FHA & VA Home Loans Page

More Paths to Homeownership

FHA and VA home loans are designed to make homeownership more accessible—with flexible requirements, lower down payment options, and added support for qualified buyers.

At Firstmark, we’ll help you understand your options and find the right path forward.

Signing New Home Documents

Why Firstmark

Support you can count on

Navigating FHA or VA loans doesn’t have to be complicated. Our mortgage team is here to guide you through the process, answer your questions, and help you move forward with confidence. Read more about FHA and other options for first-time homebuyers.

  • Pre-approvals in as little as 48 hours
  • Flexible loan options for a variety of financial situations
  • Guidance through eligibility and application
  • Local mortgage experts you can talk to
New homeowners holding cardboard roof

Pre-Approval

Start with a pre-approval

The best way to understand what you may qualify for is to get pre-approved. We’ll help you explore FHA and VA options based on your situation.

  • Understand your buying power
  • Confirm eligibility for FHA or VA programs
  • Move forward with confidence

What Are FHA & VA Loans

Understanding your options
FHA and VA loans are government-backed mortgage programs that help make homeownership more accessible for qualified buyers. FHA Loans (Federal Housing Administration) Best for: Buyers looking for flexible qualification options
  • Down payments as low as 3.5%
  • More flexible credit guidelines
  • Competitive interest rates
  • Available to a wide range of buyers
Interest Rates as low as 6.375% | 6.375% APR1 VA Loans (Veterans Affairs) Best for: Eligible veterans, active-duty service members, and qualifying spouses
  • No down payment required (for eligible borrowers)
  • No private mortgage insurance (PMI)
  • Competitive interest rates
  • Designed to support those who have served
Interest Rates as low as 6.375% | 6.375% APR2
Military-Family

Get pre-approved in as little as 48 hours.

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Is an FHA or VA loan right for you?

FHA may be a good fit if you:

  • Have a smaller down payment saved
  • Are building or improving your credit
  • Want more flexible qualification requirements

VA may be a good fit if you:

  • Are a veteran or active-duty service member
  • Want to avoid a down payment
  • Prefer to avoid monthly mortgage insurance

Financial Wellness

Helpful resources for your homebuying journey

Understanding your options is the first step. These tools can help you plan ahead and feel more confident as you explore FHA and VA loans.

Helpful resources:

  • Understanding down payments and closing costs
  • FHA vs. conventional loan comparison
  • VA loan eligibility basics
  • How much home can I afford?

Ready to take the next step?

Whether you’re exploring your options or ready to apply, our mortgage team is here to help you move forward with confidence.

Please fill out the form below and someone will reach out to you as soon as possible.

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