02/21/2024 Deposit Rates

The Annual Percentage Yield (APYs) are As High As. NCUA — Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. ESI (Excess Share Insurance) coverage provides up to an additional $250,000 of savings protection to each qualifying account.

Savings Share Accounts
  APY1 Dividend Rate
Smart Savings Share Accounts
All Balances 0.05% 0.05%
Holiday/Summer Savers Club Account 0.25% 0.25%
Health Savings Accounts
$15,000.00 and over 0.25% 0.25%
$5,000.00-$14,999.99 0.20% 0.20%
$1,000.00-$4,999.99 0.15% 0.15%
$0.00-$999.99 0.10% 0.10%
Checking Accounts
  APY2 Dividend Rate
Power of the Dollar® MAX Checking* 3.00% 2.96%
Power of the Dollar® Plus Checking  0.15% 0.15%
Power of the Dollar® Checking  0.10% 0.10%
FREE Checking 0.01% 0.01%
Business Plus Checking 0.05% 0.05%
Organization Checking 0.05% 0.05%
On Your Mark Money® Market Account
  APY3 Dividend Rate
$250 and Over 0.50% 0.50%
Less Than $250 0.00% 0.00%
IRA Share Accounts
  APY4 Dividend Rate
All Balances 0.05% 0.05%
Certificate of Deposits
  6Mo. 7Mo.Promo 11Mo.Promo 1Yr. 18Mo.†† 2Yr. 3Yr. 5Yr.
$1005, 6 – YOUTH CDs
APY7 4.00% 4.00%
Dividend Rate 3.93% 3.93%
FLEX CDs – $2505
APY9 3.85%
Dividend Rate 3.78%
CDs – $5005
APY7 4.00% 4.75% 4.50% 4.00% 4.00% 3.00% 3.00% 3.00%
Dividend Rate 3.93% 4.65% 4.41%  3.93% 3.93% 2.96% 2.96% 2.96%