Secured Loans

New and Used Auto Loans

(2018 and newer) and Used Auto Loans - Up to 6 model years (Greater than 6 years old, add 1.00%)

Terms as low as APR1 Payment per $10,0004
36 4.89% $299
48 4.89% $230
66 ($10,000 Minimum) 4.89% $173
72 ($15,000 Minimum) 5.39% $163
78 ($25,000 Minimum) 5.89% $155
84 ($30,000 Minimum) 6.39% $148

Apply for a New or Used Auto

New Boats

To apply for a new or used Boat or Jet Ski Loan, visit us at any Financial Centers or call (210) 442-0199.

Terms APR1 Payment per $10,0004
36 7.10% $309
48 7.10% $240
60 ($10,000 Minimum) 7.10% $198
72 ($15,000 Minimum) 8.10% $176
84 ($25,000 Minimum) 9.10% $161
Used Boats
Terms APR1 Payment per $10,0004
36 8.10% $314
48 8.10% $245
60 ($10,000 Minimum) 8.10% $203
72 ($15,000 Minimum) 9.10% $181
84 ($25,000 Minimum) 10.10% $167
New Motorcycles

To apply for a new or used Motorcycle, visit us at any Financial Centers or call (210) 442-0199.

Terms APR1 Payment per $10,0004
36 7.10% $309
48 7.10% $240
60 ($10,000 Minimum) 7.10% $198
Used Motorcycles
Terms APR1 Payment per $10,0004
36 8.10% $314
48 8.10% $245
60 ($10,000 Minimum) 8.10% $203
New Recreational Vehicles

To apply for a new or used RV, visit us at any Financial Centers or call (210) 442-0199.

Terms APR1 Payment per $10,0004
60 ($10,000 Minimum) 7.10% $198
84 ($30,000 Minimum) 8.10% $156
120 ($60,000 Minimum) 10.10% $133
Used Recreational Vehicles
Terms APR1 Payment per $10,0004
60 ($10,000 Minimum) 8.10% $203
84 ($30,000 Minimum) 9.10% $161
120 ($60,000 Minimum) 11.10% $138
Unsecured Loans

Personal Loans
Terms APR2 Payment per $10,0004
12 ($1,000 Minimum) 9.49% $877
24 ($1,000 Minimum) 9.49% $459
36 ($1,000 Minimum) 9.99% $323
48 ($1,000 Minimum) 10.49% $256
60 ($10,000 Minimum) 10.99% $217
Line of Credit
Terms APR2
Revolving 9.60%
Mortgage Loans

DUE TO CURRENT INTEREST RATE MARKET VOLATILITY, WE ARE NOT POSTING MORTGAGE LOAN INTEREST RATES ON THIS WEBSITE. THE MORTGAGE LOAN OFFICER WILL PROVIDE RATE QUOTES BASED ON THE SPECIFIC DETAILS OF EACH REQUEST

Home Equity
Terms APR5 Payment per $10,0004
36 4.99% $300
48 4.99% $230
60 5.09% $189
84 5.29% $143
120 5.59% $109
180 5.74% $83
240 5.89% $71
300 6.09% $65
Home Improvement
Terms APR5 Payment per $10,0004
36 5.99% $304
48 5.99% $235
60 6.09% $194
84 6.29% $147
120 6.59% $114
180 6.74% $88
240 7.39% $80
Credit Card

Terms APR6
VISA Platinum Low Rate 9.25%
VISA Platinum Rewards 11.25%
Educator First Loans

Pre-Graduation Student Teaching Loan (12-48 Month Terms) $3,500 Max Loan Amount

Term as low as APR7 Payment per $3,5004
48 6.60% $83

Post-Graduation Bridge Loan (12-48 Month Terms) $3,500 Max Loan Amount

Terms as low as APR7 Payment per $3,5004
36 9.60% $112

Teachers Certification Loan (12-60 Month Terms) $5,000 Max Loan Amount

Terms as low as APR7 Payment per $5,0004
60 5.00% $94

Classroom Supply Loan (1-10 Month Terms) $500 Max Loan Amount

Terms as low as APR8 Payment per $5004
10 0.00% ---
Teacher's Retirement Buy-Back Loan

Terms as low as APR1 Payment per $10,0004
24 8.35% $454
36 8.60% $316
48 9.10% $249
60 9.60% $211
Certificate of Deposit

Youth CDs $1009
Terms APY10 Dividend Rate
6 Months 0.65% 0.65%
1 Year 0.80% 0.80%
Flex CDs $2509
Terms APY18 Dividend Rate
1 Year 0.65% 0.65%
Regular CDs $5007

* Indicates that these terms are available as Individual Retirement Account (IRA) CDs.

Terms APY11 Dividend Rate
6 Months 0.65% 0.65%
7 Months Promo††† 2.15% 2.13%
11 Months Promo†† 2.30% 2.28%
1 Year* 0.80% 0.80%
18 Months* 0.90% 0.90%
2 Years* 0.95% 0.95%
30 Months Promo 2.65% 2.62%
3 Years* 1.00% 1.00%
5 Years* 1.10% 1.09%
Super CDs $50,0007

* Indicates that these terms are available as Individual Retirement Account (IRA) CDs.

Terms APY11 Dividend Rate
6 Months 0.70% 0.70%
7 Months Promo††† 2.20% 2.18%
11 Months Promo†† 2.35% 2.33%
1 Year* 0.85% 0.85%
18 Months* 0.95% 0.95%
2 Years* 1.00% 1.00%
30 Months Promo 2.70% 2.67%
3 Years* 1.05% 1.04%
5 Years* 1.15% 1.14%
Jumbo CDs $100,0007

* Indicates that these terms are available as Individual Retirement Account (IRA) CDs.

Terms APY11 Dividend Rate
6 Months 0.75% 0.75%
7 Months Promo††† 2.25% 2.23%
11 Months Promo†† 2.40% 2.37%
1 Year* 0.90% 0.90%
18 Months* 1.00% 1.00%
2 Years* 1.05% 1.04%
30 Months Promo 2.75% 2.72%
3 Years* 1.10% 1.09%
5 Years* 1.20% 1.19%
Money Market

On Your Mark™ Money Market Account (Consumer and Commercial)
Terms APY12 Dividend Rate
$250 and Over 0.25% 0.25%
Less Than $250 0.00% 0.00%
Share Accounts

Savings Accounts
Terms APY14 Dividend Rate
All Balances 0.05% 0.05%
Holiday and Summer Savers Club Account 0.25% 0.25%
IRA Share Accounts
Terms APY14 Dividend Rate
All Balances 0.05% 0.05%
Business Savings Accounts
Terms APY16 Dividend Rate
$50,000.01 and over 0.25% 0.25%
$25,000.01-$50,000.00 0.20% 0.20%
$10,000.01-$25,000.00 0.15% 0.15%
$1,500.01-$10,000.00 0.10% 0.10%
$100.00-$1,500.00 0.00% 0.00%
Health Savings Account
Terms APY14 Dividend Rate
$15,000.00 and over 0.25% 0.25%
$5,000.00-$14,999.99 0.20% 0.20%
$1,000.00-$4,999.99 0.15% 0.15%
$0.00-$999.99 0.10% 0.10%
Checking Accounts
Terms APY17 Dividend Rate
Power of the Dollar™ Plus Checking 0.10% 0.10%
Power of the Dollar™ Checking 0.05% 0.05%
Free Checking 0.01% 0.01%
Business Plus Checking 0.05% 0.05%
Organization Checking 0.05% 0.05%

Annual Percentage Yield offered range from 0.65% to 2.75% and are effective 09/24/2022. The 2.75% APY requires a minimum deposit of $100,000. Compounded monthly.  Fees or other conditions could reduce the earnings on the account. The stated annual percentage yields assume no withdrawal of principal or dividends during the 30-month term of this certificate of deposit. Penalties will be incurred if early withdrawals are taken. Applicable to new money only from a financial institution other than Firstmark. Terms and conditions subject to change without notice. The Credit Union is federally insured.

††

Annual Percentage Yield offered range from offered range from 0.65% to 2.75% and are effective 09/24/2022. The 2.40% APY requires a minimum deposit of $100,000. Compounded monthly.  Fees or other conditions could reduce the earnings on the account. The stated annual percentage yields assume no withdrawal of principal or dividends during the 11-month term of this certificate of deposit. Penalties will be incurred if early withdrawals are taken. Applicable to new money only from a financial institution other than Firstmark. Terms and conditions subject to change without notice. The Credit Union is federally insured.

†††

Annual Percentage Yield offered range from offered range from 0.65% to 2.75% and are effective 09/24/2022. The 2.25% APY requires a minimum deposit of $100,000. Compounded monthly.  Fees or other conditions could reduce the earnings on the account. The stated annual percentage yields assume no withdrawal of principal or dividends during the 7-month term of this certificate of deposit. Penalties will be incurred if early withdrawals are taken. Applicable to new money only from a financial institution other than Firstmark. Terms and conditions subject to change without notice. The Credit Union is federally insured.