General Fees 9/20. Fees are subject to change. | |
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Collection Items (Depending on Processing Method) | $5 to $25/item |
Fax Service (Outgoing—up to 3 pages) | |
Local Number | $2 |
Long Distance | $5 |
Legal Notices/Court Order fee | $25/occurrence |
Check Cashing—(member)1 | $2/check |
Check Cashing—(non-member) | $3/check |
Check Returned to Credit Union | $28 |
Pay-by-Phone via checking account | $7.50 |
Pay-by-Phone via Debit or Credit Card | $7.50 |
Statement Copy | $3 |
Interim Statement of Account | $3 |
Wire Transfers | |
Domestic (to a financial institution) | $20 |
International (to a financial institution)2 | $55 |
VISA® Gift Card | $2.50 |
Cashier’s Checks | |
Members | $2 |
Non-members3 | $10 |
Cancellation Fee | $25 |
Photocopy of Paid Check/Deposit Reconstruction/Counter Withdrawals | $3 |
Account Research (minimum 1 hour) | $15/hr |
Statement Reconciliation (minimum 1 hour)4 | $15/hr |
Closing an Account less than 6 Months Old | $10 |
Insufficient Funds—Check/ACH/ATM/Debit/Credit Card5,6 | $28/item |
Stop Payment Order (must be in writing) | $28 |
Stop Payment Renewal7 | $28 |
Debit Card Replacement8 | First 2 Free/$5 |
ATM Transaction Fee at a Firstmark C.U. Owned/Shared or Allpoint Network | None |
Non-Firstmark C.U. Owned/Shared ATM or Allpoint Network Transactions9 (Inquires, Withdrawals & Transfers are considered transactions.) | $1.00 |
ATM Surcharge for Non-Firstmark C.U. Account Transactions | $2.50 |
Coin Counting | |
Members10,11 | 3% |
Non-members | 5% |
Summer Savers/ Holiday Club Account Early Withdrawal | $10 |
Overdraft Protection Fee6,10,12 | $28/item |
Paper Statement (switch to online stmts for no fee) | $1.5 /mo. |
Checking Account Fees | |
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Paper Statement (switch to online stmts for no fee) | $1.5 /mo. |
Overdraft Protection Transfer from Loan Account (in excess of 6 per month) | $1 |
Premier Checking | $7.00 monthly |
Imaged Check Statement Fee13 | $2/mo. |
Temporary Checks | First 8 Free |
Each additional set of 8 | $2 |
Personalized Checks14 | Fee Varies |
Lending Fees | |
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Small Dollar Personal Loan Fee | $20 |
Home Equity Loan Modification15 | $150 |
Home Equity Subordination Fee | $200 |
Classroom Supply Loan Fee | $10 |
Skip-A-Payment Fee | $25/item |
Educator Perks Skip-A-Payment Fee | $20/item |
Late Payment Fee | $25 |
Credit Card Fees | |
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Credit Card Replacement | $5 |
Special “Rush Order” (covers shipping) | $20 |
Int’l Purchase, Credit Voucher and Cash Disbursement | 1% per transaction |
Return Check/ACH fee | $25 |
Pay-by-Phone via member service | $5 |
Late Payment Fee | $25 |
Money Market/Checking Account Fees | |
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Withdrawals/Transfers (in excess of 6 per month) | $5 |
Checks (in excess of 3 per month) | $5 |
Safe Deposit Box Fee | |
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Box Size | Annual Rental Fee |
3” x 5” | $25 |
5” x 5” | $35 |
3” x 10” | $40 |
5” x 10” | $50 |
10” x 10” | $75 |
NCUA DOES NOT INSURE SAFE DEPOSIT CONTENTS |
Fee charged if member’s account balance is less than $100. Fee does not apply to Kid$Club Savings account or Axess Youth accounts if check is payable to minor.
An additional $20 fee may apply based on International wire destination.
Fee only applies in converting a Firstmark check to a cashier’s check
Charges for statement copies are additional
Statement description is Withdrawal Overdrawn
The insufficient funds/Overdraft Protection fee is imposed for overdrafts created by checks, in-person withdrawals, ATM withdrawals, Debit Card withdrawals, or by other electronic means.
After six months and must be in writing
First two free per 12 month period
Some ATM owners may charge an additional fee known as a "surcharge."
Does not apply to Kid$Club, Axess, Business Accounts or organization accounts
Fee waived if counted coins are deposited
Statement description is Withdrawal ODP Fee
Applies only to previous “Plus” account holders. This feature is no longer available.
Fee depends on the style of check ordered
Subject to Firstmark approval.