Firstmark Credit Union’s MyMark provides the tools to help you successfully manage and track your finances. MyMark will help you create a budget, categorize your expenses, and identify ways to save more. MyMark also allows you to track upcoming bills and income. Let MyMark help you achieve your personal financial goals!
How do I add external accounts? How do I find my other financial institution(s)?
Adding additional accounts to your MyMark is easy! Simply follow these steps:
At Firstmark Credit Union, we want to help you achieve financial success! The best way to do that is sticking to a budget. When you create a budget with MyMark, all of your spending begins to take form. MyMark’s budgeting tools will show you how you are doing with what you have budgeted. It helps keep track of what you are spending, or saving. In MyMark, budgets always run from the first day to the last day of each month. MyMark automatically color-codes each spending target to give you an idea of how you’re doing this month. How smart is that?
In MyMark, you can make the changes you have made to one transaction tag and apply it to all similar transactions! This will keep you from needing to tag each transaction individually. Simply check the box in the "Create a Rule" area of the transaction editor. This will allow you to choose from a number of different recurrence styles:
Please be sure that you want to apply this rule as specified, as it will affect all similar transactions in MyMark. For example, creating a rule for a ‘check’ transaction isn’t advised because it will apply that title and tag to all other checks. If you've made a mistake, creating a new rule on the same transaction will simply override the old one. We can also reset an inadvertent rule by submitting a support request.
Adding additional accounts to your MyMark is easy! Simply follow these steps:
First click on the navigation item "Alerts" at the top of the screen. You can enter these preferences at the bottom of the MyMark Alerts page. As long as your cell phone can receive text messages, you can choose the mobile option. Please keep in mind that standard messaging charges will apply.
Starting a budget in MyMark is fun and easy. Simply go to the Budget page and click ‘New Spending Target’. Here you can set spending targets for particular categories of transactions. MyMark will use the tags you’ve created to determine how much money you have spent on a spending target. Remember that your Tags are case-sensitive, so you will need to match your Tags exactly as you have set them on each transaction.
Your MyMark Dashboard will show your account(s), account(s) history, alerts, and widgets. You can customize your widgets, which are located on the right of your MyMark Dashboard screen. Available widgets include the Cashflow Calendar, Total Budget, Net Worth, Expenses, Bills, and Upcoming Income widgets. You can add or remove widgets as you like by clicking the gray “Customize Widgets” button. You can also click and drag the widgets to put them in any order you desire.
You can only delete manually added accounts. Your Firstmark Credit Union accounts that were automatically added cannot be removed at this time. Take the following steps to delete an account:
A tag is a customizable word or phrase you can use to categorize your transactions in MyMark. Using tags helps you get a better idea of how you are spending your money. MyMark will auto-tag your most recent transactions for you. We suggest you edit your tags by clicking on the “Edit” button associated with each transaction. MyMark tags make it simple for you to track your spending in entirely new ways. You can customize your tags to give you a more accurate view of your budget and financial picture. Keep in mind; tags are spelling and case sensitive. For best results, keep the spelling and capitalization in your tags consistent.
Your Firstmark Credit Union accounts are pre-loaded into MyMark when you sign in.
MyMark Goals allow you to monitor your financial goals and stay on track. The MyMark Goals feature helps you create a goal, and then helps that goal become a reality! To create a new goal, click the green “Add A Goal” button on the Goals screen. Choose between a payoff and savings goal, and select which picture best represents your goal - you can then enter a custom name if you’d like. You’ll be able to choose which account you’d like the goal to be associated with and at what balance it will be complete. Finally, choose either the date you want this goal to be completed or how much you are able to save each month, which will calculate a due date for you. Use the “how much do I have available to spend” button to aid you in this. Finally, choose whether or not to ‘lock’ a certain balance in your account. Click the green “Create Goal” button, and you’re on your way to financial success! You’ll now be able to track your progress on the MyMark Goals screen in the future.
On the MyMark Goals screen, you can add, delete, or edit existing goals in addition to viewing your current progress. You can also create multiple goals on the same account, and track your progress with a MyMark Dashboard completion meter in addition to text and email alerts. Finally, you're able to choose to “lock” a sum of money from being counted towards your goals if you wish. This provides an extremely accurate reading of your current goal progress! (Keep in mind that no real money is ever locked in Goals).
Use the MyMark Cashflow calendar to get a quick glance of when your bills are due, when your paycheck is coming, and for viewing safe to spend balances. Click the navigation item "Cashflow" to open the calendar and simply click on a day to add a new income source or bill due. The Cashflow calendar is used for all incomes and all recurring bills. It helps you see how much you have left available to budget for discretionary spending.
Here's how to set up your MyMark Alerts:
Click on the navigation item "Alerts" at the top of the page.
Click on "Add an Alert" to get started.
Choose your MyMark Alert type:
Choose the MyMark Alert Options
Next, click "Add Alert." Be sure that you are prepared to receive these alerts as you requested. Keep in mind that there is often a slight delay between triggering an alert and receiving it.
You can choose which accounts you would like to use on your MyMark Cashflow calendar. Follow these simple steps to choose which accounts make up the estimated balance in Cashflow:
MyMark makes managing your money enjoyable, educational, and effective. It provides an easy and secure way to see your overall financial picture. MyMark will help you plan and budget your future using the tools it provides. Use MyMark to create a budget, create a financial calendar, track your expenses, set financial goals, create alerts for yourself via mobile texting or email, and much more!
At this time Firstmark Credit Union accounts are automatically added. Soon, you will be able to delete Firstmark Credit Union accounts from your MyMark. Please note: You can change the accounts you want to use on your MyMark Cashflow calendar.
MyMark Net Worth gives you a quick snapshot of your entire financial picture. It allows you to see your total assets versus your total debts. You can view recent increases or decreases in your Net Worth here. Any accounts that you are unable to add to the MyMark Dashboard or accounts that don’t show a balance, can be added here manually as an asset or debt account. This will allow you to include all your accounts in MyMark even if they’re not shown on the left sidebar listing. The same applies for assets/debts that aren't accounts, i.e. the car you now own or the money you owe a relative.
MyMark Alerts are personalized notifications sent to your email and/or mobile device, which help you keep track of activity in your accounts. If you've set up a bill, it can alert you when that bill is approaching its due date. If you want to monitor your checking account to avoid overdrafts, you can set up a low balance alert to let you know when your account falls below a certain amount. MyMark Alerts allows you to control your money smartly.
To edit or delete your spending targets:
Tip: If your MyMark budgets aren't updating correctly, be sure that your transactions have posted in the current month, that you have the proper account(s) included for each spending target, and that your tags match the spending target tags exactly.
Yes! MyMark makes it easy for you by offering split tags. There is no limit to the number of tags you can add on a transaction in MyMark. If you would like to “split tag” your transaction, please take the following steps:
If you'd like to remove the tag on a transaction, follow these steps:
Please Note: Re-tagging is beneficial to you while using MyMark. MyMark gets smarter by monitoring and saving these re-tags, which causes future tagging accuracy to increase. By creating personal tags, you can also customize MyMark to your preference. Creating your own tags will take precedence over the old ones and allow you to make MyMark your own.