Due to the pandemic event, we are supporting our members through critical issues.  With the significant impact this event has created for the market and as we focus on essential services to our members with limited staff, our home equity loan program is temporarily on hold.  This hold does not apply to home equity loans already in process.

A Home Equity Loan designed to make life moments possible!

Whether you are looking to make those home improvements you’ve been postponing or wondering how to finance higher education dreams, our Home Equity Loan offers you solutions to help make milestones happen!
Members with a current home equity loan can apply as long as the home equity loan is older than 12 months. Among other benefits, our Home Equity Loan can be used to:
  • Pay for a child’s school or college tuition
  • Refinance your existing mortgage
  • Tackle a remodel
  • Consolidate debt
  • Cover expenses for a vacation that’s been on your bucket list
Don’t miss out on this offer. Apply online today and enjoy the benefits! Offer valid to Firstmark Credit Union members only.
  • Rates as low as 3.80%APR¹ for a 36-month term or a 60-month term as low as 4.15% APR
  • Low Fees
  • Low Closing Costs
  • Expert Advice and Assistance
  • 300-month maximum term
How long does it take to process a Home Equity loan?
The State of Texas has placed a variety of provisions in the Texas Constitution that protect consumers by providing several time frames that all lenders must comply with. These timing requirements mean the process of extracting equity from your home will take a minimum of 21 business days and include the following:
  • 12 day cooling off period
  • 3 day minimum to review the final closing disclosure
  • 3 day right of rescission

Calculate Your Payment

Use this calculator to compute the payment amount2 by adjusting the amount, rate and term.
Amount Slider
Rate Slider
Loan Term in Years
Loan Term in Months
Loan Term Year/Month Toggle Years Months