Building Dreams ... One Home at a Time

Home on acreage

Building your dream home can be both complex and rewarding. We simplify the construction financing process by delivering one seamless solution: Construction to Permanent (C2P) Loan.

We offer C2P conventional and jumbo loan programs to best meet your financing needs. The interest rate is locked when the construction loan closes, and interest-only payments are made until project completion (typically 12 months or earlier). The builder will submit monthly draw requests as the work progresses, and upon project completion, the loan converts to a permanent mortgage.

A C2P loan offers the following benefits over a traditional two-time close:

  • One Loan | A single loan finances the lot, construction costs, and permanent mortgage.
  • One Rate | The loan program and rate are determined at the close of the Construction loan. After construction completion, the same loan program and rate apply to the permanent loan.
  • One Closing | A C2P loan (one-time close loan) saves money on closing costs and reduces time gathering application documents.

Before you start your journey, here's some helpful tips to consider:

  • Location of build
  • Style and floor plan
  • Approximate construction costs
  • A qualified builder
  • Type of Construction Contract (fixed or cost-plus)
  • Source and amount of down payment
  • Own or purchasing a lot

Quick Links

Geri Cooper
Residential Construction Mortgage Loan Consultant
TruHome Solutions, LLC
Email: [email protected]
Direct: 913-214-3387
Fax: 913-214-3287
NMLS# 1974622

Call 913-214-3387

Loans subject to credit approval.