Get the most out of your investment while still having access to your money when you need it. Our new Flex CD offers you the high rate of a Traditional CD while giving you the flexibility of a Savings Account.
Minimum amount to open and maintain a Flex CD is $250.00
Earns dividends, see current rates
Must have a S1 savings account with a minimum of $5.00
Unlimited Deposits may be made to a Flex CD
Two penalty-free withdrawals may be made from a Flex CD during the 12-month term as long as the minimum $250 balance is maintained
Penalties will be incurred if excessive (more than two) early withdrawals are taken
Penalty = 90 days of interest whether earned or not
Withdrawals of paid interest are permissible at any time without penalty
Maturity notices mailed 30 days before maturity date
Members will receive statements quarterly (If checking account does not exist)
Interest is paid monthly, and at maturity
Prevailing interest rates will remain in effect during entire term of Flex CD
Flex CD's automatically renew for same term at current Flex CD rate
Federally insured to $250,000 by the NCUA
Guaranteed high rates for the term of the certificate
Interest may be:
Added to Certificate
Transferred to Checking or Savings
Withdrawn at any time without penalty
Interest check mailed upon request
NCUA Insurance Coverage Booklet - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
IRAs, minor accounts, and business account must be opened at one of our Financial Centers and require specific documentation. Please call our Member Care Center at (800) 683-1211 or (210) 442-0100 for more information on these types of special accounts.
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Before applying, please have the following ready for yourself and anyone else on the account, including beneficiaries:
Firstmark Credit Union (formerly San Antonio Teachers Credit Union) is a member-owned, locally controlled not-for-profit financial cooperative. It was chartered in 1932, giving it the honor of being the oldest state-chartered credit union in San Antonio, Texas.