| General Fees |
| Product/Service |
Fee |
| Collection Items (Depending on Processing
Method) |
Firstmark Credit Union - Fees
$5 to $25/item
|
| Fax
Service (Outgoing—up to 3 pages) |
|
Local Number
|
Firstmark Credit Union - Fees
$2 |
Long Distance
|
Firstmark Credit Union - Fees
$5 |
| Legal Notices/Court Order fee |
Firstmark Credit Union - Fees
$25/occurrence |
| Check Cashing—(member) |
Firstmark Credit Union - Fees
$2/check1 |
| Check
Cashing—(non-member) |
Firstmark Credit Union - Fees
$3/check |
| Check Returned
to Credit Union |
Firstmark Credit Union - Fees
$25 |
| Statement Copy |
Firstmark Credit Union - Fees
$3 |
| Interim
Statement of Account |
Firstmark Credit Union - Fees
$3 |
Transfer
of Funds from Savings to Checking Account
(in excess of 6 per month) |
Firstmark Credit Union - Fees
$3 |
| Wire Transfers |
|
Domestic (to a financial institution)
|
Firstmark Credit Union - Fees
$10 |
International (to a financial institution)
|
Firstmark Credit Union - Fees
$40 |
Western Union (Domestic)
|
Firstmark Credit Union - Fees
$15 |
Western Union (International)
|
Firstmark Credit Union - Fees
Fee Varies2 |
| Travelers
Checks |
Firstmark Credit Union - Fees
1% of purchase amount |
| Travelers
Checks for Two |
Firstmark Credit Union - Fees
1.5% of purchase amount |
| Travelers Cheque Card (reloadable) |
Firstmark Credit Union - Fees
$14.95 |
| American Express Gift Card |
Firstmark Credit Union - Fees
$3.95 |
| American Express Gift Cheque |
Firstmark Credit Union - Fees
$2.50 |
| VISA® Gift Card |
Firstmark Credit Union - Fees
$2.50 |
| Teller
Checks (withdrawal from account in form of a check) |
|
First teller check for members
|
Firstmark Credit Union - Fees
free |
Each additional teller check for members
|
Firstmark Credit Union - Fees
$2 |
Each teller check for non-members
|
Firstmark Credit Union - Fees
$3 |
| Cashier’s
Checks |
|
Members
|
Firstmark Credit Union - Fees
$2 |
Non-members
|
Firstmark Credit Union - Fees
$3 |
| Photocopy of Paid Check/Deposit Reconstruction |
Firstmark Credit Union - Fees
$3 |
| Personalized Checks |
Firstmark Credit Union - Fees
Fee Varies3 |
| Account
Research (minimum 1 hour) |
Firstmark Credit Union - Fees
$15/hr |
Statement
Reconciliation4 (minimum 1 hour)
|
Firstmark Credit Union - Fees
$15/hr |
| Closing
an Account less than 6 Months Old |
Firstmark Credit Union - Fees
$10 |
Insufficient
Funds5—Check/ACH Draft/ATM/Debit/MasterCard®/VISA®
(Statement Descriptions: Withdrawal Fee, Withdrawal Overdrawn) |
Firstmark Credit Union - Fees
$25 |
| Stop
Payment Order (must be in writing) |
Firstmark Credit Union - Fees
$25 |
Stop Payment
Renewal6,7
|
Firstmark Credit Union - Fees
$25 |
| Debit
Card Replacement |
Firstmark Credit Union - Fees
$5 |
| ATM
Card Replacement |
Firstmark Credit Union - Fees
$5 |
| Debit/ATM Card
PIN Re-issuance |
Firstmark Credit Union - Fees
$2 |
| ATM
Transaction Fee at a Firstmark C.U. Owned/Shared or Allpoint Network |
Firstmark Credit Union - Fees
None |
| Non-Firstmark
C.U. Owned/Shared ATM or Allpoint Network Transactions8 (Inquires, Withdrawals & Transfers are considered transactions. |
Firstmark Credit Union - Fees
$1 |
|
ATM Surcharge for Non-Firstmark C.U. Account Transactions |
Firstmark Credit Union - Fees
$2.00 |
| Late Payment Charge |
Firstmark Credit Union - Fees
5% of payment due or $5, whichever is greater |
| Coin Counting 9, 10 |
|
Members
|
Firstmark Credit Union - Fees
3% |
Non-members
|
Firstmark Credit Union - Fees
5% |
| Holiday Account Early Withdrawal |
Firstmark Credit Union - Fees
$10 |
| Member PrivilegeSM Fee5- |
|
Overdraft Courtesy (Statement Description: MBR Privilege Fee, Fee Withdrawal)
|
Firstmark Credit Union - Fees
$25/item |
| Checking
Account Fees |
| Product/Service |
Fee |
Overdraft
Protection Transfer from Loan Account
(in excess of 6 per month) |
Firstmark Credit Union - Fees
$1 |
Enriched
Checking
|
Firstmark Credit Union - Fees
$5/mo.11 |
Enriched
Checking Plus
|
Firstmark Credit Union - Fees
$7/mo.12 |
| Premier
Club Checking |
Firstmark Credit Union - Fees
$7/mo. |
| Premier
Plus Club Checking |
Firstmark Credit Union - Fees
$9/mo. |
| Premier Elite Checking |
Firstmark Credit Union - Fees
$7/mo. |
| Premier eChecking |
Firstmark Credit Union - Fees
$7/mo. |
| eChecking and Premier eChecking Account Inquiry via C.U. rep. |
Firstmark Credit Union - Fees
$1/inquiry |
| Temporary
Checks |
Firstmark Credit Union - Fees
First 10 Free |
Each additional set of 10
|
Firstmark Credit Union - Fees
$2 |
| Credit
Card Fees |
| Product/Service |
Fee |
| Credit Card Replacement |
Firstmark Credit Union - Fees
$5 |
| Special
“Rush Order” (covers FedEx charges) |
Firstmark Credit Union - Fees
$20 |
| Intl' Purchase, Credit Voucher and Cash Disbursement |
Firstmark Credit Union - Fees
1% per transaction |
| Pay-by-Phone |
Firstmark Credit Union - Fees
$5 |
| Late Payment Fee |
Firstmark Credit Union - Fees
$25 |
| Over-the-limit Fee (See Credit Card disclosure for complete fee schedule.) |
Firstmark Credit Union - Fees
$15 |
| Money
Market/Checking Account Fees |
| Product/Service |
Fee |
| Withdrawals/Transfers
(in excess of 6 per month) |
Firstmark Credit Union - Fees
$2 |
| Checks (in
excess of 3 per month) |
Firstmark Credit Union - Fees
$2 |
| Super Money Market |
Firstmark Credit Union - Fees
$10 |
| Safe
Deposit Box Fee |
| Box
Size |
Annual
Rental Fee
with Checking |
Annual
Rental Fee
without Checking |
| 3” x 5” |
Firstmark Credit Union - Fees
$15 |
Firstmark Credit Union - Fees
$20 |
| 5” x 5” |
Firstmark Credit Union - Fees
$25 |
Firstmark Credit Union - Fees
$30 |
| 3” x 10” |
Firstmark Credit Union - Fees
$30 |
Firstmark Credit Union - Fees
$35 |
| 5” x 10” |
Firstmark Credit Union - Fees
$45 |
Firstmark Credit Union - Fees
$50 |
| 10” x 10” |
Firstmark Credit Union - Fees
$60 |
Firstmark Credit Union - Fees
$65 |
NCUA DOES NOT INSURE SAFE DEPOSIT CONTENTS |
|
| ePayment
Online Banking Fees |
|
Members trying ePayment for the first time, will receive the first three, consecutive months at no charge. Your three months introductory period begins when you sign on.
How to Keep ePayment Free
The ePayment monthly charge starts at
Firstmark Credit Union - Fees
$4.95
per
month. Members can reduce the monthly fee or even
pay no charge at all by using certain Firstmark
Credit Union products and services. Review the
chart below to see which
products allow you to save or waive the ePayment
fee. The fee is deducted on the 10th day of the
following month (or next business day in the event
of a holiday or weekend).
|
|
| Eligible
Products/Services |
Member Cost (Single Services) |
Member Savings |
| Direct Deposit to Savings or Checking Account |
Firstmark Credit Union - Fees
No Charge |
$4.95 |
| Home Equity |
Firstmark Credit Union - Fees
No Charge |
$4.95 |
| Elite, Premier
Club, Premier Elite, Premier eChecking Checking Accounts |
Firstmark Credit Union - Fees
No Charge |
$4.95 |
| MasterCard®/VISA®
(with balance) |
Firstmark Credit Union - Fees
$2.95 |
$2.00 |
| Consumer Loan
(with balance) |
Firstmark Credit Union - Fees
$2.95 |
$2.00 |
| MasterMoney®
Debit Card* |
Firstmark Credit Union - Fees
$3.95 |
$1.00 |
|
NOTE: Rates and terms
are subject to change.
Firstmark Credit Union - Fees
$4.95
is the maximum eligible
discount that will be allowed in order to receive
ePayment services at No Charge. Only one Firstmark
Credit Union account per member number is eligible
to receive ePayment services for No Charge. You
must have a Firstmark Credit Union checking account
to qualify for the use of Bill Pay services. You
may not use a Savings, Money Market Checking,
Kid$Club, or Axess Teen account with Bill Payment.
Eligible discounts are subject to additional qualifications.
*Active in the last six months.
1. Fee charged if members account balance is less than $100. Fee does not apply to Kid$Club or Axess if check is payable to minor.
2. Fee depends on dollar amount requested.
3. Fee depends on the style of checks ordered.
4. Charges for
statement copies are additional.
5. The insufficient funds/Member PrivilegeSM fee is imposed for overdrafts created by checks, in-person withdrawals, or by other electronic means.
6. After six months and must be in writing.
7. After 30 days and must be in writing for ACH
items.
8. Some ATM owners may charge an additional fee known as a "surcharge."
9. Does not apply to Kid$Club, Axess, Business Accounts or organization accounts
10. Fee waived if counted coins are deposited.
11. Only if the balance falls below $750 during
the month.
12. Only if the balance falls below $1,000 during
the month.
13. Only if the balance falls below $50,000 during the month.
|
|
|
