In the event your checking account balance runs short, Member PrivilegeSM will automatically cover a transaction that might otherwise be returned. This program saves you additional merchant fees, possible damage to your credit history, and any embarrassment that might result if a check was returned. There is nothing to sign; no action on your part is required. This checking account feature is safe and automatic. For more information, call (210) 442-0100.
* The Member PrivilegeSM Program is a discretionary, fee-based overdraft protection program provided to Firstmark Credit Union account holders as an opt-in service; which imposes a fee for each overdraft created by checks, in-person withdrawals, ATM withdrawals, Point-of-Sale and Signature Debit Card withdrawals, or by other electronic means. You have up to 30 days to bring your account back to a positive amount before this service is revoked.