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Checking Accounts

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POD Max 1
Open MAX Checking
Benefits
    • Earn 3.00% APY5 on Balances up to $10,000
    • Get .50% Loan Discount on
      • Auto
      • Personal
      • Home Equity Loans
    • Get 15 ATM Fee Refunds Per Year
    • Free Standard Checks
    • Educators Only: Access to 0% APR6 Classroom Supply Loan
    • Access to MAX Money Market
Account Details
  • $25 Minimum Opening Deposit
  • Dividends Paid Monthly
  • Minimum Average Daily Balance of $500 to Earn APY5
  • $5 Monthly Impact Fee
Your Impact
Of the $5 monthly impact fee, $1 is contributed to the Firstmark Foundation, funding initiatives that enrich the schools in our community.
Annual Earnings1Auto Loan Savings2ATM Fee Savings3Impact Fee4
$300$98$68$60
Free-Basic-Text
Open FREE Checking
Benefits
  • Earn 0.01% APY7 on Daily Balances
  • Free first box of checks
Account Details
  • FREE – No Monthly Service Fee
  • $25 Minimum Opening Deposit
  • Dividends Paid Monthly
  • No Minimum Monthly Balance
This account is subject to foreign ATM fees
Annual Earnings1Auto Loan Savings2ATM Fee SavingsImpact Fee
$1$0$0$0

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NCUA Insurance Coverage Booklet – Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
  1. Average checking account balance of $10,000.
  2. The average annual savings based on a .50% discount for a $35,000 auto loan at 6.24% for 60 months.
  3. Based on the national average $3 charge per transaction at a foreign ATM plus a $1.50 Firstmark foreign ATM transaction fee.
  4. The $5 monthly impact fee includes $1 to support the Firstmark Foundation.
  5. Annual Percentage Yield. Accurate as of 03/17/2026. The Credit Union may offer other rates in the future. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account. Power of the Dollar® MAX is a tiered annual percentage yield (APY) account. Rates are subject to change. Minimum daily balance of $500 to earn APY. Balances $500 to $10,000 the Dividend Rate is 2.96% with an APY of 3.00%; Balances $10,000.01(+) the Dividend Rate will revert to 0.01% with an APY of 3.00% to 0.01%.
  6. APR is Annual Percentage Rate. Accurate as of 03/17/2026. Membership with Firstmark Credit Union required. Must be an active and certified K-12 teacher in a public or a private school to qualify. Rates and terms are subject to change without prior notice. Loan amount is $500. Maximum term is 10 months. Payment example: On a 10 month loan for $500 at 0.00% APR, you would make 10 payments of $50. All loans are subject to credit approval.
  7. Annual Percentage Yield. Accurate as of 03/17/2026.
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