Refinance Your Mortgage

Services provided via partnership with TruHome Solutions, LLC (NMLS #284608) and are subject to credit and property approval. Other restrictions and conditions may apply. Programs and guidelines are subject to change without notice. Rates are subject to change daily. TruHome Solutions, LLC located at 6330 Sprint Parkway, Suite 200, Overland Park, KS 66211. See: www.nmlsconsumeraccess.org.

1. Rates and terms subject to change and vary based on selected product, purpose and type. Subject to credit approval; not all borrowers qualify.  Disclosed rates are based on credit scores 780+ and maximum loan-to-value of 75% and 25% down payment for a primary residence.  Qualifying credit score of 680 or better is required.  Maximum loan-to-value ratio of 95% and 5% down payment for loans up to $832.750. Maximum loan-to-value ratio of 80% and 20% down payment for loans greater than $832,750. Property hazard insurance is required. Standard closing costs and fees apply. Mortgage rates subject to change until execution of an interest rate lock-in agreement. Firstmark Credit Union is not part of and does not represent any government agency.  
2. APR is Annual Percentage Rate. Rates and terms are subject to change without prior notice. Other restrictions may apply. Rates are for Purchase and Refinances of primary residential property – No Commercial Property or Manufactured Homes. 5/5 ARM Rate advertised is an Adjustable Rate Mortgage (ARM). The interest rates and monthly payments may increase after consummation. For the first 60 months, the ARM APR will be 5.711% with an estimated monthly payment of $58 per $10,000. For the first 60 months, the Jumbo ARM APR will be 6.23% with an estimated monthly payment of $57 per $10,000. After the initial fixed-rate period, your interest rate can increase or decrease annually according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Title insurance is required. 
3. Limited Time Rate Discount Offer: Rate Discount eligibility valid on mortgage loans with a minimum loan amount of $250,000 for 30-Year Fixed Rate or 5/5 Adjustable-Rate Mortgage (ARM). Rate discount available for qualifying members with a credit score of 680 or better and maximum loan-to-value ratio of 95%. The property must be used as a primary residence. 
4. Limited Time Rate Discount Offer (Jumbo loans): Rate Discount eligibility valid on mortgage loans with a minimum loan amount of $832,750 for 30-Year Fixed Rate or 5/5 Adjustable-Rate Mortgage (ARM). Rate discount available for qualifying members with a credit score of 680 or better and maximum loan-to-value ratio of 80% and 20% down payment. The property must be used as a primary residence.  
5. The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.