Savings Share Accounts
|
|
APY1 |
Dividend Rate |
| Savings Share Accounts |
| All Balances |
0.05% |
0.05% |
| Health Savings Accounts |
| $15,000.00 and over |
0.25% |
0.25% |
| $5,000.00-$14,999.99 |
0.20% |
0.20% |
| $1,000.00-$4,999.99 |
0.15% |
0.15% |
| $0.00-$999.99 |
0.10% |
0.10% |
Checking Accounts
|
|
APY2 |
Dividend Rate |
| Power of the Dollar® MAX Checking* |
3.00% |
2.96% |
| Power of the Dollar® Plus Checking |
0.15% |
0.15% |
| Power of the Dollar® Checking |
0.10% |
0.10% |
| Basic Checking |
0.01% |
0.01% |
| Business Plus Checking |
0.05% |
0.05% |
| Organization Checking |
0.05% |
0.05% |
On Your Mark Money® Market Account
|
|
APY3 |
Dividend Rate |
| $250 and Over |
0.50% |
0.50% |
| Less Than $250 |
0.00% |
0.00% |
MAX Money Market Account
|
|
APY10 |
Dividend Rate |
| $0 – $249.99 |
0.00% |
0.00% |
| $250 – $2,499.99 |
0.50% |
0.50% |
| $2,500 – $9,999.99 |
0.75% |
0.75% |
| $10,000 – $24,999.99 |
1.00% |
1.00% |
| $25,000 – $49,999.99 |
1.25% |
1.24% |
| $50,000 – $99,999.99 |
1.50% |
1.49% |
| $100,000 (+) |
1.75% |
1.74% |
IRA Share Accounts
|
|
APY4 |
Dividend Rate |
| All Balances |
0.05% |
0.05% |
|
Certificate of Deposits
|
| |
6Mo. |
7Mo.** |
1Yr.† |
18Mo.† |
2Yr.† |
3Yr.† |
5Yr.† |
| $1005, 6 – YOUTH CDs |
| APY7 |
3.50% |
— |
3.50% |
— |
— |
— |
— |
| Dividend Rate |
3.45% |
— |
3.44% |
— |
— |
— |
— |
| FLEX CDs – $2505 |
| APY9 |
— |
— |
3.35% |
— |
— |
— |
— |
| Dividend Rate |
— |
— |
3.30% |
— |
— |
— |
— |
| CDs – $5005 |
| APY7 |
3.50% |
4.00% |
3.50% |
3.45% |
3.30% |
3.35% |
3.40% |
| Dividend Rate |
3.45% |
3.93% |
3.44% |
3.40% |
3.25% |
3.30% |
3.35% |
- APY is Annual Percentage Yield. Accurate as of 01/16/2026. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.
- APY is Annual Percentage Yield. Accurate as of 01/16/2026. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.
- APY is Annual Percentage Yield. Accurate as of 01/16/2026. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.
- APY is Annual Percentage Yield. Accurate as of 01/16/2026. Minimum $5 to open a savings or IRA savings account. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.
- Indicates that these are the minimums available.
- Only available to youth members (ages 17 and younger).
- APY is Annual Percentage Yield. Accurate as of 01/16/2026. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account. The stated APY assumes no withdrawal of principal or dividends during the term of the certificate of deposit. Penalties will be incurred if early withdrawals are taken.
- APY is Annual Percentage Yield. Accurate as of 01/16/2026. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.
- APY is Annual Percentage Yield. Accurate as of 01/16/2026. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account. The stated APY assumes no withdrawal of principal or dividends during the term of the certificate of deposit. Penalties will be incurred if excessive (more than two) early withdrawals are taken.
- APY is Annual Percentage Yield. Accurate as of 01/16/2026. MAX Money Market requires a Power of the Dollar® MAX checking account. If your Power of the Dollar® MAX checking account is closed at any time during the month, your MAX Money Market account will be converted to a On Your Mark® Money Market account. The dividends will be converted to the On Your Mark® Money Market at the current rate on the first of each month. See rate sheet for APY information. Checks will not be allowed on MAX Money Market accounts. Minimum daily balance of $250 to earn APY. Balances $250.00 – $2,499.99 the dividend is 0.50% with an APY of 0.50%; Balances between $2,500 – $9,999.99, the dividend is 0.75% with an APY of 0.75%; Balances between $10,000 – $24,999.99, the dividend is 1.00% with an APY of 1.00%; Balances between $25,000 – $49,999.99, the dividend is 1.24% with an APY of 1.25%; Balances between $50,000 – $99,999.99, the dividend is 1.49% with an APY of 1.50%; Balances over $100,000, the dividend is 1.74% with a APY of 1.75%. Compounded monthly.
| † |
Indicates that these terms are available as Individual Retirement Account (IRA) CDs. |
| * |
Annual Percentage Yield. Accurate as of 01/16/2026. The Credit Union may offer other rates in the future. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account. Power of the Dollar® MAX is a tiered rate account. There is a minimum average daily balance required to earn the annual percentage yield disclosed for the dividend period. If the minimum average daily balance requirement is not met during the dividend period, you will not earn the stated annual percentage yield. For balances $0-$499, the Dividend rate is 0.00% with a APY range of 0.00%; Balances $0 – $10,000 the Dividend Rate is 2.96% with a APY range of 3.0%; Balances $10,000.01(+) the Dividend Rate will revert to 0.01% with a APY range of 0.01%. |
| ** |
Annual Percentage Yield (APY) is accurate as of 01/16/2026. Rates may change at any time without notice. Compounded Monthly. Advertised rate is fixed for the initial term of the Certificate of Deposit (CD) only. APY assumes dividends remain on deposit until maturity. No additional deposits allowed after account opening. Fees may reduce earnings. A penalty may apply for early withdrawal. Minimum opening balance is $500. Minimum to earn APY is $500. At maturity, this 7‑month CD will automatically renew into a 12‑month CD at the current rate offered, unless you withdraw or change the term during the grace period. All Certificate Accounts are automatically renewable accounts. Members will have a 10-day grace period after maturity to withdraw funds without penalty. Subject to approval. Federally insured by NCUA. |
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