Home Equity Rates

As of Date 07/2/2022

Term as low as APR¹ Payment per $10,000²
36
4.79% $299
48
4.79% $229
60
4.89% $188
84
5.09% $142
120
5.39% $108
180
5.54% $82
240
5.69% $70
300
5.89% $64
  1. APR = Annual Percentage Rate. Rates and terms are accurate as of 07/2/2022, and are subject to change. No Commercial Property or Manufactured Homes. Home Equity Loans with greater than a 20-year term are limited to a 1st lien position only. The Firstmark Home Equity loan minimum loan amount is $10,000 and maximum term is 25 years. The “as low as” APR shown assumes 1st lien position. For a loan in 2nd lien position rate, add .25% to above rate.  Rates range from 4.79 to 9.39% based on credit qualification, lien position and loan term. .15% and .25% Power of the Dollar discount applies to Home Equity and Home Improvement loans. For example, on a $10,000 1st lien Home Equity loan at 4.79 for 48 months, you will make 48 payments of approximately $229.

  2. Payment based on Interest Rate and Terms for each loan type as shown above. Payment is approximate.