Home Equity Rates

As of Date 11/2/2024

Term as low as APR¹ Payment per $10,000²
60
6.74% $197
84
6.94% $151
120
7.24% $117
180
7.39% $92
240
7.54% $81
300
7.74% $75
  1. APR is Annual Percentage Rate. Rates and terms are accurate as of 11/2/2024, and are subject to change. No Commercial Property or Manufactured Homes. Home Equity Loans with greater than a 20-year term are limited to a 1st lien position only. The Firstmark Home Equity loan minimum amount is $25,000 and maximum term is 25 years. The “as low as” APR shown assumes 1st lien position. For a loan in 2nd lien position rate, add .25% to above rate. Rates range from 6.74% to 9.74% based on credit qualification, lien position and loan term. .25% and .50% Power of the Dollar® discount applies to Home Equity and Home Improvement loans. For example, on a $10,000 loan at 6.74% for 60 months, you will make 60 payments of approximately $197.
  2. Payment based on Interest Rate and Terms for each loan type as shown above. Payment is approximate.

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  • Social Security Number
  • Date of Birth
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  • Phone Number
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Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:

  • Social Security Number
  • Date of Birth
  • Current Address
  • Phone Number
  • Email Address
  • Valid ID
  • Requested Loan Amount