Earn $300
  • Must be a new member
  • Account must remain open for 90 days
  • One direct deposit during first 30 days = Get $50
  • Two direct deposits totaling $2,000 during days 31-90 = Get $250

Get Paid

Power of the Dollar MAX

Annual Earnings1 Auto Loan Savings2 ATM Fee Savings3 Impact Fee4
$300 $98 $68 $60

Open Online

Benefits

  • Earn 3.00%5 APY on Balances up to $10,000
  • Get .50% Loan Discount on
    • Auto
    • Personal
    • Home Equity Loans
  • Get 15 ATM Fee Refunds Per Year
  • Free Standard Checks
  • Educators Only: Access to 0%6 APR Classroom Supply Loan

Account Details

  • $25 Minimum Opening Deposit
  • Dividends Paid Monthly
  • Minimum Average Daily Balance of $500 to Earn APY5
  • $5 Monthly Impact Fee

Your Impact

Of the $5 monthly impact fee, $1 is contributed to the Firstmark Foundation funding initiatives that enrich the schools in our community.

Power of the Dollar Plus

Annual Earnings1 Auto Loan Savings2 ATM Fee Savings3 Impact Fee7
$15 $98 $68 $36

Open Online

Benefits

  • Earn .15%8 APY on Daily Balances
  • Get .50% Loan Discount on
    • Auto
    • Personal
    • Home Equity Loans
  • Get 15 ATM Fee Refunds Per Year
  • Free Standard Checks
  • Educators Only: Access to 0%6 APR Classroom Supply Loan

Account Details

  • $25 Minimum Opening Deposit
  • Dividends Paid Monthly
  • No Minimum Monthly Balance
  • $3 Monthly Impact Fee

Your Impact

Of the $3 monthly impact fee, $1 is contributed to the Firstmark Foundation funding initiatives that enrich the schools in our community.

Power of the Dollar

Annual Earnings1 Auto Loan Savings9 ATM Fee Savings3 Impact Fee
$10 $49 $45 $12

Open Online

Benefits

  • Earn .10%8 APY on Daily Balances
  • Get .25% Loan Discount on
    • Auto
    • Personal
    • Home Equity Loans
  • Get 10 ATM Fee Refunds Per Year
  • Free Standard Checks
  • Educators Only: Access to 0%6 APR Classroom Supply Loan

Account Details

  • $25 Minimum Opening Deposit
  • Dividends Paid Monthly
  • No Minimum Monthly Balance
  • $1 Monthly Impact Fee

Your Impact

Your $1 monthly impact fee will be contributed to the Firstmark Foundation funding initiatives that enrich the schools in our community.

Basic

Annual Earnings1 Auto Loan Savings2 ATM Fee Savings Impact Fee
$12 $0 $0 $0

Open Online

Benefits

  • Earn .01%8 APY on Daily Balances
  • Free first box of checks

Account Features

  • $25 Minimum Initial Deposit
  • Dividends Paid Monthly
  • No Minimum Monthly Balance
  • No Monthly Service Fee

This account is subject to foreign ATM fees.

Products-Monitor
Online Banking & Bill Pay
Products-Smartphone
Mobile Banking & Remote Deposit
Products-Debit-Card
Instant Issue Debit Card
Card Controls
Card Controls & Card Alerts

Call 210.442.0100 Book an Appointment

All Checking Accounts Have Access To:
  • Digital Banking and Mobile Deposits
  • Online Bill Pay and Online Statements
  • Card Controls & Card Alerts
  • Instant Issue Debit Cards
  • Direct Deposit

Learn More

Ordering Checks

To place your order:

  1. Log into online banking
  2. Click on your checking account
  3. Click on Actions, Order Checks
  4. Follow the online prompts to complete your check order

NCUA Insurance Coverage Booklet - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

  1. Average checking account balance of $10,000.
  2. The average annual savings based on a .50% discount for a $35,000 auto loan at 6.24% for 60 months.
  3. Based on the national average $3 charge per transaction at a foreign ATM plus a $1.50 Firstmark foreign ATM transaction fee.
  4. The $5 monthly impact fee includes $1 to support the Firstmark Foundation.
  5. Annual Percentage Yield. Accurate as of 10/1/2023. The Credit Union may offer other rates in the future. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account. Power of the Dollar® MAX is a tiered rate account. There is a minimum average daily balance required to earn the annual percentage yield disclosed for the dividend period. If the minimum average daily balance requirement is not met during the dividend period, you will not earn the stated annual percentage yield. For balances $0-$499, the Dividend rate is 0.00% with a APY range of 0.00%; Balances $0 - $10,000 the Dividend Rate is 2.96% with a APY range of 3.0%; Balances $10,000.01(+) the Dividend Rate will revert to 0.01% with a APY range of 0.01%.
  6. APR is Annual Percentage Rate. Accurate as of 10/1/2023. Membership with Firstmark Credit Union required. Must be an active and certified K-12 teacher in a public or a private school to qualify. Rates and terms are subject to change without prior notice. Loan amount is $500. Maximum term is 10 months. Payment example: On a 10 month loan for $500 at 0.00% APR, you would make 10 payments of $50. All loans are subject to credit approval.
  7. The $3 monthly impact fee includes $1 to support the Firstmark Foundation.
  8. Annual Percentage Yield. Accurate as of 10/1/2023.
  9. The average annual savings based on a .25% discount for a $35,000 auto loan at 6.49% for 60 months.
† All qualifying members must conduct the following transactions to receive up to $300.
  • New member must make a direct deposit (or Automated Clearing House (ACH) of at least $10 into their new Free, Power of the Dollar®, Power of the Dollar® Plus or Power of the Dollar® MAX checking account to qualify for a $50 payout. The initial ACH deposit must be completed within the first 30 days of account opening. An account may only qualify once for payout. Upon qualifying, the $50.00 bonus will be deposited by the end of day into the member’s new Free, Power of the Dollar®, Power of the Dollar® Plus or Power of the Dollar® MAX checking account. Deposits under $10 are not eligible.
  • New member must make two or more ACH deposits for a total of $2,000.00 to qualify for a $250 bonus. ACH deposits must be completed within day 31 to 90 of account opening to qualify. An account may only qualify once for payout. Upon qualifying, the $250.00 bonus will be deposited by the close of the 91st day, into the member’s Free, Power of the Dollar®, Power of the Dollar® Plus or Power of the Dollar MAX checking account.
    Requirements Incentive
    $10.00 (or more) $50.00
    Two or more ACH Deposit totaling $2,000.00 (or more) $250.00
  • A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit. This can include salary / payroll, pension, Social Security, person to person (P2P) payments, or other ACH electronic deposit into a Free, Power of the Dollar®, Power of the Dollar® Plus or Power of the Dollar® MAX checking account.
  • Mobile check deposits, or deposits made at a branch or ATM do not qualify as an ACH/direct deposit.
  • Primary account owner must be age 18 to be eligible.
  • Promotion is for a limited time only and may end at any time without notice.
  • Rates, fees, and terms applicable can be located on the Firstmark Credit Union Truth-in-Savings Disclosures. The Credit Union may offer other rates for these types of accounts in the future.
  • A new Free, Power of the Dollar®, Power of the Dollar® Plus or Power of the Dollar® MAX checking account must remain open throughout the 90-day qualification period to receive up to $300 payout.
  • $300* (For APY, Minimum Deposit requirements, and rates, please see Firstmark’s Truth in Savings disclosures here Membership Guide)
  • 8/21/2023 – All Firstmark Credit Union memberships closed within the last 90 days will not qualify for this promotion.
  • Incentives are considered interest and will be reported to the IRS Form 1099-INT (or Form 1042-S if applicable).