Home Equity Rates

As of Date 04/14/2024

Term as low as APR¹ Payment per $10,000²
60
6.74% $197
84
6.94% $151
120
7.24% $117
180
7.39% $92
240
7.54% $81
300
7.74% $75
  1. APR is Annual Percentage Rate. Rates and terms are accurate as of 04/14/2024, and are subject to change. No Commercial Property or Manufactured Homes. Home Equity Loans with greater than a 20-year term are limited to a 1st lien position only. The Firstmark Home Equity loan minimum  amount is $25,000 and maximum term is 25 years. The “as low as” APR shown assumes 1st lien position. For a loan in 2nd lien position rate, add .25% to above rate.  Rates range from 6.74% to 9.74% based on credit qualification, lien position and loan term. .25% and .50% Power of the Dollar discount applies to Home Equity and Home Improvement loans. For example, on a $10,000 1st lien Home Equity loan at 6.74% for 60 months, you will make 60 payments of approximately $197.

  2. Payment based on Interest Rate and Terms for each loan type as shown above. Payment is approximate.