Secured Loans
(2018 and newer) and Used Auto Loans - Up to 6 model years (Greater than 6 years old, add 1.00%)
Terms |
as low as APR1 |
Payment per $10,0004 |
36 |
2.49% |
$289 |
48 |
2.49% |
$219 |
66 ($10,000 Minimum) |
2.49% |
$162 |
72 ($15,000 Minimum) |
2.79% |
$151 |
78 ($20,000 Minimum) |
3.90% |
$145 |
84 ($30,000 Minimum) |
4.65% |
$140 |
Apply for a New or Used Auto
To apply for a new or used Boat or Jet Ski Loan, visit us at any Financial Centers or call (210) 442-0199.
Terms |
APR1 |
Payment per $10,0004 |
36 |
6.10% |
$305 |
48 |
6.10% |
$235 |
60 ($10,000 Minimum) |
6.10% |
$194 |
72 ($15,000 Minimum) |
7.10% |
$171 |
84 ($25,000 Minimum) |
8.10% |
$156 |
Used Boats
Terms |
APR1 |
Payment per $10,0004 |
36 |
7.10% |
$309 |
48 |
7.10% |
$240 |
60 ($10,000 Minimum) |
7.10% |
$198 |
72 ($15,000 Minimum) |
8.10% |
$176 |
84 ($25,000 Minimum) |
9.10% |
$161 |
To apply for a new or used Motorcycle, visit us at any Financial Centers or call (210) 442-0199.
Terms |
APR1 |
Payment per $10,0004 |
36 |
6.10% |
$305 |
48 |
6.10% |
$235 |
60 ($10,000 Minimum) |
6.10% |
$194 |
Used Motorcycles
Terms |
APR1 |
Payment per $10,0004 |
36 |
7.10% |
$309 |
48 |
7.10% |
$240 |
60 ($10,000 Minimum) |
7.10% |
$198 |
New Recreational Vehicles
To apply for a new or used RV, visit us at any Financial Centers or call (210) 442-0199.
Terms |
APR1 |
Payment per $10,0004 |
60 ($10,000 Minimum) |
6.10% |
$194 |
84 ($30,000 Minimum) |
7.10% |
$151 |
120 ($60,000 Minimum) |
9.10% |
$127 |
Used Recreational Vehicles
Terms |
APR1 |
Payment per $10,0004 |
60 ($10,000 Minimum) |
7.10% |
$198 |
84 ($30,000 Minimum) |
8.10% |
$156 |
120 ($60,000 Minimum) |
10.10% |
$133 |
Unsecured Loans
Terms |
APR2 |
Payment per $10,0004 |
12 ($1,000 Minimum) |
9.10% |
$875 |
24 ($1,000 Minimum) |
9.10% |
$457 |
36 ($1,000 Minimum) |
9.35% |
$320 |
48 ($1,000 Minimum) |
9.85% |
$253 |
60 ($10,000 Minimum) |
10.35% |
$214 |
Small-Dollar Signature Loan
Terms |
APR1 |
Payment per $5004 |
6 |
16.10% |
$87 |
Terms |
APR1 |
Revolving |
9.60% |
DUE TO CURRENT INTEREST RATE MARKET VOLATILITY, WE ARE NOT POSTING MORTGAGE LOAN INTEREST RATES ON THIS WEBSITE. THE MORTGAGE LOAN OFFICER WILL PROVIDE RATE QUOTES BASED ON THE SPECIFIC DETAILS OF EACH REQUEST
Terms |
APR5 |
Payment per $10,0004 |
36 |
3.15% |
$291 |
48 |
3.15% |
$222 |
60 |
3.50% |
$182 |
84 |
3.55% |
$135 |
120 |
3.69% |
$100 |
180 |
4.00% |
$74 |
240 |
4.49% |
$63 |
300 |
5.70% |
$63 |
Terms |
APR5 |
Payment per $10,0004 |
36 |
5.05% |
$300 |
48 |
5.05% |
$231 |
60 |
5.40% |
$191 |
84 |
5.65% |
$144 |
120 |
5.95% |
$111 |
180 |
6.20% |
$85 |
240 |
7.10% |
$78 |
Terms |
APR6 |
VISA Platinum Low Rate |
7.75% |
VISA Platinum Rewards |
9.75% |
Pre-Graduation Student Teaching Loan (12-48 Month Terms) $3,500 Max Loan Amount
Term |
as low as APR7 |
Payment per $3,5004 |
48 |
6.60% |
$83 |
Post-Graduation Bridge Loan (12-48 Month Terms) $3,500 Max Loan Amount
Terms |
as low as APR7 |
Payment per $3,5004 |
36 |
9.60% |
$112 |
Teachers Certification Loan (12-60 Month Terms) $5,000 Max Loan Amount
Terms |
as low as APR7 |
Payment per $5,0004 |
60 |
5.00% |
$94 |
Zero% Classroom Supply Loan (1-10 Month Terms) $500 Max Loan Amount
Terms |
as low as APR8 |
Payment per $5004 |
10 |
0.00% |
--- |
Teacher's Retirement Buy-Back Loan
Terms |
as low as APR1 |
Payment per $10,0004 |
24 |
8.35% |
$454 |
36 |
8.60% |
$316 |
48 |
9.10% |
$249 |
60 |
9.60% |
$211 |
Youth CDs $1009
Terms |
APY10 |
Dividend Rate |
6 Months |
0.20% |
0.20% |
1 Year |
0.35% |
0.35% |
Flex CDs $2509
Terms |
APY11 |
Dividend Rate |
1 Year |
0.20% |
0.20% |
Regular CDs $5007
Terms |
APY11 |
Dividend Rate |
6 Months |
0.20% |
0.20% |
1 Year |
0.35% |
0.35% |
18 Months |
0.45% |
0.45% |
2 Years |
0.50% |
0.50% |
3 Years |
0.55% |
0.55% |
5 Years |
0.65% |
0.65% |
Super CDs $50,0007
Terms |
APY11 |
Dividend Rate |
6 Months |
0.25% |
0.25% |
1 Year |
0.40% |
0.40% |
18 Months |
0.50% |
0.50% |
2 Years |
0.55% |
0.55% |
3 Years |
0.60% |
0.60% |
5 Years |
0.70% |
0.70% |
Jumbo CDs $100,0007
Terms |
APY11 |
Dividend Rate |
6 Months |
0.30% |
0.30% |
1 Year |
0.45% |
0.45% |
18 Months |
0.55% |
0.55% |
2 Years |
0.60% |
0.60% |
3 Years |
0.65% |
0.65% |
5 Years |
0.75% |
0.75% |
Money Market Checking Accounts (Consumer and Commercial)
Terms |
APY12 |
Dividend Rate |
$150,000 and over |
0.20% |
0.20% |
$75,000 - $149,999.99 |
0.20% |
0.20% |
$25,000 - $74,999.99 |
0.20% |
0.20% |
$2,000 - $24,999.99 |
0.20% |
0.20% |
Less Than $2,000 |
0.00% |
0.00% |
Savings Accounts
Terms |
APY14 |
Dividend Rate |
All Balances |
0.05% |
0.05% |
Holiday and Summer Savers Club Account |
0.25% |
0.25% |
IRA Accounts
Terms |
APY14 |
Dividend Rate |
All Balances |
0.05% |
0.05% |
Business Savings Accounts
Terms |
APY16 |
Dividend Rate |
$50,000.01 and over |
0.25% |
0.25% |
$25,000.01-$50,000.00 |
0.20% |
0.20% |
$10,000.01-$25,000.00 |
0.15% |
0.15% |
$1,500.01-$10,000.00 |
0.10% |
0.10% |
$100.00-$1,500.00 |
0.00% |
0.00% |
Health Savings Account
Terms |
APY14 |
Dividend Rate |
$15,000.00 and over |
0.25% |
0.25% |
$5,000.00-$14,999.99 |
0.20% |
0.20% |
$1,000.00-$4,999.99 |
0.15% |
0.15% |
$0.00-$999.99 |
0.10% |
0.10% |
Terms |
APY17 |
Dividend Rate |
Free Checking |
0.01% |
0.01% |
Premier Cash Back Checking |
0.05% |
0.05% |
Business Plus Checking |
0.05% |
0.05% |
Organization Checking |
0.05% |
0.05% |
-
Annual Percentage Rate. Rates accurate as of January 13, 2021. Floor rate on auto loans is 2.49%APR. Subject to normal credit, underwriting and collateral value guidelines. Rates and terms are subject to change without prior notice. Other restrictions may apply. This offer does not apply to existing Firstmark vehicle loans. On vehicles over 6 years old, add 1.00% to the above listed rates. Vehicle means auto, light trucks, boats, motorcycles, and RVs.
Annual Percentage Rate. Rates accurate as of September 5, 2019. Rates as low as 9.10% APR and as high as 18%APR and are subject to change without prior notice. Terms range from 12 to 60 months. The minimum dollar amount for 60 months is $10,000. Other restrictions may apply.
Annual Percentage Rate. Rates accurate as of March 19, 2020. Rates and terms are subject to change without prior notice. Other restrictions may apply. Rates are for Purchase and Refinances of residential property - No Commercial Property or Manufactured Homes. 5/5 ARM Rate advertised is an Adjustable Rate Mortgage (ARM). The interest rates and payments may increase after consummation. For the first 60 months the APR will be 4.051% with an estimated payment of $41 per $10,000. After the initial fixed-rate period, your interest rate can increase or decrease annually according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Closing costs are typically between $2,000 to $4,000. Title insurance is required. The escrow account must reflect the new loan amount.
Payment based on Interest Rate and Terms for each loan type as shown above. Payment is approximate.
APR = Annual Percentage Rate. Rates and terms are accurate as of September 30, 2020, and are subject to change. No Commercial Property or Manufactured Homes. Home Equity Loans with greater than a 20-year term are limited to a 1st lien position only. The Firstmark Home Equity loan minimum loan amount is $10,000 and maximum term is 25 years. The “as low as” APR shown assumes 1st lien position. For a loan in 2nd lien position rate, add .25% to above rate. Rates range from 3.15 to 8.70% based on credit qualification, lien position and loan term. For example, on a $10,000 1st lien Home Equity loan at 3.15 for 48 months, you will make 48 payments of approximately $222.
Annual Percentage Rate is accurate as of April 1, 2020 and is subject to change without notice. APR is variable and your specific APR will range between 7.75 and 17.50 on non-reward cards, 9.75 and 18.00 with rewards and 11.25 and 18.00 on cash back depending on your creditworthiness. Penalty APR: 18.00%. Foreign Transaction Fee: Up to 1% of all international transaction amounts. All usual credit criteria apply. Other restrictions may apply. Credit union membership is required to obtain a credit union loan. APR based on Wall Street Journal prime rate plus a margin.
Annual Percentage Rate. Rates accurate as of September 18, 2019. Rates and terms are subject to change without prior notice. Other restrictions may apply.
APR is Annual Percentage Rate. Accurate as of September 18, 2019. Membership with Firstmark Credit Union required. Must be an active and certified K-12 teacher in a public or a private school to qualify. Rates and terms are subject to change without prior notice. Loan amount is $500. Maximum term is 10 months. Payment example: On a 10 month loan for $500 at 0.00% APR, you would make 10 payments of $50. All loans are subject to credit approval.
Indicates that these are the minimums available.
Only available to youth members (ages 19 and younger).
Annual Percentage Yield. Accurate as of August 26, 2020.
Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.
The stated annual percentage yields assume no withdrawal of principal or interest during the term of the certificate of deposit. Penalties will be incurred if early withdrawals are taken.
Annual Percentage Yield. Accurate as of December 1, 2020.
Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.
Annual Percentage Yield. Accurate as of December 1, 2020. New money only, meaning funds not currently on deposit with Firstmark Credit Union. To receive Premium Money Market rates, your average daily balance must remain equal to or more than the stated minimum balance. A $5.00 fee will be incurred for each withdrawal or transfer over the six per month.
Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.
Annual Percentage Yield. Accurate as of April 30, 2020.
Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.
Annual Percentage Yield. Accurate as of April 30, 2020. Minimum $5 to open a savings or IRA savings account.
Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.
Annual Percentage Yield. Accurate as of April 30, 2020.
Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.
Annual Percentage Yield. Accurate as of September 17, 2019.
Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.
Annual Percentage Rate. Rates accurate as of November 1, 2019. Rates as low as 5.99% APR. Rates are based on your creditworthiness with a maximum APR of 9.49%. Rates and terms subject to change. Usual credit criteria applies. $1,000 minimum loan amount for 48 months, maximum loan amount is $10,000. New money only.