Home Equity Rates

As of Date 11/30/2022

Term as low as APR¹ Payment per $10,000²
36
6.79% $308
48
6.79% $238
60
6.89% $197
84
7.09% $151
120
7.39% $118
180
7.54% $93
240
7.69% $82
300
7.89% $76
  1. APR = Annual Percentage Rate. Rates and terms are accurate as of 11/30/2022, and are subject to change. No Commercial Property or Manufactured Homes. Home Equity Loans with greater than a 20-year term are limited to a 1st lien position only. The Firstmark Home Equity loan minimum loan amount is $10,000 and maximum term is 25 years. The “as low as” APR shown assumes 1st lien position. For a loan in 2nd lien position rate, add .25% to above rate.  Rates range from 6.79 to 9.39% based on credit qualification, lien position and loan term. .15% and .25% Power of the Dollar discount applies to Home Equity and Home Improvement loans. For example, on a $10,000 1st lien Home Equity loan at 6.79 for 48 months, you will make 48 payments of approximately $238.

  2. Payment based on Interest Rate and Terms for each loan type as shown above. Payment is approximate.