A Chance to Get Ahead - $100K Giveaway - Official Rules

Entry
By entering the Promotion, each entrant accepts and agrees to be bound by these Official Rules. No purchase necessary to enter. From December 2, 2019 through June 27, 2020 (“Promotion Period”), individuals who do one or more of the following will be automatically entered in a weekly drawing and a grand prize drawing for a chance to win a prize:

(1) Establish a qualifying checking account during the Promotion Period with a monthly deposit of $500 or more, or make a monthly deposit of $500 or more to an existing checking account during the Promotion Period;
(2) Open a new Firstmark Credit Union credit card account or use a current Firstmark Credit Card account, and make purchases, balance transfers, or cash advances of $1,000 or more during the Promotion Period;
(3) Finance an auto loan from Firstmark Credit Union during the Promotion Period, or refinance an auto loan from a financial institution other than Firstmark Credit Union during the Promotion Period.

You may also enter by providing name, address, email address, date of birth and phone number on a 3”x5” index card and mailing it to: Firstmark Credit Union, P.O. Box 701650, San Antonio, TX 78270-1650 Attn: Research and Audit – A Chance to Get Ahead - $100K Giveaway. Must be postmarked by June 13, 2020. Proof of mailing does not constitute proof of receipt.

Entries limited to one (1) mail-in entry, one (1) entry per primary account holder for a checking account meeting the above qualifications, one (1) entry per primary account holder for a credit card account meeting the above qualifications, two (2) entries per primary borrower for new auto loans or auto-loan refinances meeting the above qualifications; maximum of five (5) entries per person. All qualifying activity must be completed and reflected on the applicable account by 12:00 pm CST June 27, 2020.

Entrants may only win one (1) weekly prize. Each eligible non-winning entrant will roll over into the following week. All entrants in good standing and with qualifying accounts, including those who have won one of the weekly drawings, will be entered to win the Grand Prize at the end of the Promotion Period.

Member Prizes
There will be one (1) non-employee winner each week of the Promotion Period, for a total of 30 winners, who will receive a $2,500 deposit to their Firstmark savings or checking account. Each winner will be selected by random drawing from all eligible entries on or about the Monday of each week during the Promotion Period and notified on or about the Wednesday of each week. Prize will be deposited into the primary member’s Firstmark savings or checking account once member accepts the prize and signs the required paperwork. If winner does not have a Firstmark savings or checking account, prize will be deposited into account upon opening, as long as winner meets Firstmark’s membership qualifications and the account is opened on or before June, 27,2020.Winners are responsible for all applicable federal, state and local taxes. Weekly winners are not eligible for subsequent drawings of the $2,500 prize during the Promotion Period.

All entrants in good standing and with qualifying accounts, including previous $2,500 winners, will be entered for the Grand Prize drawing for a $10,000 deposit into their Firstmark savings or checking account. Grand Prize  drawing will take place the week of June 29, 2020. Odds of winning depend on the number of entries received. Board Members, employees, and their families (spouse, siblings, parents, children, grandparents and grandchildren; including step-family and in-laws) are not eligible to win prizes under this section.

Employee & Family Prizes
There will be one (1) employee winner each week of the Promotion Period, for a total of 30 winners, who will receive a $500 deposit to their Firstmark checking or savings account. Each winner will be selected by random drawing from all eligible entries on or about the Monday of each week during the Promotion Period and notified on or about the Wednesday of each week.

Prize will be deposited into employee’s Firstmark savings or checking account once employee accepts the prize and signs the required paperwork. Previous winners are not eligible for subsequent drawings of the $500 prize during the Promotion Period. All entrants in good standing and with qualifying accounts, including previous $500 winners, will be entered for the Grand Prize drawing for a $1,000 deposit into their Firstmark savings or checking account. Grand Prize drawing will take place on or about the week of June 29, 2020. Odds of winning depend on the number of entries received. Only employees and their families (spouse, siblings, parents, children, grandparents and grandchildren; including step-family and in-laws) are eligible to win prizes under this section.

Conditions
The drawing is void where prohibited or restricted by law and is subject to all federal, state and local laws and regulations. If a winner cannot be reached, fails to respond within six (6) business days or otherwise is not in compliance with these Rules, prize will be forfeited, and the Credit Union may, in its discretion, select another winner. Winners will have their photo taken and agree to the use of their names and likenesses in publicity without notice or any additional compensation, except where prohibited by law. By entering this promotion, the winners acknowledge that Firstmark Credit Union has the right to publicize and broadcast their name, voice, and likeness, the fact that they won, and all matters incidental thereto. Winners will be required to sign a Publicity Release and an IRS form W9 prior to receiving their prize. Winners will be asked to record their story of how winning this Giveaway helped them to better their lives; e.g. pay debt, save, or reach a financial goal.

By entering this promotion, each entrant releases Firstmark Credit Union and its respective directors, officers, employees, agents, and subsidiaries from any and all liability, claims, causes of action, suits, and demands arising from or in connection with its lawful actions in conducting the promotion. Firstmark Credit Union reserves the right, in its sole discretion, to cancel or suspend this promotion, in its entirety or in part, should tampering, unauthorized intervention, fraud, technical failures, or other causes beyond Firstmark Credit Union’s control corrupt the administration, security, fairness, integrity or proper play of the promotion.

Eligibility
Open to all members who qualify under the entry rules above. Board Members and their families (spouse, siblings, parents, children, grandparents and grandchildren; including step-family and in-laws) are not eligible.  The Firstmark Credit Union 2019 “A Chance to Get Ahead $100K Giveaway,” is only offered in Texas and entrants must be legal U.S. residents, 18 years of age or older as of December 2, 2019. 

This contest is sponsored by Firstmark Credit Union. To request a list of winners, visit firstmarkcu.org/100K