04/1/2023 Deposit Rates

The Annual Percentage Yield (APYs) are As High As. NCUA — Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. ESI (Excess Share Insurance) coverage provides up to an additional $250,000 of savings protection to each qualifying account.

Savings Share Accounts
  APY1 Dividend Rate
Smart Savings Share Accounts
All Balances 0.05% 0.05%
Holiday/Summer Savers Club Account 0.25% 0.25%
Health Savings Accounts
$15,000.00 and over 0.25% 0.25%
$5,000.00-$14,999.99 0.20% 0.20%
$1,000.00-$4,999.99 0.15% 0.15%
$0.00-$999.99 0.10% 0.10%
Checking Accounts
  APY2 Dividend Rate
Power of the Dollar™ Plus Checking  0.15% 0.15%
Power of the Dollar™ Checking  0.10% 0.10%
FREE Checking 0.01% 0.01%
Business Plus Checking 0.05% 0.05%
Organization Checking 0.05% 0.05%
On Your Mark Money Market Account
  APY3 Dividend Rate
$250 and Over 0.50% 0.50%
Less Than $250 0.00% 0.00%
IRA Share Accounts
  APY4 Dividend Rate
All Balances 0.05% 0.05%
Certificate of Deposits
  6Mo. 7Mo.Promo††† 11Mo.Promo†† 1Yr.* 18Mo.* 2Yr.* 30Mo.Promo 3Yr.* 5Yr.*
$1005, 6 – YOUTH CDs
APY7 0.90% 1.05%
Dividend Rate 0.90% 1.05%
FLEX CDs – $2505
APY9 0.90%
Dividend Rate 0.90%
REGULAR CDs – $5005
APY7 0.90% 2.90% 3.15% 1.05% 1.15% 1.20% 3.65% 1.25% 1.35%
Dividend Rate 0.90% 2.86% 3.11%  1.05% 1.14% 1.19% 3.59% 1.24% 1.34%
SUPER CDs – $50,0005
APY7 0.95% 2.95%  3.20%  1.10% 1.20% 1.25% 3.70% 1.30% 1.40%
Dividend Rate 0.95% 2.91%  3.15%  1.09% 1.19% 1.24% 3.64% 1.29% 1.39%
JUMBO CDs – $100,0005
APY7 1.00% 3.00%  3.25%  1.15% 1.25% 1.30% 3.75% 1.35% 1.45%
Dividend Rate 1.00% 2.96%  3.20%  1.14% 1.24% 1.29% 3.69% 1.34% 1.44%
* Indicates that these terms are available as Individual Retirement Account (IRA) CDs.