Holiday Closure: Our corporate office, call center, and branches will be closed Monday, September 7, in observance of Labor Day. We look forward to serving you during regularly scheduled hours on Tuesday, September 8.
Whether it’s a family member looking for a better checking account, a friend starting a new job, or someone searching for a financial partner they can trust, your referral can make a difference.
As a member-owner of Firstmark, you’ve experienced the value of membership. Now you can help someone else enjoy the same benefits—and you’ll both be rewarded along the way.
Here’s How It Works*
1. Share Your Experience: Tell a friend or family member why you chose Firstmark and provide your personal referral code.
2. Help Them Get Started: Your referral must open an eligible personal checking account and establish membership with Firstmark.
3. Celebrate Together: Once qualification requirements are met, you’ll both receive a $100 reward as our thank-you!
After opening the qualifying checking account, referral must enroll in digital banking and make ten (10) debit card transactions of at least $10 each to earn incentive bonus. Limit five (5) referrals per member, per year. Number of referrals dependent on yearly allowance.
How Do I Get My Personal Referral Code?
To receive your personal referral code via email, complete the form below or visit your nearest branch or call phone at (210) 442-0100.
When you refer someone to join Firstmark and open an account, you’re sharing access to:
✔ Personalized service from a member-focused financial institution voted as one of San Antonio’s top credit unions
✔ Checking options that fit a variety of lifestyles and financial goals
✔ Convenient digital banking tools
✔ Competitive products and rates
✔ Financial wellness resources
✔ A credit union committed to giving back to educators and supporting our community giving back to educators and supporting our community
* $100.00 Incentive to New Members and Existing Members who refer a person 18+ to open a new membership and eligible personal checking account with Firstmark Credit Union (Firstmark). Refer–a–Friend promotion effective July 28, 2026. Firstmark reserves the right to modify or discontinue this promotion at any time. Eligibility for friends and family of current members only. Primary account owner must be age 18 (and up) to be eligible. Youth, Trust, Memorial, and Rep Payee are not eligible for promotion. The minimum required balance to open a personal checking account is $25.00. To qualify for the incentive, the referred individual must open a new membership and an eligible Firstmark personal checking account – Basic (Free), Power of the Dollar® or Power of the Dollar® MAX checking account, maintain the account throughout the 60-day qualification period, complete ten (10) debit card transactions of at least $10 each, enroll in Digital Banking, and remain in good standing with the Credit Union with no negative balances. Signature- and PIN-based debit card transactions qualify. ATM transactions do not qualify. After all qualification requirements have been met, both the referring member and the new member will receive the $100 incentive on the 61st day. If the referred member does not satisfy all requirements, neither party will receive the incentive. There is a limit of five (5) referrals per member in a calendar year. If an existing member has met the referral limit on previous referral programs, they are not eligible for the bonus. Individuals who previously held a Firstmark membership or account that was closed within the past six (6) months are not eligible. No other promotions or offers may be combined with this promotion unless otherwise stated. Incentives are considered a bonus and will be reported to the IRS Form 1099-INT (or Form 1042-S if applicable). APY = Annual Percentage Yield. Accurate as of 07/28/2026. The Credit Union may offer other rates in the future. Compounded monthly. Fees or other conditions could reduce the earnings on the account. Power of the Dollar® MAX is a tiered APY account. Rates are subject to change. Minimum daily balance of $500 to earn APY. Balances $500 to $10,000, the Dividend Rate is 2.96% with an APY of 3.00%; Balances $10,000.01(+), the Dividend Rate will revert to 0.01% with an APY of 3.00% to 0.01%. Rates, fees, and terms applicable can be located on the Firstmark Truth-in-Savings Disclosures. The Credit Union may offer other rates for these types of accounts in the future. Firstmark reserves the right to withhold incentives in the event there is incorrect information, suspected fraud, and/or false information provided at account opening. Federally insured by NCUA.
Firstmark has been named a Best Place to Work for five years in a row!
Whether you’re just getting started or ready to apply, these tools can help you feel more confident along the way.
