Credit Card Rates

VISA Platinum Low Rate

VISA Platinum Rewards

1. Annual Percentage Rate (APR) is accurate as of 07/27/2026. Firstmark ONE® VISA® Platinum: Rates may vary depending on your creditworthiness, and your specific APR will range between 12.25% and 18%. Penalty APR: 18.00%. Firstmark ONE® VISA® Platinum Rewards: Rates may vary depending on your creditworthiness, and your specific APR will range between 15.25% and 18%. Penalty APR: 18.00%. Minimum 650 FICO score required to qualify for an unsecured credit card and subject to final credit approval. Other restrictions, terms, and conditions apply.  Credit union membership is required and is subject to approval. Firstmark uses Equifax/FICO Auto V8 Facta which may render a different credit score from other credit reporting agencies. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries. Qualifying criteria may be subject to change.