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Card Options for Everyday Life

Having the right credit card just makes life easier. We offer two Firstmark ONE® VISA® Credit Cards with great rates and rewards to help you live your best life. And with Digital Wallet, you can shop with ease and convenience.

VISA Platinum

Firstmark ONE® VISA® Platinum

Benefits & Features
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VISA Rewards

Firstmark ONE® VISA® Platinum Rewards

Benefits & Features
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NEW! Credit Card Rewards

With our card rewards program, you can earn points for every dollar you spend with your Firstmark ONE® VISA® Platinum Rewards Credit Card!

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Call (210) 442-0100
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Set up Digital Wallet

Take advantage of these great additional features!

Digital Wallet

Digital Wallet

EMV Chip

EMV Chip

Easy Pay

Easy Pay

Card Controls

Card Controls

Card Alerts

Card Alerts

Manage Your Cards with the Firstmark Mobile App

Download the Firstmark Mobile App to manage your credit cards with just a few clicks!

Log in and select your Firstmark credit card to:

  • Make a Payment
  • Set up a Balance Transfer
  • Set a Travel Notice
  • Report a Card Lost/Stolen

Banking made easy from anywhere you are!

Mobile

Credit Card Alerts

Protecting your personal and financial information is our top priority. Our courtesy credit card alerts help keep your personal information safe and may protect you from fraud.

Enroll your card to instantly begin receiving alerts notifying you when transactions are made to your account.

  • Receive alerts when international purchases are made
  • Receive alerts when a transaction is declined
  • Receive alerts when online or phone purchases are made without the physical card
  • Receive alerts when large transactions are made

For members who elect to receive alerts via text message, standard text message and data rates apply. Please check with your mobile carrier to ensure that you own an SMS capable mobile handset that is registered on a carrier network and elected for a data plan that includes use of the mobile handset’s SMS capabilities.

Log in to Digital Banking to sign up for card alerts.

Which Card Is Right For Me? Firstmark ONE® Visa® Platinum Firstmark ONE® Visa® Platinum Rewards
What is most important to you in selecting a card? Lowest Rate Low Rate With Rewards or Cash Back Option
How would you describe your credit card usage? Occasional
I only use it when cash is not available		 Moderate
I use it when it’s convenient and on larger purchases
Do you carry a balance on your card? Often
I want to minimize the interest that I am charged		 Sometimes
During certain times of the year
On average, how much do you charge on your credit card per month? $50 – $500 $250 – $1,000

VISA® Fair Credit and Charge Card Disclosure | VISA Credit Card Agreement

  1. Annual Percentage Rate (APR). There is a 5.99% APR intro rate on all purchases from account opening for 180 days (or 6 months).
  2. APR is Annual Percentage Rate. Accurate as of 12/5/2025, and is subject to change without notice. APR is variable and your specific APR will range between 12.5% and 18% on Platinum card, 15.5% and 18% on Platinum Rewards card and 16.5% and 18% on Signature card depending on your creditworthiness. Penalty APR: 18.00%. All usual credit criteria apply. Other restrictions may apply. Credit union membership is required to obtain a credit union loan. APR based on Wall Street Journal prime rate plus a margin.
  3. Minimum 610 FICO score required to qualify for an unsecured credit card and subject to final credit approval. Firstmark uses Equifax/FICO Auto V8 Facta which may render a different credit score from other credit reporting agencies. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries. Qualifying criteria may be subject to change. Firstmark uses Equifax/FICO Auto V8 Facta which may render a different credit score from other credit reporting agencies. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries. Qualifying criteria may be subject to change.
  4. Minimum 680 FICO score required to qualify for an unsecured credit card and subject to final credit approval. Firstmark uses Equifax/FICO Auto V8 Facta which may render a different credit score from other credit reporting agencies. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries. Qualifying criteria may be subject to change. Firstmark uses Equifax/FICO Auto V8 Facta which may render a different credit score from other credit reporting agencies. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries. Qualifying criteria may be subject to change.

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