Save Big With an Auto Refinance

As a member owner, you have been pre-approved1 for an auto refinance. With rates as low as 6.99% APR2, Firstmark may help you lower your interest rate, decrease your monthly payment or both! Plus, you could get up to $5003 in cash back!

This exclusive offer is good through May 31, 2022.

Refinance Benefits:

  • Rates as low as 6.99% APR
  • Get 1% cash back, up to $500
  • No payments for 60 days
  • Terms up to 84 months
  • Refinance to use the equity in your car

Apply Now Call 210.442.0100 Book an Appointment


Unlock A Lower Rate

Power up your checking with a Power of the Dollar checking account. For as low as $1 a month, your impact fee unlocks money-saving benefits to help you SAVE more and EARN more. With the Power of the Dollar™ Plus checking account, you can lower your auto loan rate by .25%. Be a part of the philanthropic movement. Learn More

What Our Members Are Saying

"Angela has been very helpful and very patient with me on finding the best loans that will help me. I don’t know where I would be without her help. She’s so amazing! - Trish R. (Member Since 1989)


Is a Refinance Right For You?

When you refinance an auto, you are taking out another loan with new terms. Here are some reasons why a refinance might be right for you.

Enjoy Lower Rates - When rates are low, you should consider refinancing to lower your rate. A lower rate can mean lower payments each month and paying off your loan sooner.

Lower Your Payment - When you lower your payments each month, you're saving more money over  time.

Shorten Loan Terms - If your credit situation has improved, you might be able to pay off your loan faster.

Recapture Vehicle Equity - Use your vehicle's equity to pay down debt. If the amount owed on your existing loan is less than the value, then you can use that equity to pay down higher interest debt for unexpected expenses.

Calculate Your Payment

Use this calculator to compute the payment amount4 by adjusting the amount, rate and terms.

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