Current Rates

Annual Percentage Rate. Rates accurate as of 01/31/2023. Floor rate on auto loans is 6.79%APR. Subject to normal credit, underwriting and collateral value guidelines. Rates and terms are subject to change without prior notice. Interest will accrue during the deferment period for the 60 day no payment option. Other restrictions may apply. This offer does not apply to existing Firstmark vehicle loans. On vehicles over 6 years old, add 1.00% to the above listed rates. Vehicle means auto, light trucks, boats, motorcycles, and RVs.

Annual Percentage Rate. Rates accurate as of 01/31/2023. Rates as low as 10.49% APR and as high as 18%APR and are subject to change without prior notice. Terms range from 12 to 60 months. The minimum dollar amount for 60 months is $10,000. Other restrictions may apply. For example, on a $10,000 loan at 10.49% for 12 months, you will make 12 payments of approximately $881.

Annual Percentage Rate. Rates accurate as of 01/31/2023. Rates and terms are subject to change without prior notice. Other restrictions may apply. Rates are for Purchase and Refinances of residential property - No Commercial Property or Manufactured Homes. 5/5 ARM Rate advertised is an Adjustable Rate Mortgage (ARM). The interest rates and payments may increase after consummation. For the first 60 months the APR will be 4.051% with an estimated payment of $41 per $10,000. After the initial fixed-rate period, your interest rate can increase or decrease annually according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Closing costs are typically between $2,000 to $4,000. Title insurance is required. The escrow account must reflect the new loan amount.

Payment based on Interest Rate and Terms for each loan type as shown above. Payment is approximate.

APR = Annual Percentage Rate. Rates and terms are accurate as of 01/31/2023, and are subject to change. No Commercial Property or Manufactured Homes. Home Equity Loans with greater than a 20-year term are limited to a 1st lien position only. The Firstmark Home Equity loan minimum loan amount is $10,000 and maximum term is 25 years. The “as low as” APR shown assumes 1st lien position. For a loan in 2nd lien position rate, add .25% to above rate.  Rates range from 6.79 to 9.39% based on credit qualification, lien position and loan term. .15% and .25% Power of the Dollar discount applies to Home Equity and Home Improvement loans. For example, on a $10,000 1^st lien Home Equity loan at 6.79 for 48 months, you will make 48 payments of approximately $238.

Annual Percentage Rate is accurate as of 01/31/2023, and is subject to change without notice. APR is variable and your specific APR will range between 12.00% and 18.00% on Platinum card, 14.00% and 18.00% on Platinum Rewards card and 15.50% and 18.00% on Signature card depending on your creditworthiness. Penalty APR: 18.00%. Foreign Transaction Fee: Up to 1.00% of all international transaction amounts. All usual credit criteria apply. Other restrictions may apply. Credit union membership is required to obtain a credit union loan. APR based on Wall Street Journal prime rate plus a margin.

Annual Percentage Rate. Rates accurate as of 01/31/2023. Rates and terms are subject to change without prior notice. Other restrictions may apply.

APR is Annual Percentage Rate. Accurate as of 01/31/2023. Membership with Firstmark Credit Union required. Must be an active and certified K-12 teacher in a public or a private school to qualify. Rates and terms are subject to change without prior notice. Loan amount is $500. Maximum term is 10 months. Payment example: On a 10 month loan for $500 at 0.00% APR, you would make 10 payments of $50. All loans are subject to credit approval.

Indicates that these are the minimums available.

Only available to youth members (ages 19 and younger).

Annual Percentage Yield. Accurate as of 01/31/2023. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account. The stated annual percentage yields assume no withdrawal of principal or dividends during the term of the certificate of deposit. Penalties will be incurred if early withdrawals are taken.

Annual Percentage Yield. Accurate as of 01/31/2023. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.

Annual Percentage Yield. Accurate as of 01/31/2023. New money only, meaning funds not currently on deposit with Firstmark Credit Union. To receive Premium Money Market rates, your average daily balance must remain equal to or more than the stated minimum balance. A $5.00 fee will be incurred for each withdrawal or transfer over the six per month. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.

Annual Percentage Yield. Accurate as of 01/31/2023. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.

Annual Percentage Yield. Accurate as of 01/31/2023. Minimum $5 to open a savings or IRA savings account. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.

Annual Percentage Yield. Accurate as of 01/31/2023. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.

Annual Percentage Yield. Accurate as of 01/31/2023. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.

Annual Percentage Yield. Accurate as of 01/31/2023. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account. The stated annual percentage yields assume no withdrawal of principal or dividends during the term of the certificate of deposit. Penalties will be incurred if excessive (more than two) early withdrawals are taken.