Online Business Checking Account Benefits

Business Checking Account Benefits

Service — In Person, By Phone, or Online.
  • 13 convenient locations, open Monday through Saturday.
  • 24/7 SmartCall (automated teller system), Rate Line, or Loan Application line.
Online Account Access— Free Electronic Statements.

WebChecks, eStatements and other online business checking account access options enables you to monitor transactions, get information, complete applications, and more.

Business Debit Cards.
Over 200 surcharge free Allpoint ATMs in the San Antonio area and over 55,000+ nationwide.

ATM/MasterMoney® Debit Card Security Hotline
Report lost or stolen cards 24 hours a day(210) 366-2255, Toll Free (888) 683-1211

Business Checking Options

We’ve developed four business checking account online options, each offering a unique combination of features. You choose the account that best meets your needs.

Business Checking
For businesses with limited transactions each month.
  • Free 100 checks deposited; over 100, $0.20 each
  • Free 100 checks cleared; over 100, $0.20 each
  • Deposit correction fee $4 each
  • No minimum balance
  • No monthly service fee
  • Non-interest account
Business Plus Checking
For businesses with higher monthly transaction needs.
  • Free 200 checks deposited; over 200, $0.20 each
  • Free 200 checks cleared; over 200, $0.25 each
  • $1,500 minimum daily balance, or $8 monthly fee
  • Deposit correction fee $4 each
  • Earns interest
Business Analysis Checking
For businesses that will have high transaction volumes and high balances.
  • Earnings credit can be used to offset maintenance and service fees (calculated on average daily balance less reserves)
  • $0.05 per deposited check
  • $0.15 per check cleared
  • $0.25 per ACH debit
  • Deposit correction fee $4 each
  • No minimum balance
  • Non-interest account
Non-Profit Organization Account
For Non-Profit Professionals.
  • Free 100 checks deposited; over 100, $0.10 each
  • Free 100 checks cleared; over 100, $0.10 each
  • Deposit correction fee $4 each
  • No minimum balance
  • No monthly service fee
  • Earns interest

NCUA Insurance Coverage Booklet - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.