Home Equity Rates

As of Date 07/27/2024

Term as low as APR¹ Payment per $10,000²
60
7.239% $199
84
7.308% $152
120
7.510% $119
180
7.584% $93
240
7.698% $82
300
7.877% $76
  1. APR is Annual Percentage Rate. Rates and terms are accurate as of 07/27/2024, and are subject to change. No Commercial Property or Manufactured Homes. Home Equity Loans with greater than a 20-year term are limited to a 1st lien position only. The Firstmark Home Equity loan minimum  amount is $25,000 and maximum term is 25 years. The “as low as” APR shown assumes 1st lien position. For a loan in 2nd lien position rate, add .25% to above rate.  Rates range from 7.239% to 9.74% based on credit qualification, lien position and loan term. .25% and .50% Power of the Dollar discount applies to Home Equity and Home Improvement loans.

  2. Payment based on Interest Rate and Terms for each loan type as shown above. Payment is approximate.