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Firstmark Credit Union - Rates
5.90% Fixed Rate APR2
Platinum VISA®! |
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Get A Platinum
VISA® with Cash Back!
Now you have a CHOICE when it comes
to earning benefits with your Credit Union Platinum Card.
The Rebate Rewards CashBack
program is an automatic feature of your Credit Union VISA® Platinum
card that makes it easy to put money back into your pocket. You’ll
earn an annual CashBack rebate on each qualified purchase1
made with your VISA® card.
Here’s how your CashBack
program adds up:
| Yearly
Purchases CashBack Bonus |
| $1000 & below |
0.25% |
| $1001 – $2000 |
0.50% |
| $2001 – $3000 |
0.75% |
| $3001 & above |
1.00% |
Additionally,
you’ll receive:
- Credit lines starting at $7,500
- No Annual Fee
- No Cash Advance Fee
- No Balance Transfer Fee
- 25-Day Grace Period on Retail Purchases
- Annualized Statements
- $1 Million in Travel Accident Insurance
Rate,
Fee & Other Cost Information
Call (210) 442-0100 or (800) 683-1211 for complete details. |
ANNUAL PERCENTAGE
RATE (APR) for Purchases as low as |
Promotional Rate is
Firstmark Credit Union - Rates
5.90% for the first six (6) billing
cycles following the opening of your account; then to as low as
Firstmark Credit Union - Rates
10.90% |
or as high as |
Firstmark Credit Union - Rates
17.90% |
| Other APRs as low as |
Balance Transfer APR:
Firstmark Credit Union - Rates
5.90% for the first six (6) billing
cycles following the opening of your account; then to as low as
Firstmark Credit Union - Rates
10.90%
Cash Advance APR:
Firstmark Credit Union - Rates
5.90% for the first six (6) billing
cycles following the opening of your account; then to as low as
Firstmark Credit Union - Rates
10.90%
Delinquency APR:
Firstmark Credit Union - Rates
2%
over current Standard Rate3 |
| Grace Period for Repayment of Balances
for Purchases |
You have at least 25 days to repay your
balance for purchases before a finance charge will be imposed. |
Method of Computing the
Balance for Purchases |
Average daily balance (including new
purchases) |
| Annual Fee |
NONE |
| Over-limit Fee |
Firstmark Credit Union - Fees
$15 if your account balance exceeds your established credit limit by 10% or more |
| Late Payment Fee |
Firstmark Credit Union - Fees
$25, when
your payment is not made within ten (10) days after the statement
closing date |
| Returned Check Fee |
Firstmark Credit Union - Fees
$25 |
| Card Replacement Fee |
Firstmark Credit Union - Fees
$5 |
| International Purchase, Credit Voucher and Cash Disbursement Fee |
Firstmark Credit Union - Fees
1% |
| Pay By Phone Fee |
Firstmark Credit Union - Fees
$5 |
| 24-Hour Application Line (210) 442-0199 |
| To Report Lost or Stolen Cards (800) 449-7728 |
| The information regarding the cost of the cards described above is accurate as of
Firstmark Credit Union - Rates
July 1, 2008. This information may have changed after that date. To find out what may have changed, call us at (210) 442-0100, (800) 683-1211 or write us at Firstmark Credit Union, P.O. Box 701650, San Antonio, TX 78270-1650. This tabular disclosure supersedes the tabular disclosure located on the Firstmark Credit Union Credit Card application. |
The 5.90%APR2 rate applies on ALL purchases,
balance transfers and cash advances!
Fill out our Platinum
VISA® Application Online or call our 24/7 Loan Application
Line (210) 442-0199 and apply for your
Firstmark Credit Union - Rates
5.90%2 VISA® today!
Personal Financing Calculators:
| 1 |
Qualified purchases do not include
balance transfers, cash advances, check with statements or returns.
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| 2 |
Rate accurate as of
Firstmark Credit Union - Rates
July 1, 2008.
Firstmark Credit Union - Disclosures
Promotional rate available on new purchases and balance transfers for the first six (6) billing cycles following the opening of your account; then to as low as 10.90% APR. Rate is subject to change without notice.
Firstmark Credit Union - Disclosures
Rates and terms are subject to change without prior notice. Other restrictions may apply. Your exact APR is based on your creditworthiness and may be adjusted from time to time after your account is established. Ask a loan officer about the rate you qualify for. |
| 3 |
Firstmark Credit Union - Disclosures
If at any time your account is two cycles or more delinquent two times in a nine-month period, your APR for all current and future advances will increase 2 percentage points over your current Standard Rate APR, not to exceed 18% APR. This rate may be adjusted to your current Standard Rate APR after your account has been non-delinquent for nine consecutive months. |
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