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Checking That Gets You Paid

Open a checking account with Firstmark and earn up to $300 within just 90 days!

Checking That Earns More
  • Must be a new member
  • Account must remain open for 90 days
  • One direct deposit during first 30 days = Get $50
  • Two direct deposits totaling $2,000 during days 31-90 = Get $250
Get Paid - Apply Now

Earn & Give Back to Your Community with Power of the Dollar®!

POD Max
POD Max 1
Open Now
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Annual Earnings1Auto Loan Savings2ATM Fee Savings3Impact Fee4
$300$98$68$60
Benefits
  • Earn 3.00% APY5 on Balances up to $10,000
  • Get .50% Loan Discount on
    • Auto
    • Personal
    • Home Equity Loans
  • Get 15 ATM Fee Refunds Per Year
  • Free Standard Checks
  • Educators Only: Access to 0% APR6 Classroom Supply Loan
  • Access to MAX Money Market
Account Details
  • $25 Minimum Opening Deposit
  • Dividends Paid Monthly
  • Minimum Average Daily Balance of $500 to Earn APY5
  • $5 Monthly Impact Fee
Your Impact

Of the $5 monthly impact fee, $1 is contributed to the Firstmark Foundation, funding initiatives that enrich the schools in our community.

POD Plus
Plus
Open Now
Already a Member? Upgrade Now
Annual Earnings1Auto Loan Savings2ATM Fee Savings3Impact Fee7
$15$98$68$36
Benefits
  • Earn .15% APY8 on Daily Balances
  • Get .50% Loan Discount on
    • Auto
    • Personal
    • Home Equity Loans
  • Get 15 ATM Fee Refunds Per Year
  • Free Standard Checks
  • Educators Only: Access to 0% APR6 Classroom Supply Loan
Account Details
  • $25 Minimum Opening Deposit
  • Dividends Paid Monthly
  • No Minimum Monthly Balance
  • $3 Monthly Impact Fee
Your Impact

Of the $3 monthly impact fee, $1 is contributed to the Firstmark Foundation, funding initiatives that enrich the schools in our community.

POD
Power Of The Dollar®
Open Now
Already a Member? Upgrade Now
Annual Earnings1Auto Loan Savings9ATM Fee Savings3Impact Fee
$10$49$45$12
Benefits
  • Earn .10% APY8 on Daily Balances
  • Get .25% Loan Discount on
    • Auto
    • Personal
    • Home Equity Loans
  • Get 10 ATM Fee Refunds Per Year
  • Free Standard Checks
  • Educators Only: Access to 0% APR6 Classroom Supply Loan
Account Details
  • $25 Minimum Opening Deposit
  • Dividends Paid Monthly
  • No Minimum Monthly Balance
  • $1 Monthly Impact Fee
Your Impact

Your $1 monthly impact fee will be contributed to the Firstmark Foundation, funding initiatives that enrich the schools in our community.

Basic
BASIC 1
Open Now
Already a Member? Upgrade Now
Annual Earnings1Auto Loan Savings2ATM Fee SavingsImpact Fee
$1$0$0$0
Benefits
  • Earn .01% APY8 on Daily Balances
  • Free first box of checks
Account Details
  • $25 Minimum Opening Deposit
  • Dividends Paid Monthly
  • No Minimum Monthly Balance
  • No Monthly Service Fee

 

This account is subject to foreign ATM fees.

Bill Pay

Bill Pay

Mobile Deposit

Mobile Deposit

Digital Wallet

Digital Wallet

Card Controls

Card Controls

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All Checking Accounts Have Access To:

Mobile

Pay a Person (P2P)

Digital Banking
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NCUA Insurance Coverage Booklet – Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
  1. Average checking account balance of $10,000.
  2. The average annual savings based on a .50% discount for a $35,000 auto loan at 6.24% for 60 months.
  3. Based on the national average $3 charge per transaction at a foreign ATM plus a $1.50 Firstmark foreign ATM transaction fee.
  4. The $5 monthly impact fee includes $1 to support the Firstmark Foundation.
  5. Annual Percentage Yield. Accurate as of 05/17/2025. The Credit Union may offer other rates in the future. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account. Power of the Dollar® MAX is a tiered annual percentage yield (APY) account. Rates are subject to change. Minimum daily balance of $500 to earn APY. Balances $500 to $10,000 the Dividend Rate is 2.96% with an APY of 3.00%; Balances $10,000.01(+) the Dividend Rate will revert to 0.01% with an APY of 3.00% to 0.01%.
  6. APR is Annual Percentage Rate. Accurate as of 05/17/2025. Membership with Firstmark Credit Union required. Must be an active and certified K-12 teacher in a public or a private school to qualify. Rates and terms are subject to change without prior notice. Loan amount is $500. Maximum term is 10 months. Payment example: On a 10 month loan for $500 at 0.00% APR, you would make 10 payments of $50. All loans are subject to credit approval.
  7. The $3 monthly impact fee includes $1 to support the Firstmark Foundation.
  8. Annual Percentage Yield. Accurate as of 05/17/2025.
  9. The average annual savings based on a .25% discount for a $35,000 auto loan at 6.49% for 60 months.
†

All qualifying members must conduct the following transactions to receive up to $300.

  • New member must make a direct deposit (or Automated Clearing House (ACH) of at least $10 into their new Basic, Power of the Dollar®, Power of the Dollar® Plus or Power of the Dollar® MAX checking account to qualify for a $50 payout. The initial ACH deposit must be completed within the first 30 days of account opening. An account may only qualify once for payout. Upon qualifying, the $50.00 bonus will be deposited by the end of day into the member’s new Basic, Power of the Dollar®, Power of the Dollar® Plus or Power of the Dollar® MAX checking account. Deposits under $10 are not eligible.
  • New member must make two or more ACH deposits for a total of $2,000.00 to qualify for a $250 bonus. ACH deposits must be completed within day 31 to 90 of account opening to qualify. An account may only qualify once for payout. Upon qualifying, the $250.00 bonus will be deposited by the close of the 91st day, into the member’s Basic, Power of the Dollar®, Power of the Dollar® Plus or Power of the Dollar MAX checking account.
    RequirementsIncentive
    $10.00 (or more)$50.00
    Two or more ACH Deposit totaling $2,000.00 (or more)$250.00
  • A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit. This can include salary / payroll, pension, Social Security, person to person (P2P) payments, or other ACH electronic deposit into a Basic, Power of the Dollar®, Power of the Dollar® Plus or Power of the Dollar® MAX checking account.
  • Mobile check deposits, or deposits made at a branch or ATM do not qualify as an ACH/direct deposit.
  • Primary account owner must be age 18 to be eligible.
  • Promotion is for a limited time only and may end at any time without notice.
  • Rates, fees, and terms applicable can be located on the Firstmark Credit Union Truth-in-Savings Disclosures. The Credit Union may offer other rates for these types of accounts in the future.
  • A new Basic, Power of the Dollar®, Power of the Dollar® Plus or Power of the Dollar® MAX checking account must remain open throughout the 90-day qualification period to receive up to $300 payout.
  • $300* (For APY, Minimum Deposit requirements, and rates, please see Firstmark’s Truth in Savings disclosures here Membership Guide)
  • 8/21/2023 – All Firstmark Credit Union memberships closed within the last 90 days will not qualify for this promotion.
  • Incentives are considered interest and will be reported to the IRS Form 1099-INT (or Form 1042-S if applicable).
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Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiaries:
  • Social Security Number
  • Date of Birth
  • Current Address
  • Phone Number
  • Email Address
  • Valid ID
  • Initial Deposit Amount (ACH or Credit Card)
Begin Application

Let's Get Started

Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:

  • Social Security Number
  • Date of Birth
  • Current Address
  • Phone Number
  • Email Address
  • Valid ID
  • Requested Loan Amount
Apply Now