12/9/2022  Loan Rates

Credit union membership is required to obtain a credit union loan. The Annual Percentage Rates (APRs) are As Low As.
The lowest rates quoted are based on approved credit. Your rate may be higher.

DUE TO CURRENT INTEREST RATE MARKET VOLATILITY, WE ARE NOT POSTING MORTGAGE LOAN INTEREST RATES ON THIS WEBSITE. THE MORTGAGE LOAN OFFICER WILL PROVIDE RATE QUOTES BASED ON THE SPECIFIC DETAILS OF EACH REQUEST

Auto Loans (2020 and newer) and Used Auto Loans – Up to 6 model years (Greater than 6 years old, add 1.00%)
Term as low as APR1 Payment per $10,0002
36 6.79% $308
48 6.79% $238
66 ($10,000 Minimum) 6.79% $182
67 – 72 ($15,000 Minimum) 7.29% $172
73 – 78 ($25,000 Minimum) 7.79% $164
79 – 84 ($30,000 Minimum) 8.29% $157
New Boats
36 9.00% $318
48 9.00% $249
60 ($10,000 Minimum) 9.00% $208
72 ($15,000 Minimum) 10.00% $185
84 ($25,000 Minimum) 11.00% $171
Used Boat – Up to 10 model years
36 10.00% $323
48 10.00% $254
60 ($10,000 Minimum) 10.00% $212
72 ($15,000 Minimum) 11.00% $190
84 ($30,000 Minimum) 12.00% $177
New Recreational Vehicles
60 ($10,000 Minimum) 9.00% $208
84 ($30,000 Minimum) 11.00% $171
120 ($60,000 Minimum) 12.00% $143
Used Recreational Vehicles – Up to 10 model years
60 ($10,000 Minimum) 10.00% $212
84 ($30,000 Minimum) 11.00% $171
120 ($60,000 Minimum) 13.00% $149
New Motorcycles
36 9.00% $318
48 9.00% $249
60 ($10,000 Minimum) 9.00% $208
Used Motorcycles – Up to 10 model years
36 10.00% $323
48 10.00% $254
60 ($10,000 Minimum) 10.00% $212
Personal Unsecured
Term as low as APR3 Payment per $10,0002
12 10.49% $881
24 10.49% $464
36 10.99% $327
48 11.49% $261
60 11.99% $222
Line-of-Credit
New Advances 10.60%
Educators First Loans
Pre-Graduation Student Teaching Loan 6.60%4
Post-Graduation Bridge Loan 9.60%4
Teachers Certification Loan 5.00%4
Classroom Supply Loan 0.00%5
Teacher’s Retirement Buy-Back Loan
24 8.35% $454
36 8.60% $316
48 9.10% $249
60 9.60% $211
Credit Card
  as low as APR6
VISA Platinum low rate
10.75%
VISA Platinum Rewards
12.75%
Mortgage Loans
Home Equity
Term APR7 Payment per $10,0002
36 6.79% $308
48 6.79% $238
60 6.89% $197
84 7.09% $151
120 7.39% $118
180 7.54% $93
240 7.69% $82
300 7.89% $76
Home Improvement
Term ($10,000 Minimum) APR7 Payment per $10,0002
36 7.79% $312
48 7.79% $243
60 7.89% $202
84 8.09% $156
120 8.39% $123
180 8.54% $99
240 9.19% $91