Zero Interest Comparison Calculator

0% Financing

If it sounds too good to be true, it probably is!

It seems like every car dealer is offering 0% financing. But just like any offer that sounds too good to be true, this one is no exception! As a member-owned financial institution, we are dedicated to educating our members and ensuring your financial well-being. So here are some things you should know about 0% financing:

  • You usually have to choose between the dealer rebate and 0% financing
  • Generally, only people with High Credit Scores qualify for 0% financing
  • 0% financing is usually offered with very short repayment terms
  • You may be required to make a large down payment
  • 0% financing is usually offered for certain models with certain features
  • The price of the car may not be negotiable

A car is a major purchase, and even with 0% financing it is still an expensive one. Be sure to carefully consider all the costs and variables involved in your transaction, and always feel free to walk away and think about an offer. Don't let high-pressure tactics force you into making a purchase-you can always buy your car later or somewhere else!

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  0% Financing Our Financing
Purchase Price
Price before any rebate
$ $
Dealer Rebate $ 0.00 $
Actual Purchase Price $ $
Number of Payments
To get 0% many dealers require 36 months or less
Interest Rate 0.00%
Monthly Payment $ $
Total Paid $ $
You would save $
$ with Firstmark Credit Union