Checking Accounts
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| Annual Earnings1 | Auto Loan Savings2 | ATM Fee Savings3 | Impact Fee4 |
| $300 | $98 | $68 | $60 |
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Benefits
- Earn 3.00% APY5 on Balances up to $10,000
- Get .50% Loan Discount on
- Auto
- Personal
- Home Equity Loans
- Get 15 ATM Fee Refunds Per Year
- Free Standard Checks
- Educators Only: Access to 0% APR6 Classroom Supply Loan
Account Details
- $25 Minimum Opening Deposit
- Dividends Paid Monthly
- Minimum Average Daily Balance of $500 to Earn APY5
- $5 Monthly Impact Fee
Your Impact
Of the $5 monthly impact fee, $1 is contributed to the Firstmark Foundation funding initiatives that enrich the schools in our community.
| Annual Earnings1 | Auto Loan Savings2 | ATM Fee Savings3 | Impact Fee7 |
| $15 | $98 | $68 | $36 |
Open Online
Benefits
- Earn .15% APY8 on Daily Balances
- Get .50% Loan Discount on
- Auto
- Personal
- Home Equity Loans
- Get 15 ATM Fee Refunds Per Year
- Free Standard Checks
- Educators Only: Access to 0% APR6 Classroom Supply Loan
Account Details
- $25 Minimum Opening Deposit
- Dividends Paid Monthly
- No Minimum Monthly Balance
- $3 Monthly Impact Fee
Your Impact
Of the $3 monthly impact fee, $1 is contributed to the Firstmark Foundation funding initiatives that enrich the schools in our community.
| Annual Earnings1 | Auto Loan Savings9 | ATM Fee Savings3 | Impact Fee |
| $10 | $49 | $45 | $12 |
Open Online
Benefits
- Earn .10% APY8 on Daily Balances
- Get .25% Loan Discount on
- Auto
- Personal
- Home Equity Loans
- Get 10 ATM Fee Refunds Per Year
- Free Standard Checks
- Educators Only: Access to 0% APR6 Classroom Supply Loan
Account Details
- $25 Minimum Opening Deposit
- Dividends Paid Monthly
- No Minimum Monthly Balance
- $1 Monthly Impact Fee
Your Impact
Your $1 monthly impact fee will be contributed to the Firstmark Foundation funding initiatives that enrich the schools in our community.
Benefits
- Earn .01% APY8 on Daily Balances
- Free first box of checks
Account Features
- $25 Minimum Initial Deposit
- Dividends Paid Monthly
- No Minimum Monthly Balance
- No Monthly Service Fee
This account is subject to foreign ATM fees.
All Checking Accounts Have Access To:
- Digital Banking and Mobile Deposits
- Online Bill Pay and Online Statements
- Card Controls & Card Alerts
- Instant Issue Debit Cards
- Early Direct Deposit
- Overdraft Protection
- FREE Notary Public Services
- TruStage® Accidental Death and Dismemberment (AD&D) Insurance
- Wire Transfers
- VISA® Checkout
Ordering Checks
To place your order:
- Log into online banking
- Click on your checking account
- Click on Actions, Order Checks
- Follow the online prompts to complete your check order
NCUA Insurance Coverage Booklet - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
- Average checking account balance of $10,000.
- The average annual savings based on a .50% discount for a $35,000 auto loan at 6.24% for 60 months.
- Based on the national average $3 charge per transaction at a foreign ATM plus a $1.50 Firstmark foreign ATM transaction fee.
- The $5 monthly impact fee includes $1 to support the Firstmark Foundation.
- Annual Percentage Yield. Accurate as of 09/18/2024. The Credit Union may offer other rates in the future. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account. Power of the Dollar® MAX is a tiered annual percentage yield (APY) account. Rates are subject to change. Minimum daily balance of $500 to earn APY. Balances $500 to $10,000 the Dividend Rate is 2.96% with an APY of 3.00%; Balances $10,000.01(+) the Dividend Rate will revert to 0.01% with an APY of 3.00% to 0.01%.
- APR is Annual Percentage Rate. Accurate as of 09/18/2024. Membership with Firstmark Credit Union required. Must be an active and certified K-12 teacher in a public or a private school to qualify. Rates and terms are subject to change without prior notice. Loan amount is $500. Maximum term is 10 months. Payment example: On a 10 month loan for $500 at 0.00% APR, you would make 10 payments of $50. All loans are subject to credit approval.
- The $3 monthly impact fee includes $1 to support the Firstmark Foundation.
- Annual Percentage Yield. Accurate as of 09/18/2024.
- The average annual savings based on a .25% discount for a $35,000 auto loan at 6.49% for 60 months.
| † | All qualifying members must conduct the following transactions to receive up to $300.
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Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiaries:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Requested Loan Amount
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Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Initial Deposit Amount (ACH or Credit Card)
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Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Initial Deposit Amount (ACH or Credit Card)
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Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Requested Loan Amount
Choose one of the following:
Let’s Get Started
Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Requested Loan Amount
Choose one of the following:
Let’s Get Started
Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Requested Loan Amount
Choose one of the following:
Let’s Get Started
Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Credit Limit
Choose one of the following:
Let’s Get Started
Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Requested Loan Amount
- Estimated Property Value
- Estimated Property Tax and Insurance Amount
- Existing Mortgage Information
Choose one of the following:
Let’s Get Started
Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:
- Social Security Number
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- Requested Loan Amount
- Estimated Property Value
- Estimated Property Tax and Insurance Amount
- Existing Mortgage Information
Choose one of the following: