn APY4
  • $5 Monthly Impact Fee
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Proudly voted one of San Antonio’s top credit unions!
  • Earn more on your money
  • Pay less in fees
  • Get real guidance from a local, trusted partner
Open FREE Checking

Debit Card Rewards

With our debit card rewards program, you earn 1 point for every $10 you spend! Click here to learn more.

All Checking Accounts Have Access To:

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NCUA Insurance Coverage Booklet – Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
  1. Average checking account balance of $10,000.
  2. The average annual savings based on a .50% discount for a $35,000 auto loan at 6.24% for 60 months.
  3. Based on the national average $3 charge per transaction at a foreign ATM plus a $1.50 Firstmark foreign ATM transaction fee.
  4. Annual Percentage Yield. Accurate as of 05/30/2026. The Credit Union may offer other rates in the future. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account. Power of the Dollar® MAX is a tiered annual percentage yield (APY) account. Rates are subject to change. Minimum daily balance of $500 to earn APY. Balances $500 to $10,000 the Dividend Rate is 2.96% with an APY of 3.00%; Balances $10,000.01(+) the Dividend Rate will revert to 0.01% with an APY of 3.00% to 0.01%.
  5. APR is Annual Percentage Rate. Accurate as of 05/30/2026. Membership with Firstmark Credit Union required. Must be an active and certified K-12 teacher in a public or a private school to qualify. Rates and terms are subject to change without prior notice. Loan amount is $500. Maximum term is 10 months. Payment example: On a 10 month loan for $500 at 0.00% APR, you would make 10 payments of $50. All loans are subject to credit approval.
  6. Annual Percentage Yield. Accurate as of 05/30/2026.
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