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Firstmark February

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During Firstmark February, we’re handing out special offers, prizes, and appreciation for you, our members!

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CD Promo Rate

Open your new 7-month CD promo as high as 4.00% APY1 and 11-month CD promo as high as 4.05% APY2  and get ready to lock in guaranteed returns!

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Credit Card
Rewards Multiplier

Double your credit card rewards points when you use your Firstmark ONE® VISA® Platinum Rewards card from Feb. 9 – Feb. 15.3

Learn More
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Mortgage Loan
Rate Discounts & Credit

  1. Get a .25% rate discount off 30-Year Fixed for Refis or Purchases4
  2. Get a .75% rate discount off 5/5 ARMs for Refis or Purchases4
  3. Score a closing cost credit up to 1% on loans greater than $250,000.4
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Jumbo Mortgage Loan
Rate Discounts & Credit

  1. Get a .50% rate discount off Jumbo 30-Year Fixed5
  2. Get a 1% rate discount off Jumbo 5/5 ARM5
  3. Score a closing cost credit up to 1% on loans greater than $250,000.4
Get Started

Share The Love with Referral Rewards

Request for your referral code HERE and be entered into a drawing where you can receives $100 – be sure to also take advantage of our Refer-a-Friend Program HERE, where you can earn up to $500.6

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Dinner for Two

Visit your nearest branch anytime between February 2 – 7 to enter a drawing for a chance to win a $100 VISA® gift card!7

Enter to Win

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Cup of Valentine Joy

Stop by your nearest Firstmark location anytime between February 9 – 14 to pick up a gift from us to you – we appreciate you! While supplies last.

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Sweet Treat Friday

On Friday, February 13, we’re passing out cookies! Stop by your nearest Firstmark branch to grab your sweet treat. 

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Financial February Fun

We’ll have a scavenger hunt, testing your financial literacy and giving you a chance to claim a $100 VISA® gift card! 8

Coming February 17th!

  1. Annual Percentage Yield (APY) is accurate as of 02/4/2026. Rates may change at any time without notice. Compounded Monthly. Advertised rate is fixed for the initial term of the Certificate of Deposit (CD) only. APY assumes dividends remain on deposit until maturity. No additional deposits allowed after account opening. Fees may reduce earnings. A penalty may apply for early withdrawal. Minimum opening balance is $500. Minimum to earn APY is $500. At maturity, this 7‑month CD will automatically renew into a 12‑month CD at the current rate offered, unless you withdraw or change the term during the grace period. All Certificate Accounts are automatically renewable accounts. Members will have a 10-day grace period after maturity to withdraw funds without penalty. Subject to approval. Federally insured by NCUA.
  2. Firstmark February 11-Month CD disclosure: Limited Time Promotional Rate Certificates may end at any time without notice. Annual Percentage Yield (APY) is accurate as of 02/4/2026. Rates may change at any time without notice. Compounded Monthly. Advertised rate is fixed for the initial term of the Certificate of Deposit (CD) only. APY assumes dividends remain on deposit until maturity. No additional deposits allowed after account opening. Fees may reduce earnings. A penalty may apply for early withdrawal. Minimum opening balance is $500. Minimum to earn APY is $500. At maturity, this 11-month CD will automatically renew into a 12‑month CD at the current rate offered, unless you withdraw or change the term during the grace period. All Certificate Accounts are automatically renewable accounts. Members will have a 10-day grace period after maturity to withdraw funds without penalty. Subject to approval. Federally insured by NCUA.
  3. Credit Card Agreement and Disclosures: Members are required to be in good standing with Firstmark Credit Union (Firstmark) to be able to redeem points. Subject to credit approval. Your rate and credit limit will be determined by individual creditworthiness including income, debt-to-income ratio, employment and credit history. Must be 18 years of age to qualify. Verification of income may be required.All points accumulate under one membership account. Points will expire on the last day of the month, five (5) years after the date of issuance. Pay with Points: Discounts and refund policies vary based on merchants. Please refer to specific merchant terms and conditions on the Checkout With Points page within your rewards website. The number of points earned by the cardholder is different for each merchant and the relevant information (or point conversion value) will be available under each offer on the offers wall. Bonus points apply to applicable purchases from the Merchant Category Codes (MCC). Eligible purchases are purchases for goods and services minus returns and other credits. “Purchases” do not include balance transfers, cash advances, prepaid cards, travelers checks, foreign currency, money orders, gift cards, wire transfers, bill pay, similar transfers, or other cash equivalents or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers, or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind. Any transactions or purchases using a MCC and/or merchants that have been previously identified in gaming attempts, including those transaction types previously stipulated as ineligible purchases, will be excluded from earning rewards points. Terms and conditions: Transactions are subject to the Firstmark membership guide and your Firstmark Credit Card Agreement. Firstmark reserves the right to refuse any application. Offer available for current and new debit cards and Firstmark One® VISA® Platinum Rewards card and is subject to end without notice. Firstmark and the Administrator reserve the right to change the terms and conditions as well as the points required for a reward within the rewards Program. At Firstmark’s option, redemption of points may be restricted, limited, expired, or canceled at any time without prior notice. Minimum 680 FICO score required to qualify for an unsecured credit card and subject to final credit approval. Firstmark uses Equifax/FICO Auto V8 Facta which may render a different credit score from other credit reporting agencies. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries. Qualifying criteria may be subject to change. Firstmark uses Equifax/FICO Auto V8 Facta which may render a different credit score from other credit reporting agencies. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries. Qualifying criteria may be subject to change.
  4. Limited Time Rate Discounts and Closing Credit Offer:  .25% Rate Discount eligibility valid on mortgage purchases or refinances from our standard or 30-Year Fixed Rate only, and .75% Rate Discount eligibility valid on mortgage purchases or refinances from our standard or 5/5 Adjustable-Rate Mortgage (ARM) loan rate only. Minimum loan amount of $250,000. Rate discount available for qualifying members with a credit score of 680 or better and maximum loan-to-value ratio of 95%. The property must be used as a primary residence. Up to 1% discount on home loan amount applied as a lender credit at closing and is valid on qualifying 30-Year Fixed Rate and 5/5 ARM loan only. Standard closing costs and fees apply. Applications must be received from 12am on February 1, 2026 through 11:59 pm on February 28, 2026, and close within 60 days of application date. Rates and terms subject to change and vary based on selected product; not all borrowers qualify. Equal Housing Lender Opportunity. Learn more about Firstmark Mortgage Loans, rates, and available discounts. 
  5. Limited Time Rate Discount Offer (Jumbo loans): Rate Discount eligibility valid on mortgage loans with a minimum loan amount of $832,750 for 30-Year Fixed Rate or 5/5 Adjustable-Rate Mortgage (ARM). Rate discount available for qualifying members with a credit score of 680 or better and maximum loan-to-value ratio of 80% and 20% down payment. The property must be used as a primary residence.   
  6. “Share The Love with Referral Rewards” Sweepstakes. No purchase necessary to enter or win this Sweepstakes. A purchase or payment of any kind will not increase your chances of winning. You agree that by submitting an entry, you will be bound by these Official Rules, and you acknowledge that you satisfy all Sweepstakes eligibility requirements. Sweepstakes is open to Firstmark Credit Union (Firstmark) members in good standing ages 18 and over. The Sweepstakes is void where prohibited and is governed by U.S. law. Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Participation constitutes the entrant’s full and unconditional agreement to these Official Rules and the Sponsor’s decisions, which are final and binding in all matters related to the Sweepstakes. Winning a $100 deposit bonus is contingent upon fulfilling all requirements set forth herein. Any violation or noncompliance with these Official Rules will result in disqualification. During the Sweepstakes Period, you can enter the Sweepstakes by completing the Referral Request form at https://www.firstmarkcu.org/refer/. Limit one (1) entry per person for Sweepstakes. Must be a Firstmark member in good standing, ages 18 years or older at time of entry to enter. Entrants must have a valid email address. By providing your email address, you authorize Firstmark and its service providers to notify you about the winner of this giveaway and contact you from time to time in the future regarding Firstmark products, services, and promotions that we believe may be of interest to you. You may review our privacy practices here. Any questions, comments, or complaints regarding the Sweepstakes must be directed to the Sponsor: Firstmark Credit Union, 2023 Gold Canyon Dr., San Antonio, TX 78232 https://www.firstmarkcu.org/contact-us/.  Entering Sweepstakes: All members who complete the online Referral Request form at https://www.firstmarkcu.org/refer/ are eligible for a chance to win one $100.00 deposit bonus upon Sweepstakes conclusion. The Sweepstakes runs from 12am on February 1, 2026, through 11:59pm on February 28, 2026. 10 winners will be randomly drawn and contacted by email by end of business day on Wednesday, March 4, 2026. If winner(s) are unreachable and/or do not claim prize within 48 hours of being contacted, the prize will be deemed forfeited by said winner(s) and Firstmark reserves the right to contact replacement winner(s). The winner(s) deposit bonus will be deposited directly into the main savings account for the winner(s) within 30 days of the prize claim date. Entrants agree to hold Sponsor and its promotion agencies, and the respective directors, officers, and employees of each, harmless from and against all claims, damages, and liabilities arising out of or related to any injuries, damages, or losses incurred or alleged to be incurred in connection with winning, receipt, or participation in the Sweepstakes. 
  7. Official Rules: Firstmark Credit Union “Dinner for Two” Sweepstakes. No purchase necessary to enter or win this Sweepstakes. A purchase or payment of any kind will not increase your chances of winning. You agree that by submitting an entry, you will be bound by these Official Rules, and you acknowledge that you satisfy all Sweepstakes eligibility requirements.   Sweepstakes is open to Texas residents ages 18 and over only. The Sweepstakes is void where prohibited and is governed by U.S. law. Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Participation constitutes the entrant’s full and unconditional agreement to these Official Rules and the Sponsor’s decisions, which are final and binding in all matters related to the Sweepstakes. Winning a $100 VISA® gift card is contingent upon fulfilling all requirements set forth herein. If the potential winner is a Firstmark member, the member, and all accounts of belonging to the member must be in good standing as determined by Sponsor to win. Any violation or noncompliance with these Official Rules will result in disqualification. During the Sweepstakes Period, you can enter the Sweepstakes by completing the form at https://www.firstmarkcu.org/firstmark-february-dinner-for-2/. Limit one (1) entry per person for Sweepstakes. Must be ages 18 years or older at time of entry to enter. Entrants must have a valid email address. By providing your email address, you authorize Firstmark and its service providers to notify you about the winner of this giveaway and contact you from time to time in the future regarding Firstmark products, services, and promotions that we believe may be of interest to you. You may review our privacy practices here. Any questions, comments, or complaints regarding the Sweepstakes must be directed to the Sponsor: Firstmark Credit Union, 2023 Gold Canyon Dr., San Antonio, TX 78232 https://www.firstmarkcu.org/contact-us/. Entering Sweepstakes: All members who complete the form at https://www.firstmarkcu.org/firstmark-february-dinner-for-2/ are eligible for a chance to win one $100.00 VISA® gift card upon Sweepstakes conclusion. The Sweepstakes runs from 9am on February 2, 2026, through 1pm on February 7, 2026. Four (4) winners will be randomly drawn and contacted by email by end of business day on Wednesday, February 11, 2026. If winner(s) are unreachable within 48 hours of being contacted, the prize will be deemed forfeited by said winner(s) and Firstmark reserves the right to contact replacement winner(s). The winner(s) may pickup the gift card at the designated Firstmark branch location within 30 days of the prize claim date, or the prize will be deemed forfeited. Entrants agree to hold Sponsor and its promotion agencies, and the respective directors, officers, and employees of each, harmless from and against all claims, damages, and liabilities arising out of or related to any injuries, damages, or losses incurred or alleged to be incurred in connection with winning, receipt, or participation in the Sweepstakes. 

  8. Official Rules: Firstmark Credit Union “February Scavenger Hunt” SweepstakesNo purchase necessary to enter or win this Sweepstakes. A purchase or payment of any kind will not increase your chances of winning. You agree that by submitting an entry, you will be bound by these Official Rules, and you acknowledge that you satisfy all Sweepstakes eligibility requirements. Sweepstakes is open to Texas residents ages 18 and over only. The Sweepstakes is void where prohibited and is governed by U.S. law. Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Participation constitutes the entrant’s full and unconditional agreement to these Official Rules and the Sponsor’s decisions, which are final and binding in all matters related to the Sweepstakes. Winning a $100 VISA® gift card is contingent upon fulfilling all requirements set forth herein. If the potential winner is a Firstmark member, the member, and all accounts of belonging to the member must be in good standing as determined by Sponsor to win. Any violation or noncompliance with these Official Rules will result in disqualification. During the Sweepstakes Period, you can enter the Sweepstakes by completing the form at https://www.firstmarkcu.org/firstmark-february-quiz/. Limit one (1) entry per person for Sweepstakes. Must be ages 18 years or older at time of entry to enter. Entrants must have a valid email address. By providing your email address, you authorize Firstmark and its service providers to notify you about the winner of this giveaway and contact you from time to time in the future regarding Firstmark products, services, and promotions that we believe may be of interest to you. You may review our privacy practices here. Any questions, comments, or complaints regarding the Sweepstakes must be directed to the Sponsor: Firstmark Credit Union, 2023 Gold Canyon Dr., San Antonio, TX 78232 https://www.firstmarkcu.org/contact-us/. Entering Sweepstakes: All members who complete the form at https://www.firstmarkcu.org/firstmark-february-quiz/ are eligible for a chance to win one $100.00 VISA® gift card upon Sweepstakes conclusion. The Sweepstakes runs from 9am on February 17, 2026, through 1pm on February 28, 2026. Four (4) winners will be randomly drawn and contacted by email by end of business day on Wednesday, March 4, 2026. If winner(s) are unreachable within 48 hours of being contacted, the prize will be deemed forfeited by said winner(s) and Firstmark reserves the right to contact replacement winner(s). The winner(s) may pickup the gift card at the designated Firstmark branch location within 30 days of the prize claim date, or the prize will be deemed forfeited. Entrants agree to hold Sponsor and its promotion agencies, and the respective directors, officers, and employees of each, harmless from and against all claims, damages, and liabilities arising out of or related to any injuries, damages, or losses incurred or alleged to be incurred in connection with winning, receipt, or participation in the Sweepstakes.

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