12/3/2022 Deposit Rates

The Annual Percentage Yield (APYs) are As High As. NCUA — Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. ESI (Excess Share Insurance) coverage provides up to an additional $250,000 of savings protection to each qualifying account.

Savings Share Accounts
  APY1 Dividend Rate
Smart Savings Share Accounts
All Balances 0.05% 0.05%
Holiday/Summer Savers Club Account 0.25% 0.25%
Health Savings Accounts
$15,000.00 and over 0.25% 0.25%
$5,000.00-$14,999.99 0.20% 0.20%
$1,000.00-$4,999.99 0.15% 0.15%
$0.00-$999.99 0.10% 0.10%
Checking Accounts
  APY2 Dividend Rate
Power of the Dollar™ Plus Checking  0.15% 0.15%
Power of the Dollar™ Checking  0.10% 0.10%
FREE Checking 0.01% 0.01%
Business Plus Checking 0.05% 0.05%
Organization Checking 0.05% 0.05%
On Your Mark Money Market Account
  APY3 Dividend Rate
$250 and Over 0.35% 0.35%
Less Than $250 0.00% 0.00%
IRA Share Accounts
  APY4 Dividend Rate
All Balances 0.05% 0.05%
Certificate of Deposits
  6Mo. 7Mo.Promo††† 11Mo.Promo†† 1Yr.* 18Mo.* 2Yr.* 30Mo.Promo 3Yr.* 5Yr.*
$1005, 6 – YOUTH CDs
APY7 0.65% 0.80%
Dividend Rate 0.65% 0.80%
FLEX CDs – $2505
APY9 0.65%
Dividend Rate 0.65%
REGULAR CDs – $5005
APY7 0.65% 2.15% 2.30% 0.80% 0.90% 0.95% 2.65% 1.00% 1.10%
Dividend Rate 0.65% 2.13% 2.28%  0.80% 0.90% 0.95% 2.62% 1.00% 1.09%
SUPER CDs – $50,0005
APY7 0.70% 2.20%  2.35%  0.85% 0.95% 1.00% 2.70% 1.05% 1.15%
Dividend Rate 0.70% 2.18%  2.33%  0.85% 0.95% 1.00% 2.67% 1.04% 1.14%
JUMBO CDs – $100,0005
APY7 0.75% 2.25%  2.40%  0.90% 1.00% 1.05% 2.75% 1.10% 1.20%
Dividend Rate 0.75% 2.23%  2.37%  0.90% 1.00% 1.04% 2.72% 1.09% 1.19%
* Indicates that these terms are available as Individual Retirement Account (IRA) CDs.
Business Accounts
  APY8 Dividend Rate
$50,000.00 and over 0.25% 0.25%
$25,000.01-$50,000.00 0.20% 0.20%
$10,000.01-$25,000.00 0.15% 0.15%
$1,500.01-$10,000.00 0.10% 0.10%
$100.00-$1,500.00 0.00% 0.00%