Home Equity Rates

Term	as low as APR¹	Payment per $10,000²
Home Equity Rates As of Date 12/8/2025
60	6.235%	$194
84	6.303%	$148
120	6.505%	$114
180	6.579%	$88
240	6.691%	$76
300	6.871%	$70
APR is Annual Percentage Rate. Rates and terms are accurate as of 12/8/2025, and are subject to change. No Commercial Property or Manufactured Homes. Home Equity Loans with greater than a 20-year term are limited to a 1st lien position only. The Firstmark Home Equity loan minimum amount is $25,000 and maximum term is 25 years. The “as low as” APR shown assumes 1st lien position. For a loan in 2nd lien position rate, add .25% to above rate. Rates range from 6.235% to 9.99% based on credit qualification, lien position and loan term. .25% and .50% Power of the Dollar® discount applies to Home Equity and Home Improvement loans. For example, on a $10,000 loan at 6.235% for 60 months, you will make 60 payments of approximately $194. Payment based on Interest Rate and Terms for each loan type as shown above. Payment is approximate.