Refinancing your auto loan with Firstmark Credit Union can help you lower your interest rate, reduce your monthly car payment, and keep more money in your pocket — without changing vehicles. If you’re paying a high rate on your current car loan, auto refinancing could be the smarter move.
Lower your monthly auto payment — rates as low as 5.49% APR¹
Educators and military personnel get an additional .25% rate reduction2
No payments for 60 days
Friendly, local service with quick applications online, in-person or by phone
Extra protection options for your car (ask us about vehicle and payment protection)
Apply online in minutes and see how much you could save.
You don’t have to switch cars to improve your finances. Auto refinancing can replace your existing loan with one that works better for you.
Before Refinancing | After Refinancing with Firstmark Credit Union |
|---|---|
| High-interest loan from another lender | Lower auto loan rate with Firstmark |
| Monthly payment stretching your budget | Monthly payment with breathing room |
| Uncertain or high-cost vehicle and payment protection | Peace-of-mind with low-cost vehicle or payment protection |
| Payments due next week | No payment for 60 days |
These are typical scenarios. Individual savings may vary.
Our team is here to help every step of the way — whether you apply digitally or prefer in‑person support.
Call 210.442.0199 or visit firstmarkcu.org/locations to find your closest branch location or get details on your estimated monthly savings amount.
With a Power of the Dollar® MAX or Power of the Dollar® Plus checking account, you can lower your auto loan rate by .50%. Learn how you can expand your buying and saving power with these checking accounts!
Use this calculator to compute the payment amount3 by adjusting the amount, rate, and terms.
Firstmark has been named a Best Place to Work for five years in a row!
