Secured Loans

New and Used Auto Loans

(2018 and newer) and Used Auto Loans - Up to 6 model years (Greater than 6 years old, add 1.00%)

Terms as low as APR1 Payment per $10,0004
36 2.80% $290
48 2.80% $220
66 ($10,000 Minimum) 2.80% $164
72 ($15,000 Minimum) 3.05% $152
78 ($20,000 Minimum) 4.05% $146
84 ($30,000 Minimum) 5.80% $145

Apply for a New or Used Auto

New Boats

To apply for a new or used Boat or Jet Ski Loan, visit us at any Financial Centers or call (210) 442-0199.

Terms APR1 Payment per $10,0004
36 6.10% $305
48 6.10% $235
60 ($10,000 Minimum) 6.10% $194
72 ($15,000 Minimum) 7.10% $171
84 ($25,000 Minimum) 8.10% $156
Used Boats
Terms APR1 Payment per $10,0004
36 7.10% $309
48 7.10% $240
60 ($10,000 Minimum) 7.10% $198
72 ($15,000 Minimum) 8.10% $176
84 ($25,000 Minimum) 9.10% $161
New Motorcycles

To apply for a new or used Motorcycle, visit us at any Financial Centers or call (210) 442-0199.

Terms APR1 Payment per $10,0004
36 6.10% $305
48 6.10% $235
60 ($10,000 Minimum) 6.10% $194
Used Motorcycles
Terms APR1 Payment per $10,0004
36 7.10% $309
48 7.10% $240
60 ($10,000 Minimum) 7.10% $198
New Recreational Vehicles

To apply for a new or used RV, visit us at any Financial Centers or call (210) 442-0199.

Terms APR1 Payment per $10,0004
60 ($10,000 Minimum) 6.10% $194
84 ($30,000 Minimum) 7.10% $151
120 ($60,000 Minimum) 9.10% $127
Used Recreational Vehicles
Terms APR1 Payment per $10,0004
60 ($10,000 Minimum) 7.10% $198
84 ($30,000 Minimum) 8.10% $156
120 ($60,000 Minimum) 10.10% $133
Unsecured Loans

Personal Loans
Terms APR2 Payment per $10,0004
12 ($1,000 Minimum) 9.10% $875
24 ($1,000 Minimum) 9.10% $457
36 ($1,000 Minimum) 9.35% $320
48 ($1,000 Minimum) 9.85% $253
60 ($10,000 Minimum) 10.35% $214
Small-Dollar Signature Loan
Terms APR1 Payment per $5004
6 16.10% $87
Line of Credit
Terms APR1
Revolving 9.60%
Mortgage Loans

DUE TO CURRENT INTEREST RATE MARKET VOLATILITY, WE ARE NOT POSTING MORTGAGE LOAN INTEREST RATES ON THIS WEBSITE. THE MORTGAGE LOAN OFFICER WILL PROVIDE RATE QUOTES BASED ON THE SPECIFIC DETAILS OF EACH REQUEST

Home Equity
Terms APR5 Payment per $10,0004
36 3.15% $291
48 3.15% $222
60 3.50% $182
84 3.55% $135
120 3.85% $101
180 4.00% $74
240 4.70% $64
300 5.70% $63
Home Improvement
Terms APR5 Payment per $10,0004
36 5.05% $300
48 5.05% $231
60 5.40% $191
84 5.65% $144
120 5.95% $111
180 6.20% $85
240 7.10% $78
Credit Card

Terms APR6
VISA Platinum Low Rate 7.75%
VISA Platinum Rewards 9.75%
Educator First Loans

Pre-Graduation Student Teaching Loan (12-48 Month Terms) $3,500 Max Loan Amount

Term as low as APR7 Payment per $3,5004
48 6.60% $83

Post-Graduation Bridge Loan (12-48 Month Terms) $3,500 Max Loan Amount

Terms as low as APR7 Payment per $3,5004
36 9.60% $112

Teachers Certification Loan (12-60 Month Terms) $5,000 Max Loan Amount

Terms as low as APR7 Payment per $5,0004
60 5.00% $94

Zero% Classroom Supply Loan (1-10 Month Terms) $500 Max Loan Amount

Terms as low as APR8 Payment per $5004
10 0.00% ---
Teacher's Retirement Buy-Back Loan

Terms as low as APR1 Payment per $10,0004
24 8.35% $454
36 8.60% $316
48 9.10% $249
60 9.60% $211
Certificate of Deposit

Youth CDs $1009
Terms APY10 Dividend Rate
6 Months 0.20% 0.20%
1 Year 0.35% 0.35%
Flex CDs $2509
Terms APY11 Dividend Rate
1 Year 0.20% 0.20%
Regular CDs $5007
Terms APY11 Dividend Rate
6 Months 0.20% 0.20%
1 Year 0.35% 0.35%
18 Months 0.45% 0.45%
2 Years 0.50% 0.50%
3 Years 0.55% 0.55%
5 Years 0.65% 0.65%
Super CDs $50,0007
Terms APY11 Dividend Rate
6 Months 0.25% 0.25%
1 Year 0.40% 0.40%
18 Months 0.50% 0.50%
2 Years 0.55% 0.55%
3 Years 0.60% 0.60%
5 Years 0.70% 0.70%
Jumbo CDs $100,0007
Terms APY11 Dividend Rate
6 Months 0.30% 0.30%
1 Year 0.45% 0.45%
18 Months 0.55% 0.55%
2 Years 0.60% 0.60%
3 Years 0.65% 0.65%
5 Years 0.75% 0.75%
Money Market

Money Market Checking Accounts (Consumer and Commercial)
Terms APY12 Dividend Rate
$150,000 and over 0.30% 0.30%
$75,000 - $149,999.99 0.20% 0.20%
$25,000 - $74,999.99 0.15% 0.15%
$2,000 - $24,999.99 0.10% 0.10%
Less Than $2,000 0.00% 0.00%
Share Accounts

Savings Accounts
Terms APY14 Dividend Rate
All Balances 0.05% 0.05%
Holiday and Summer Savers Club Account 0.25% 0.25%
IRA Accounts
Terms APY14 Dividend Rate
All Balances 0.05% 0.05%
Business Savings Accounts
Terms APY16 Dividend Rate
$50,000.01 and over 0.25% 0.25%
$25,000.01-$50,000.00 0.20% 0.20%
$10,000.01-$25,000.00 0.15% 0.15%
$1,500.01-$10,000.00 0.10% 0.10%
$100.00-$1,500.00 0.00% 0.00%
Health Savings Account
Terms APY14 Dividend Rate
$15,000.00 and over 0.25% 0.25%
$5,000.00-$14,999.99 0.20% 0.20%
$1,000.00-$4,999.99 0.15% 0.15%
$0.00-$999.99 0.10% 0.10%
Checking Accounts
Terms APY17 Dividend Rate
Free Checking 0.01% 0.01%
Premier Cash Back Checking 0.05% 0.05%
Business Plus Checking 0.05% 0.05%
Organization Checking 0.05% 0.05%