Auto Loans (2020 and newer) and Used Auto Loans – Up to 6 model years (Greater than 6 years old, add 1.00%)
|
Term |
as low as APR1 |
Payment per $10,0002 |
36 |
6.74% |
$308 |
48 |
6.74% |
$238 |
66 ($10,000 Minimum) |
6.74% |
$182 |
67 – 72 ($15,000 Minimum) |
7.09% |
$171 |
73 – 78 ($25,000 Minimum) |
7.59% |
$163 |
79 – 84 ($30,000 Minimum) |
8.09% |
$156 |
New Boats
|
36 |
9.00% |
$318 |
48 |
9.00% |
$249 |
60 ($10,000 Minimum) |
9.00% |
$208 |
72 ($15,000 Minimum) |
10.00% |
$185 |
84 ($25,000 Minimum) |
11.00% |
$171 |
Used Boat – Up to 10 model years
|
36 |
10.00% |
$323 |
48 |
10.00% |
$254 |
60 ($10,000 Minimum) |
10.00% |
$212 |
72 ($15,000 Minimum) |
11.00% |
$190 |
84 ($30,000 Minimum) |
12.00% |
$177 |
New Recreational Vehicles
|
60 ($10,000 Minimum) |
9.00% |
$208 |
84 ($30,000 Minimum) |
11.00% |
$171 |
120 ($60,000 Minimum) |
12.00% |
$143 |
Used Recreational Vehicles – Up to 10 model years
|
60 ($10,000 Minimum) |
10.00% |
$212 |
84 ($30,000 Minimum) |
11.00% |
$171 |
120 ($60,000 Minimum) |
13.00% |
$149 |
New Motorcycles
|
36 |
9.00% |
$318 |
48 |
9.00% |
$249 |
60 ($10,000 Minimum) |
9.00% |
$208 |
Used Motorcycles – Up to 10 model years
|
36 |
10.00% |
$323 |
48 |
10.00% |
$254 |
60 ($10,000 Minimum) |
10.00% |
$212 |
Personal Unsecured
|
Term |
as low as APR3 |
Payment per $10,0002 |
12 |
10.49% |
$881 |
24 |
10.49% |
$464 |
36 |
10.99% |
$327 |
48 |
11.49% |
$261 |
60 |
11.99% |
$222 |
Line-of-Credit
|
New Advances |
10.60% |
— |
Educators First Loans
|
Pre-Graduation Student Teaching Loan |
6.60%4 |
— |
Post-Graduation Bridge Loan |
9.60%4 |
— |
Teachers Certification Loan |
5.00%4 |
— |
Classroom Supply Loan |
0.00%5 |
— |
Teacher’s Retirement Buy-Back Loan
|
24 |
8.35% |
$454 |
36 |
8.60% |
$316 |
48 |
9.10% |
$249 |
60 |
9.60% |
$211 |
|
Credit Card
|
|
as low as APR6 |
VISA Platinum low rate
|
12.75% |
VISA Platinum Rewards
|
14.75% |
Home Equity
|
Term |
APR7 |
Payment per $10,0002 |
36 |
6.79% |
$308 |
48 |
6.79% |
$238 |
60 |
6.89% |
$197 |
84 |
7.09% |
$151 |
120 |
7.39% |
$118 |
180 |
7.54% |
$93 |
240 |
7.69% |
$82 |
300 |
7.89% |
$76 |
Home Improvement
|
Term ($10,000 Minimum) |
APR7 |
Payment per $10,0002 |
36 |
7.79% |
$312 |
48 |
7.79% |
$243 |
60 |
7.89% |
$202 |
84 |
8.09% |
$156 |
120 |
8.39% |
$123 |
180 |
8.54% |
$99 |
240 |
9.19% |
$91 |
APR is Annual Percentage Rate. Rates accurate as of 09/28/2023. Floor rate on auto loans is 6.74% APR. Subject to normal credit, underwriting and collateral value guidelines. Rates and terms are subject to change without prior notice. Interest will accrue during the deferment period for the 60 day no payment option. Other restrictions may apply. This offer does not apply to existing Firstmark vehicle loans. On vehicles over 6 years old, add 1.00% to the above listed rates. Vehicle means auto, light trucks, boats, motorcycles, and RVs.
Payment based on Interest Rate and Terms for each loan type as shown above. Payment is approximate.
APR is Annual Percentage Rate. Rates accurate as of 09/28/2023. Rates as low as 10.49% APR and as high as 18% APR and are subject to change without prior notice. Terms range from 12 to 60 months. The minimum dollar amount for 60 months is $10,000. Other restrictions may apply. For example, on a $10,000 loan at 10.49% for 12 months, you will make 12 payments of approximately $881.
APR is Annual Percentage Rate. Rates accurate as of 09/28/2023. Rates and terms are subject to change without prior notice. Other restrictions may apply.
APR is Annual Percentage Rate. Accurate as of 09/28/2023. Membership with Firstmark Credit Union required. Must be an active and certified K-12 teacher in a public or a private school to qualify. Rates and terms are subject to change without prior notice. Loan amount is $500. Maximum term is 10 months. Payment example: On a 10 month loan for $500 at 0.00% APR, you would make 10 payments of $50. All loans are subject to credit approval.
APR is Annual Percentage Rate is accurate as of 09/28/2023, and is subject to change without notice. APR is variable and your specific APR will range between 12.75% and 18.00% on Platinum card, 14.75% and 18.00% on Platinum Rewards card and 16.25% and 18.00% on Signature card depending on your creditworthiness. Penalty APR: 18.00%. Foreign Transaction Fee: Up to 1.00% of all international transaction amounts. All usual credit criteria apply. Other restrictions may apply. Credit union membership is required to obtain a credit union loan. APR based on Wall Street Journal prime rate plus a margin.
APR is Annual Percentage Rate. Rates and terms are accurate as of 09/28/2023, and are subject to change. No Commercial Property or Manufactured Homes. Home Equity Loans with greater than a 20-year term are limited to a 1st lien position only. The Firstmark Home Equity loan minimum loan amount is $10,000 and maximum term is 25 years. The “as low as” APR shown assumes 1st lien position. For a loan in 2nd lien position rate, add .25% to above rate. Rates range from 6.79% to 9.74% based on credit qualification, lien position and loan term. .15% and .25% Power of the Dollar discount applies to Home Equity and Home Improvement loans. For example, on a $10,000 1st lien Home Equity loan at 6.79% for 48 months, you will make 48 payments of approximately $238.
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