Get the most out of your investment while still having access to your money when you need it. Our Flex CD offers you the high rate of a Traditional CD while giving you the flexibility of a Savings Account.

General Information
  • Minimum amount to open and maintain a Flex CD is $250.00
  • Earns dividends, see current rates
  • Must have a S1 savings account with a minimum of $5.00
  • Unlimited Deposits may be made to a Flex CD
  • Two penalty-free withdrawals may be made from a Flex CD during the 12-month term as long as the minimum $250 balance is maintained
  • Penalties will be incurred if excessive (more than two) early withdrawals are taken
    • Penalty = 90 days of interest whether earned or not
  • Withdrawals of paid interest are permissible at any time without penalty
  • Maturity notices mailed 30 days before maturity date
  • Members will receive statements quarterly (If checking account does not exist)
  • 12-Month Term
  • Interest is paid monthly, and at maturity
  • Prevailing interest rates will remain in effect during entire term of Flex CD
  • Flex CD’s automatically renew for same term at current Flex CD rate
Product Information
  • Rates as high as 0.85%APY1
  • Federally insured to $250,000 by the NCUA
  • Guaranteed high rates for the term of the certificate
  • Interest may be:
    • Added to Certificate
    • Transferred to Checking or Savings
    • Withdrawn at any time without penalty
    • Interest check mailed upon request

NCUA Insurance Coverage Booklet - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.