Home Equity Line of Credit Rates

240

300²

1. APR is Annual Percentage Rate. Variable APR based on Prime Rate. Rates and terms are accurate as of 07/26/2026 and are subject to change. Variable APR ranges from 6.625% to 9.875% depending on credit profile and loan to value. APR shown above is based on 1st lien position. Maximum APR is 18%. The minimum credit line is $25,000, and a minimum initial advance of $4,000 is required at closing. Estimated closing costs of $799.00 for a $50,000 HELOC. The property securing the HELOC must be the borrower’s primary residence located in Texas. No Commercial Property or Manufactured Homes. Power of the Dollar® discounts do not apply to HELOCs.
2. Loans greater than 20 years must be 1st lien. Rates are for 1st lien position. Add 0.50% if lien is 2nd position.
3. Payment based on Interest Rate and Terms for each loan type as shown above. Payment is approximate.