General Fees 9/20. Fees are subject to change.
Collection Items (Depending on Processing Method) $5 to $25/item
Fax Service (Outgoing—up to 3 pages)  
Local Number $2
Long Distance  $5
Legal Notices/Court Order fee $25/occurrence
Check Cashing—(member)1 $2/check
Check Cashing—(non-member) $3/check
Check Returned to Credit Union $28
Pay-by-Phone via checking account $7.50
Pay-by-Phone via Debit or Credit Card $7.50
Statement Copy $3
Interim Statement of Account $3
Wire Transfers  
Domestic (to a financial institution) $20
International (to a financial institution)2 $55
VISA® Gift Card $2.50
Cashier’s Checks  
Members $2
Non-members3 $10
Cancellation Fee $25
Photocopy of Paid Check/Deposit Reconstruction/Counter Withdrawals $3
Account Research (minimum 1 hour) $15/hr
Statement Reconciliation (minimum 1 hour)4 $15/hr
Closing an Account less than 6 Months Old $10
Insufficient Funds—Check/ACH/ATM/Debit/Credit Card5,6 $28/item
Stop Payment Order (must be in writing) $28
Stop Payment Renewal7 $28
Debit Card Replacement8 First 2 Free/$5
ATM Transaction Fee at a Firstmark C.U. Owned/Shared or Allpoint Network None
Non-Firstmark C.U. Owned/Shared ATM or Allpoint Network Transactions9 (Inquires, Withdrawals & Transfers are considered transactions.) $1.00
ATM Surcharge for Non-Firstmark C.U. Account Transactions $2.50
Coin Counting  
Members10,11 3%
Non-members 5%
Summer Savers/ Holiday Club Account Early Withdrawal $10
Overdraft Protection Fee6,10,12 $28/item
Paper Statement (switch to online stmts for no fee) $1.5 /mo.
Checking Account Fees
Paper Statement (switch to online stmts for no fee) $1.5 /mo.
Overdraft Protection Transfer from Loan Account (in excess of 6 per month) $1
Premier Checking $7.00 monthly
Imaged Check Statement Fee13 $2/mo.
Temporary Checks First 8 Free
Each additional set of 8 $2
Personalized Checks14 Fee Varies
Lending Fees
Small Dollar Personal Loan Fee $20
Home Equity Loan Modification15 $150
Home Equity Subordination Fee $200
Classroom Supply Loan Fee $10
Skip-A-Payment Fee $25/item
Educator Perks Skip-A-Payment Fee $20/item
Late Payment Fee $25
Credit Card Fees
Credit Card Replacement $5
Special “Rush Order” (covers shipping) $20
Int’l Purchase, Credit Voucher and Cash Disbursement 1% per transaction
Return Check/ACH fee $25
Pay-by-Phone via member service $5
Late Payment Fee $25
Money Market/Checking Account Fees
Withdrawals/Transfers (in excess of 6 per month) $5
Checks (in excess of 3 per month) $5
Safe Deposit Box Fee
Box Size Annual Rental Fee
3” x 5” $25
5” x 5” $35
3” x 10” $40
5” x 10” $50
10” x 10” $75