Zero-Interest Comparison Calculator

If it sounds too good to be true, it probably is!

It seems like every car dealer is offering zero-percent financing. But just like any offer that sounds too good to be true, this one is no exception! As a member-owned financial institution, we are dedicated to educating our members and ensuring your financial well-being.

So here are some things you should know about zero-percent financing:

• You usually have to choose between the dealer rebate and zero-percent financing
• Generally, only people with High Credit Scores qualify for zero-percent financing
• Zero-percent financing is usually offered with very short repayment terms
• You may be required to make a large down payment
• Zero-percent financing is usually offered for certain models with certain features
• The price of the car may not be negotiable

A car is a major purchase, and even with zero-percent financing it is still an expensive one. Be sure to carefully consider all the costs and variables involved in your transaction, and always feel free to walk away and think about an offer. Don’t let high-pressure tactics force you into making a purchase… you can always buy your car later or somewhere else!