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10/22/2024  Deposit Rates

The Annual Percentage Yields (APYs) are As High As. NCUA — Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. ESI (Excess Share Insurance) coverage provides up to an additional $250,000 of savings protection to each qualifying account.
Savings Share Accounts
 APY1Dividend Rate
Savings Share Accounts
All Balances0.05%0.05%
Health Savings Accounts
$15,000.00 and over0.25%0.25%
$5,000.00-$14,999.990.20%0.20%
$1,000.00-$4,999.990.15%0.15%
$0.00-$999.990.10%0.10%
Checking Accounts
 APY2Dividend Rate
Power of the Dollar® MAX Checking*3.00%2.96%
Power of the Dollar® Plus Checking 0.15%0.15%
Power of the Dollar® Checking 0.10%0.10%
Basic Checking0.01%0.01%
Business Plus Checking0.05%0.05%
Organization Checking0.05%0.05%
On Your Mark Money® Market Account
 APY3Dividend Rate
$250 and Over0.50%0.50%
Less Than $2500.00%0.00%
IRA Share Accounts
 APY4Dividend Rate
All Balances0.05%0.05%
Certificate of Deposits
 6Mo.7Mo.Promo†11Mo.Promo†1Yr.††18Mo.††2Yr.††3Yr.††5Yr.††
$1005, 6 – YOUTH CDs
APY73.75%——3.75%————
Dividend Rate3.69%——3.69%————
FLEX CDs – $2505
APY9———3.60%————
Dividend Rate———3.54%————
CDs – $5005
APY73.75%4.25%4.00%3.75%3.75%2.75%2.75%2.75%
Dividend Rate3.69%4.17%3.93% 3.69%3.69%2.72%2.72%2.72%
  1. APY is Annual Percentage Yield. Accurate as of 10/22/2024. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.
  2. APY is Annual Percentage Yield. Accurate as of 10/22/2024. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.
  3. APY is Annual Percentage Yield. Accurate as of 10/22/2024. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.
  4. APY is Annual Percentage Yield. Accurate as of 10/22/2024. Minimum $5 to open a savings or IRA savings account. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.
  5. Indicates that these are the minimums available.
  6. Only available to youth members (ages 17 and younger).
  7. APY is Annual Percentage Yield. Accurate as of 10/22/2024. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account. The stated APY assumes no withdrawal of principal or dividends during the term of the certificate of deposit. Penalties will be incurred if early withdrawals are taken.
  8. APY is Annual Percentage Yield. Accurate as of 10/22/2024. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.
  9. APY is Annual Percentage Yield. Accurate as of 10/22/2024. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account. The stated APY assumes no withdrawal of principal or dividends during the term of the certificate of deposit. Penalties will be incurred if excessive (more than two) early withdrawals are taken.
†APY is Annual Percentage Yield and is effective as of 10/22/2024. The 4.25% APY requires a minimum deposit of $500. Compounded monthly. Fees or other conditions could reduce the earnings on the account. The stated APY assumes no withdrawal of principal or dividends during the 7- and 11-month terms of this certificate of deposit. Penalties will be incurred if early withdrawals are taken. Applicable to new money only from a financial institution other than Firstmark. Terms and conditions subject to change without notice. Federally insured by NCUA.
††Indicates that these terms are available as Individual Retirement Account (IRA) CDs.
*Annual Percentage Yield. Accurate as of 10/22/2024. The Credit Union may offer other rates in the future. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account. Power of the Dollar® MAX is a tiered rate account. There is a minimum average daily balance required to earn the annual percentage yield disclosed for the dividend period. If the minimum average daily balance requirement is not met during the dividend period, you will not earn the stated annual percentage yield. For balances $0-$499, the Dividend rate is 0.00% with a APY range of 0.00%; Balances $0 – $10,000 the Dividend Rate is 2.96% with a APY range of 3.0%; Balances $10,000.01(+) the Dividend Rate will revert to 0.01% with a APY range of 0.01%.

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Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:

  • Social Security Number
  • Date of Birth
  • Current Address
  • Phone Number
  • Email Address
  • Valid ID
  • Requested Loan Amount
I'm new to Firstmark
I'm already a member

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