Firstmark Credit Union - Loan Products

Firstmark Credit Union offers mortgage loans to finance the purchase of owner occupied residences located in Texas. The maximum loan amount for qualified borrowers is 100% of purchase price. Firstmark Credit Union offers several financing options at competitive interest rates. Loan application packets can be mailed to you directly or stop by our Mortgage Lending office at the Gold Canyon Branch. Contact us at (210) 308-7807 in order to obtain additional information regarding current interest rates. We can also help with the different financing options available through the Credit Union. Take advantage of the many real estate related programs we have to offer.

Mortgage Rates - Apply Now

Rates are for Purchase and Refinances of residential property - No Commercial Property or Trailers
As of Firstmark Credit Union - Rates November 17, 2008

Loan Type
APR

Interest Rate

Payment per $10,000†

Conventional 15 Years Firstmark Credit Union - Rates 6.803% Firstmark Credit Union - Rates 5.625%
Firstmark Credit Union - Rates $82.37

Conventional 30 Years Firstmark Credit Union - Rates 6.767% Firstmark Credit Union - Rates 5.875%
Firstmark Credit Union - Rates $59.15

FHA 15 Years Firstmark Credit Union - Rates 6.867%
Firstmark Credit Union - Rates 5.500%

Firstmark Credit Union - Rates $81.71

FHA 30 Years Firstmark Credit Union - Rates 6.989% Firstmark Credit Union - Rates 6.000%
Firstmark Credit Union - Rates $59.96

VA 15 Years
Firstmark Credit Union - Rates 6.826%
Firstmark Credit Union - Rates 5.500%
Firstmark Credit Union - Rates $81.71

VA 30 Years Firstmark Credit Union - Rates 6.854% Firstmark Credit Union - Rates 6.000%
Firstmark Credit Union - Rates $59.96

7/1 ARM 15 Years Firstmark Credit Union - Rates Firstmark Credit Union - Rates
Firstmark Credit Union - Rates

7/1 ARM 30 Years Firstmark Credit Union - Rates Firstmark Credit Union - Rates
Firstmark Credit Union - Rates

Jumbo $417,001 - $650,000 15 Years Firstmark Credit Union - Rates 7.998% Firstmark Credit Union - Rates 7.000%
Firstmark Credit Union - Rates $89.88

Jumbo $417,001 - $650,000 30 Years Firstmark Credit Union - Rates 8.003% Firstmark Credit Union - Rates 7.500%
Firstmark Credit Union - Rates $69.92

Investment Property Cash out allowed 15 Years
(no points) 10% Down investment fee required
Firstmark Credit Union - Rates 7.959%

Firstmark Credit Union - Rates 6.750%
Firstmark Credit Union - Rates $88.49

Investment Property Cash out allowed 30 Years
(no points) 10% Down investment fee required Firstmark Credit Union - Rates 8.205% Firstmark Credit Union - Rates 7.250%
Firstmark Credit Union - Rates $68.22

Rates are based on an $80,000 loan amount, lower loan amounts may have a higher rate and higher amounts may have a LOWER Rate. Please call for all other rates.

The above rates DO NOT have discount points tied to them. There is a 1% origination fee.

Closing costs are typically about $2,000 - $4,000, Title Insurance is required. If you escrow, the escrow account must be re-established with the new loan.

Rates are subject to change without notice
PLEASE APPLY ONLINE OR CALL FOR AN APPOINTMENT – Walk-ins welcome too.

Home Financing Calculators:

We offer a variety of mortgage loan programs to help you move forward with your plans! If you already have a mortgage loan with another financial institution, refinance your loan with your credit union and see how much you will save!

Stop by our Gold Canyon office to pick up an application for a mortgage loan, or call us at (210) 308-7807 or (800) 683-1211 and ask for the Mortgage Lending Department today!

Rates EFFECTIVE Firstmark Credit Union - Rates November 17, 2008 . All rates quoted are ANNUAL PERCENTAGE RATES. Rates and terms are subject to change without prior notice. Other restrictions may apply. Discount for automatic payment does not apply to Mortgage Loans or Education Loans.

† Firstmark Credit Union - Disclosures Based on Interest Rate and Terms for each loan type as shown above.