General Fees 8/19. Fees are subject to change.
Collection Items (Depending on Processing Method) $5 to $25/item
Fax Service (Outgoing—up to 3 pages)
Local Number $2
Long Distance  $5
Legal Notices/Court Order fee $25/occurrence
Check Cashing—(member)1 $2/check
Check Cashing—(non-member) $3/check
Check Returned to Credit Union $28
Pay-by-Phone via checking account $7.50
Pay-by-Phone via Debit or Credit Card $7.50
Statement Copy $3
Interim Statement of Account $3
Wire Transfers
Domestic (to a financial institution) $20
International (to a financial institution)2 $55
VISA® Gift Card $2.50
Cashier’s Checks
Members $2
Non-members3 $10
Cancellation Fee $25
Photocopy of Paid Check/Deposit Reconstruction/Counter Withdrawals $3
Account Research (minimum 1 hour) $15/hr
Statement Reconciliation (minimum 1 hour)4 $15/hr
Closing an Account less than 6 Months Old $10
Insufficient Funds—Check/ACH/ATM/Debit/Credit Card5,6 $28/item
Stop Payment Order (must be in writing) $28
Stop Payment Renewal7 $28
Debit Card Replacement8 First 2 Free/$5
ATM Transaction Fee at a Firstmark C.U. Owned/Shared or Allpoint Network None
Non-Firstmark C.U. Owned/Shared ATM or Allpoint Network Transactions9 (Inquires, Withdrawals & Transfers are considered transactions.) $1
ATM Surcharge for Non-Firstmark C.U. Account Transactions $2.50
Coin Counting
Members10,11 3%
Non-members 5%
Summer Savers/ Holiday Club Account Early Withdrawal $10
Overdraft Protection Fee6,10,12 $28/item
Paper Statement (switch to online stmts for no fee) $1.50 /mo.
Checking Account Fees
Paper Statement (switch to online stmts for no fee) $1.50 /mo.
Overdraft Protection Transfer from Loan Account (in excess of 6 per month) $1
Premier Checking $7.00 monthly
Imaged Check Statement Fee13 $2/mo.
Temporary Checks First 8 Free
Each additional set of 8 $2
Personalized Checks14 Fee Varies
Lending Fees
Small Dollar Personal Loan Fee $20
Home Equity Loan Modification15 $150
Home Equity Subordination Fee $200
Classroom Supply Loan Fee $10
Skip-A-Payment Fee $25/item
Educator Perks Skip-A-Payment Fee $20/item
Late Payment Fee $25
Credit Card Fees
Credit Card Replacement $5
Special “Rush Order” (covers shipping) $20
Int’l Purchase, Credit Voucher and Cash Disbursement 1% per transaction
Return Check/ACH fee $25
Pay-by-Phone via member service $5
Late Payment Fee $25
Money Market/Checking Account Fees
Withdrawals/Transfers (in excess of 6 per month) $5
Checks (in excess of 3 per month) $5
Safe Deposit Box Fee
Box Size Annual Rental Fee
3” x 5” $25
5” x 5” $35
3” x 10” $40
5” x 10” $50
10” x 10” $75
NCUA DOES NOT INSURE SAFE DEPOSIT CONTENTS
  1. Fee charged if member’s account balance is less than $100. Fee does not apply to Kid$Club Savings account or Axess Youth accounts if check is  payable to minor.
  2. An additional $20 fee may apply based on International wire destination.
  3. Fee only applies in converting a Firstmark check to a cashier’s check
  4. Charges for statement copies are additional
  5. Statement description is Withdrawal Overdrawn
  6. The insufficient funds/Overdraft Protection fee is imposed for overdrafts created by checks, in-person withdrawals, ATM withdrawals, Debit Card withdrawals, or by other electronic means.
  7. After six months and must be in writing
  8. First two free per 12 month period
  9. Some ATM owners may charge an additional fee known as a "surcharge."
  10. Does not apply to Kid$Club, Axess, Business Accounts or organization accounts
  11. Fee waived if counted coins are deposited
  12. Statement description is Withdrawal ODP Fee
  13. Applies only to previous “Plus” account holders. This feature is no longer available.
  14. Fee depends on the style of check ordered
  15. Subject to Firstmark approval.