NEW! Credit & Debit Card Rewards

Members are required to be in good standing with Firstmark Credit Union (Firstmark) to be able to redeem points. Subject to credit approval. Your rate and credit limit will be determined by individual creditworthiness including income, debt-to-income ratio, employment and credit history. Must be 18 years of age to qualify. Verification of income may be required.

All points accumulate under one membership account. Points will expire on the last day of the month, five (5) years after the date of issuance.

Pay with Points: Discounts and refund policies vary based on merchants. Please refer to specific merchant terms and conditions on the Checkout With Points page within your rewards website. The number of points earned by the cardholder is different for each merchant and the relevant information (or point conversion value) will be available under each offer on the offers wall. Bonus points apply to applicable purchases from the Merchant Category Codes (MCC).

Eligible purchases are purchases for goods and services minus returns and other credits. “Purchases” do not include balance transfers, cash advances, prepaid cards, travelers checks, foreign currency, money orders, gift cards, wire transfers, bill pay, similar transfers, or other cash equivalents or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers, or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind. Any transactions or purchases using a MCC and/or merchants that have been previously identified in gaming attempts, including those transaction types previously stipulated as ineligible purchases, will be excluded from earning rewards points.

Terms and conditions: Transactions are subject to the Firstmark membership guide and your Firstmark Credit Card Agreement. Firstmark reserves the right to refuse any application. Offer available for current and new debit cards and Firstmark One® VISA® Platinum Rewards card and is subject to end without notice. Firstmark and the Administrator reserve the right to change the terms and conditions as well as the points required for a reward within the rewards Program. At Firstmark’s option, redemption of points may be restricted, limited, expired, or canceled at any time without prior notice.

Minimum 680 FICO score required to qualify for an unsecured credit card and subject to final credit approval. Firstmark uses Equifax/FICO Auto V8 Facta which may render a different credit score from other credit reporting agencies. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries. Qualifying criteria may be subject to change. Firstmark uses Equifax/FICO Auto V8 Facta which may render a different credit score from other credit reporting agencies. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries. Qualifying criteria may be subject to change.