07/1/2022 Deposit Rates

The Annual Percentage Yield (APYs) are As High As. NCUA — Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. ESI (Excess Share Insurance) coverage provides up to an additional $250,000 of savings protection to each qualifying account.

Savings Share Accounts
  APY1 Dividend Rate
Smart Savings Share Accounts
All Balances 0.05% 0.05%
Holiday/Summer Savers Club Account 0.25% 0.25%
Health Savings Accounts
$15,000.00 and over 0.25% 0.25%
$5,000.00-$14,999.99 0.20% 0.20%
$1,000.00-$4,999.99 0.15% 0.15%
$0.00-$999.99 0.10% 0.10%
Checking Accounts
  APY2 Dividend Rate
Power of the Dollar™ Plus Checking  0.10% 0.10%
Power of the Dollar™ Checking  0.05% 0.05%
FREE Checking 0.01% 0.01%
Business Plus Checking 0.05% 0.05%
Organization Checking 0.05% 0.05%
On Your Mark Money Market Account
  APY3 Dividend Rate
$250 and Over 0.25% 0.25%
Less Than $250 0.00% 0.00%
IRA Share Accounts
  APY4 Dividend Rate
All Balances 0.05% 0.05%
Certificate of Deposits
  6Mo. 7Mo.Promo††† 11Mo.Promo†† 1Yr.* 18Mo.* 2Yr.* 30Mo.Promo 3Yr.* 5Yr.*
$1005, 6 – YOUTH CDs
APY7 0.15% 0.30%
Dividend Rate 0.15% 0.30%
FLEX CDs – $2505
APY9 0.20%
Dividend Rate 0.20%
REGULAR CDs – $5005
APY7 0.15% 1.15% 1.65% 0.30% 0.40% 0.45% 1.80% 0.50% 0.60%
Dividend Rate 0.15% 1.14% 1.64%  0.30% 0.40% 0.45% 1.79% 0.50% 0.60%
SUPER CDs – $50,0005
APY7 0.20% 1.20%  1.70%  0.35% 0.45% 0.50% 1.85% 0.55% 0.65%
Dividend Rate 0.20% 1.19%  1.69%  0.35% 0.45% 0.50% 1.83% 0.55% 0.65%
JUMBO CDs – $100,0005
APY7 0.25% 1.25%  1.75%  0.40% 0.50% 0.55% 1.90% 0.60% 0.70%
Dividend Rate 0.25% 1.24%  1.74%  0.40% 0.50% 0.55% 1.88% 0.60% 0.70%
* Indicates that these terms are available as Individual Retirement Account (IRA) CDs.
Business Accounts
  APY8 Dividend Rate
$50,000.00 and over 0.25% 0.25%
$25,000.01-$50,000.00 0.20% 0.20%
$10,000.01-$25,000.00 0.15% 0.15%
$1,500.01-$10,000.00 0.10% 0.10%
$100.00-$1,500.00 0.00% 0.00%